Please set up your API key!

The Rough Notes Company Inc.

Benefits & Financial Services

    CRITICAL ILLNESS: NEW COVERAGE OPTIONS MEET EVOLVING NEEDS

CRITICAL ILLNESS: NEW COVERAGE OPTIONS MEET EVOLVING NEEDS

Sales of the product are rising, with opportunities for agents and brokers Everyone fears the big three: heart attack, stroke and cancer—and those serious medical conditions account for 70% to 90% of claims filed under critical illness insurance products, underwriters say. But critical illness insurance, sold primarily as a supplemental voluntary benefit, is evolving rapidly, covering more illnesses to fill the expanding gaps in employer-paid medical benefits. “Employee deductibles have

Read Full Article

CUSTOMIZED ENROLLMENT STRENGTHENS BENEFITS PLANS

Benefits Products & Services MetLife study points to strategic advisor role for brokers Major providers of benefits products are trying to make benefits choices easier for plan participants to understand and more customized to their life circumstances. Their goal is to eliminate confusion for workers, help them better prioritize their financial and health product needs, and encourage them to think about their benefits program holistically. “The vast majority of Americans

Read Full Article
    VOLUNTARY ACCIDENT INSURANCE

VOLUNTARY ACCIDENT INSURANCE

Product and tech enhancements bring employer and employee value High-deductible health plans help employers contain employee benefit costs. They also help motivate employees to be better consumers of healthcare. But when a medical emergency hits, the consumer-driven coverage can leave employees and their families with thousands of dollars in uncovered expenses. Concerned for the long-term financial well-being of their employees and interested in offering more flexible benefit choices, many employers

Read Full Article

REACHING PLAN PARTICIPANTS BY CHANGING THE MESSAGE

“What some agents and brokers appreciate is that the content allows them to brand themselves. It elevates their thought leadership and their expertise.” —Chris Winston Corporate Communications Manager Colonial Life   Benefits Products & Services Unum and Colonial Life deliver practical tips and stories, with help from social media Study after study indicates that benefit plan participants have—at best—an incomplete understanding of the benefits they are offered by their employer.

Read Full Article
    STOP LOSS: NEW OPTIONS FOR SMALLER EMPLOYERS

STOP LOSS: NEW OPTIONS FOR SMALLER EMPLOYERS

Stop-loss insurers help small to medium-sized companies self-fund their benefits A generation ago, large corporations realized that they could reduce their health benefits costs by paying their own medical claims—usually with the help of a third-party administrator or administrative services provided by experienced health insurers. Self-funding became one of the most common cost containment tools for companies with good cash flow and a consistent claims history. Stop-loss insurance, coverage for

Read Full Article
1 2 3 8
rn-subscribe-sidebar-cta_magazine rn-subscribe-sidebar-cta_blog

Trending Tweets