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Specialty Lines

    FOCUS ON SPECIALTY LINES— A LOOK TO 2017

FOCUS ON SPECIALTY LINES— A LOOK TO 2017

Opportunities and recommendations for next year’s specialty lines market On October 21, 2016, the attacks began. An online offensive against domain name server (DNS) provider Dyn, Inc. caused outages to some of the Internet’s top sites, including Amazon, Netflix, Twitter, and Spotify. Apparently capitalizing on vulnerable devices, such as Internet-capable refrigerators, smart thermostats, and other devices that lack the standard firewalls, the attackers brought down scores of high-profile websites. The

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    Cyber Insurance: Risks and Solutions

Cyber Insurance: Risks and Solutions

Risks and capacity are abundant, but demand still lags For any independent agency that has been reluctant to embrace and promote cyber insurance, it seems that there’s no longer any choice. Cyber insurance, which entails first- and third-party coverages for disruption of computer systems and loss to data, is perhaps the fastest growing line of commercial insurance, and a product that reaches into every sector of the economy. U.S. insurers

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    COVERING WEATHER RISKS

COVERING WEATHER RISKS

Adverse conditions need not deliver a negative financial impact, thanks to protections offered by weather insurance For much of the United States, the winter of 2015-2016 was relatively easy to handle, especially when compared to the previous year. For example, the end of February this year saw just 15% of the total land area of the 48 contiguous states covered by snow. Exactly a year earlier, the percentage topped 60.

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    FOCUS ON THE SECURITY INDUSTRY

FOCUS ON THE SECURITY INDUSTRY

Major changes create opportunities for agents Home-grown terrorism, security   breaches into organizations such as Yahoo!, LinkedIn, and even the Democratic National Committee … the security industry has become a rapidly changing marketplace. With digital and physical security being inextricably linked, as businesses grapple with myriad security threats, they are running to keep pace with the changes. According to the 2015 Gartner report on cyber security, new business designs are being

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    BRAVE NEW WORLD: CHALLENGES OF THE CYBER INSURANCE MARKETPLACE

BRAVE NEW WORLD: CHALLENGES OF THE CYBER INSURANCE MARKETPLACE

Additional exposures may cause coverage lines to blur ISO Emerging Issues Perspective By Shawn E. Dougherty For all the benefits coming from a connected world, the digital age can often show a dark underside. Cyber exposures may represent the largest global issue emerging for insurers thus far in the 21st century. Cyber is also one of the fastest-growing insurance markets—but an area in which a lack of accurate pricing and

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