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Benefits & Financial Services

    ROOM FOR IMPROVEMENT IN BENEFITS SATISFACTION LEVEL

ROOM FOR IMPROVEMENT IN BENEFITS SATISFACTION LEVEL

Benefits Products & Services The Guardian Workplace Benefits Study probes problems and solutions The Guardian Life Insurance Company released its 4th Annual Work place Benefits Study in the second half of 2016 and, for the first time since the study began in 2012, the results showed a significant drop-off in worker satisfaction with their benefits plans. The results were derived from an independent, nationwide survey of 1,439 full-time employees and

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MANAGING ABSENCES

Benefits Products & Services Sun Life Summit tackles the tough issue of health-related absences When an employee is absent from work due to health reasons, it can bring out the worst or the best in other employees. “She’s sick again?” someone mutters in a tone that is both irritated and skeptical. “I guess I’ll be doing her work and mine again today.” Others rally behind an employee who faces a

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    NEW KID ON THE BLOCK: ID PROTECTION AS AN EMPLOYEE BENEFIT

NEW KID ON THE BLOCK: ID PROTECTION AS AN EMPLOYEE BENEFIT

Employers and employees embrace protection for ID theft The news usually arrives as a mystery. Money is missing from your bank account. Your credit card bill shows purchases you don’t remember making. Or the Internal Revenue Service refuses your tax filing, telling you that your refund has already been paid out. Identity theft stops you in your tracks and can take days—sometimes weeks or months—to resolve. While you struggle to

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    PROTECTING THE PAYCHECK

PROTECTING THE PAYCHECK

Short-term, long-term, voluntary or group, disability income serves a critical need Disability income insurance—while influenced by the same trends that drive growth in supplemental health products such as critical illness, accident, hospitalization and gap insurance—has a marketing history that is more complex than that of these other products. Some brokers of disability income, for example, have centered their practice on serving high-income professionals such as doctors, dentists or athletes, or

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    A RETIREMENT READINESS REALITY CHECK

A RETIREMENT READINESS REALITY CHECK

Where do guaranteed lifetime income products fit? Benefits Products & Services By Thomas A. McCoy, CLU Ever since defined contribution (DC) plans supplanted defined benefit (DB) plans as the dominant retirement plan product in the workplace, the choices available to employees for their plan investments have been mostly stocks and bonds, in multifarious packaging, along with some stable value products. Annuities—the cornerstone financial security product of the defined benefit era—are

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