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    The Ultimate Consumer Advocate

The Ultimate Consumer Advocate

Florida agency zeroes in on client needs All too often, we see self-styled consumer advocates who seem more intent on personal aggrandizement than on actually advocating for consumers. But that isn’t true of the independent agency of Caton-Hosey Insurance in Daytona Beach, Florida, where the interests of the consumer are taken into account in every insurance transaction and service. CEO Rex Caton, CPCU, CLU, and President John Hosey have overseen

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    State Of The Construction Market

State Of The Construction Market

Expertise drives success in growing marketplace Optimism in the construction business continues to grow, thanks to a continuing economic rebound that started a few years ago and continues into 2016. “The Great Recession applied a reset to the housing market,” explains Kellam Rad ford, senior vice president at Distinguished Programs. “Despite meaningful recent forward momentum, overall housing starts are at early-1990s levels, and overall growth looks like a patchwork.” He

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    Freedom To Succeed

Freedom To Succeed

Smart Choice® helps agents stay independent and prosper When times get tough—and they’re certainly tough these days—independent agents respond in different ways. Some try to hang tight and ride out the storm. Others acquire another agency, are acquired, or form a cluster. Still others shake up their staff, buy a new agency management system, or attend seminars with titles like “From Zero to Sixty: Jump-Start Your Agency Operation.” Some of

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    Spread Your Wings With Voluntary Benefits

Spread Your Wings With Voluntary Benefits

Aflac’s Wingman program helps brokers build volume and profits These days, the buzz in benefits is all about voluntary: employee-paid coverages for accident and health, critical illness, disability income, dental, vision, and life insurance. As group health costs continue their inexorable rise, employers increasingly are looking to voluntary benefits as a way to offer their employees valuable protection that they choose and pay for themselves. “Ten years ago, brokers weren’t

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