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The Rough Notes Company Inc.

Management

    WHY ENTERPRISE RISK MANAGEMENT MATTERS

WHY ENTERPRISE RISK MANAGEMENT MATTERS

Risk Management Much risk a company faces is not insurable and must be managed The list of risks that organizations face every day can be long and complicated. Some risks cannot be fully transferred through insurance or other techniques. If they are not identified and managed, these risks can severely damage and even destroy a company. In 1998, insurer Conseco acquired Green Tree, a mobile home lender turned subprime powerhouse,

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    WINTER IS HERE

WINTER IS HERE

The Innovative Workplace Planning and preparing for bad weather We all know that bad weather can affect business operations. Last year certainly had its share—from heavy rains and floods to strong winds, fires and more. Winter is upon us, and for many parts of the country it means harsher weather is coming our way, if it’s not here already. The National Oceanic and Atmospheric Administration (NOAA) forecasts a cooler, wetter

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    CLIENT EXPOSURES: THE HYDRA-HEADED BEAST

CLIENT EXPOSURES: THE HYDRA-HEADED BEAST

Risk Managers’ Forum Teamwork is a byword of effective risk management Greek mythology informs us that Hercules had a significant problem when attempting to slay the hydra-headed monster that was wreaking havoc in the ancient world: Every time one of its heads was severed, two more grew in its place. This same problem is faced by independent agents, risk managers, and company underwriters when dealing with exposures today. From providing

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    ESSENTIAL QUESTIONS FOR AGENCY LEADERS: PART 1

ESSENTIAL QUESTIONS FOR AGENCY LEADERS: PART 1

Winning Strategies Addressing these questions can become the foundation of your annual strategic business plan Lately I’ve conducted quite a bit of research with agency owners, mainly to identify their biggest concerns, problems or frustrations. Based on this research and my decades of helping agencies grow and become more profitable, I’ve developed a list of essential questions that I believe agency owners need to answer. Knowing the answers to these

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    INSURANCE NETWORKS: IT’S ABOUT SCALE

INSURANCE NETWORKS: IT’S ABOUT SCALE

Are networks the distribution channel of the future? While the debate about online insurance sales versus in-person agents isn’t particularly novel, it has escalated with the rise of “Insurtech” as an attractive investment sector and the emergence of new, more robust online carriers and insurance markets. Absent from this ongoing discussion are networks. At a fundamental level, insurance networks provide their agency members the opportunity to scale, which is necessary

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