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The Rough Notes Company Inc.

Commercial Lines

    REFINING RISKS: COMMERCIAL INSURANCE IN THE ENERGY SECTOR

REFINING RISKS: COMMERCIAL INSURANCE IN THE ENERGY SECTOR

ISO Emerging Issues Perspective Robust data is an essential underwriting tool In a sector rife with market volatility and other unknowns, Big Oil often carries outsized exposures. Unlike general property insurance for commercial enterprises, where the law of large numbers sharpens underwriting for more than 5 million buildings, data on the roughly 135 oil and gas refineries operating in the United States is relatively slim. The energy insurance market is

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    THE EMERGING RISKS OF ROBOTICS IN THE WORKPLACE

THE EMERGING RISKS OF ROBOTICS IN THE WORKPLACE

Risk Management Caution: Maintain a respectful distance When I was a young boy, I loved the TV show Lost in Space. The family had a robot that was a trusted companion to their son, Will Robinson. The robot was famous for saying, “danger, danger” and waving its mechanical arms whenever it detected a threat. Fast forward 50 years and robots are becoming more and more a part of our lives

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    SAY NO TO TERMINAL BUSINESS INTERRUPTION

SAY NO TO TERMINAL BUSINESS INTERRUPTION

Risk Management Forewarned is forearmed Imagine you are sound asleep, your phone rings and the person on the line says, “Your business is on fire.” That’s the call the owners of Allegan Metal Finishing got in March 2015. The family-owned business that started in 1958 was burning to the ground, putting more than 80 employees out of work and no longer able to provide for their families. They all went

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A GOOD STORY

Workers comp insurers enjoy results, but agents face challenges “2015 is a good story,” announced NCCI’s new President and CEO Bill Donnell, CPCU, ARM. “Insurers are doing very well overall. Premiums and payrolls are growing.” Speaking at his first Annual Issues Symposium, Bill held up the tradition of the word and declared that this year the workers comp industry was “transforming.” And therein lies the rub. In her Chief Actuary’s

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