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The Rough Notes Company Inc.

Benefits & Financial Services

    WORKFORCES STRENGTHENED BY PERSONS WITH DISABILITIES

WORKFORCES STRENGTHENED BY PERSONS WITH DISABILITIES

Benefits Products & Services Nonprofit firm helps match job openings and talents Anyone who listens to enough company owners or HR directors talk about personnel issues might eventually hear them say, with pride, “You wouldn’t believe where we found this amazing employee.” They then go on to describe how the employee who has worked out so well came to them in some unexpected way. When looking for talent, it pays

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    THE WORKSITE’S MAJOR ROLE IN THE LIFE INSURANCE MARKET

THE WORKSITE’S MAJOR ROLE IN THE LIFE INSURANCE MARKET

Insurers seek to capitalize on huge potential The growth in voluntary benefits in recent years has included a healthy increase in sales of employee-paid life insurance. Last year the industry’s voluntary life sales increased by almost 6%, according to Eastbridge’s 2016 “U.S. Voluntary/Worksite Sales Report,” most of it term life insurance; and voluntary term life, as a percentage of the total voluntary market, has doubled since 2008. Still, there remains

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    THE POWER  OF TWO

THE POWER OF TWO

P-C agency teams up with benefits expert to meet clients’ needs Build a base of experience and a strong reputation. Then let youthful energy drive the future. It’s a natural cycle that invigorates agency operations and introduces them to a new generation. For example, Carlisle Insurance in Corpus Christi, Texas, has spent the last five years creating a solid base of employee benefits business that both supplements and energizes its

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    TELEMEDICINE AND MORE

TELEMEDICINE AND MORE

Get in front of the competition by providing services beyond just basic health and voluntary benefits When people work hard to earn a paycheck, they carefully consider where and how much of it to spend. Why should the philosophy be any different when it comes to buying insurance? It really isn’t. Working with the right benefits partner can offer more things to talk about and more ways to help your

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    ACCIDENT COVERAGE HAS BROAD APPEAL

ACCIDENT COVERAGE HAS BROAD APPEAL

Product serves vital need in high deductible health plans As  deductibles in employer  health plans continue to rise, employees are increasingly vulnerable to the financial consequences of accidents. Many live paycheck-to-paycheck and can ill afford to self-insure the accident risk; those who do manage to save money do so for vital purposes, such as educating children or their own retirement. Accident-related expenses can seriously derail those plans. This below-the-deductible gap

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