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    CONGRATULATIONS, Murray Securus

CONGRATULATIONS, Murray Securus

CONGRATULATIONS, Murray Securus Several elements of Murray Securus’s DNA impressed past Agency of the Month winners who voted for the Lancaster, Pennsylvania, firm as our Rough Notes 2016 Agency of the Year. One past winner was particularly impressed by “how they built out the agency in response to client needs.” Others echoed the sentiment, citing the agency’s formation 80-plus years ago and the subsequent launch of its human resources consulting

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    STRUCK BY LIGHTNING

STRUCK BY LIGHTNING

Public Policy Analysis & Opinion Trump proposal for interstate insurance sales threatens the foundations of a business based on trust As Murray D. Lincoln, founder of the Nationwide Mutual Insurance Companies, often reminded audiences, it is vital for any institution or organization to maintain knowledge of “fundamental principles.” Perhaps Lincoln’s observation holds particular importance for the business of insurance, which traffics in risk and is based on public trust. It

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    PRIMER ON PAROCHIALISM

PRIMER ON PAROCHIALISM

Public Policy Analysis & Opinion NAIC calls out the European Union’s end run,  but offers a flawed alternative A federal charter for reinsurance—or any entity that trades in risk ceded by primary writers—would establish a regulatory baseline to foster a level playing field. On September 28, 2016, the National Association of Insurance Commissioners (NAIC) asked Congress to pressure U.S. trade negotiators to protect the myriad parochial provisions that pepper the

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    BECOMING A RISK MANAGER—ON PURPOSE OR NOT

BECOMING A RISK MANAGER—ON PURPOSE OR NOT

Risk Managers’ Forum Risk management guidelines, formal insurance-related education or not Today, more and more young people are intentionally finding their way into the field of risk management. They finish high school and either enter or end up in a formal post-secondary insurance or risk management program. Of course, many follow a less clearly defined educational path, combining college or university business and risk management education and landing a risk

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    THE THREE PHASES OF A CLAIM

THE THREE PHASES OF A CLAIM

Building phase-based strategies and processes can minimize the claims impact on a business and help drive the best outcome I’ve had the privilege of working in the insurance industry for almost 40 years. Throughout that time, I’ve experienced many claims. When claims occur, I always try to keep things in perspective, realizing that serious injury and loss of life are the most devastating claims. One of the worst claims I’ve

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