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From The Latest Issue

    BUILT FOR AGENTS

BUILT FOR AGENTS

AGENCY OF THE MONTH Florida agency becomes national powerhouse  If you build it, they will come,” apparently does not just apply to baseball. In 1988, Valli and John Ritenour started Insurance Office of America (IOA), Longwood, Florida, and built it as a place that would attract clients and employees, including top-performing agents—a place that they would never want to leave because it provided some of the best producer contracts in

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    COOL TOOLS FOR MANAGING WORK COMP RISKS

COOL TOOLS FOR MANAGING WORK COMP RISKS

Two high-tech solutions for preventing injuries and expediting return to work Filling out lengthy accident reports … coordinating resources to help injured workers recover … striving to prevent worksite accidents and reduce premiums … these are just a few of the myriad challenges employers face in the complex arena of workers compensation. The burden is even greater for smaller companies, where executives may wear several hats and have no dedicated

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    HIGH-TECH TOOLS TO MANAGE FLEET RISK

HIGH-TECH TOOLS TO MANAGE FLEET RISK

Advancements in technology are contributing to loss mitigation in the fleet safety and management space When was the last time a claim was paid that shouldn’t have been? If you’re like most agents, you’ve seen countless claims that never should have been paid. On the other hand, many claims that should be paid are not. With advances in technology, it’s possible to exert more control over this situation. And more

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    TEEING UP GOLF AND COUNTRY CLUB COVERAGE

TEEING UP GOLF AND COUNTRY CLUB COVERAGE

Industry poised to strengthen in 2017 The years 2011 and 2012 were tough ones for the golf and country club industries located in the Northeastern part of the United States. First came a Halloween Nor’easter that brought down trees and power lines in areas where the leaves were still on the trees, causing insurers to pull back on limits for tree and debris removal. A year later, Hurricane Sandy impacted

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    A Look at Self-insurance & Medical Stop Loss

A Look at Self-insurance & Medical Stop Loss

Brokers finding opportunities to attract and keep employer business on the books Self-insurance turns the traditional healthcare reimbursement system upside down by shifting responsibility for a lot of healthcare expenses away from the insurance company and onto employers. Employees in high-deductible health plans can relate. In both HDHPs and self-insured plans, there is a trade-off where one party—the employee or employer—receives a savings in exchange for paying the more predictable

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