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Benefits & Financial Services

    HELPING EMPLOYEES WITH HOSPITAL INDEMNITY

HELPING EMPLOYEES WITH HOSPITAL INDEMNITY

Voluntary benefit insurers are providing myriad new options, including some designed to help workers short on cash pay for unexpected medical costs In the struggle to contain health care costs, employers are raising employee deductibles, co-pays and premium contributions, but what’s good for employer costs may not be good for their employees, who bear more of the expense. Not only are employees paying more out of their pockets for care,

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    EMPLOYEES SEEK WORK/PERSONAL LIFE INTEGRATION

EMPLOYEES SEEK WORK/PERSONAL LIFE INTEGRATION

Mercer study looks at HR’s challenges and opportunities Earlier this year, Mercer published its 2017 Talent Trends study—a sweeping examination of what employees value and what employers are doing to attract the workers they want. It comes at a crucial time because, according to the study, 43% of C-suite executive respondents and 34% of HR professionals agree that competition for talent will continue to increase this year. One of four

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    DISABILITY INCOME: OPPORTUNITIES FOR AGENTS

DISABILITY INCOME: OPPORTUNITIES FOR AGENTS

With demand on the rise, agents can turn to a number of sources for solid products and services High-deductible health plans, increased cost sharing, and other Affordable Care Act innovations have made health insurance more available and some premiums more affordable, but they also have created potential gaps in individual economic security. Employers turn to some traditional insurance products—short- and long-term disability policies—to fill those gaps and protect employees from

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    SUCCEEDING IN A CHALLENGING MARKET FOR HEALTH INSURANCE

SUCCEEDING IN A CHALLENGING MARKET FOR HEALTH INSURANCE

BENEFITS AGENCY A small agency gears up to meet clients’ needs for individual and group health coverage When the Affordable Care Act was introduced, many small agents and brokers looked into the abyss of more than 1,000 pages of regulations and gave up on selling health insurance. The compliance issues were too complicated, and the demand for individual health insurance was beyond the ability of their roster of insurers. But

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    BOOMERS HEADED FOR “REVOLVING RETIREMENT”

BOOMERS HEADED FOR “REVOLVING RETIREMENT”

Employers and employees have a mutual interest in a smooth transition Those who are debating whether or when to retire from their life-long work are sometimes offered this philosophical advice: “It is better to retire ‘to’ something than ‘from’ something.” Baby Boomers seem to be heeding that advice, and what a significant number of retiring Baby Boomers are retiring “to” is other paying work, according to research by Strategic Business

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