Please set up your API key!

The Rough Notes Company Inc.

Producers Blog

    A RETIREMENT READINESS REALITY CHECK

A RETIREMENT READINESS REALITY CHECK

Where do guaranteed lifetime income products fit? Benefits Products & Services By Thomas A. McCoy, CLU Ever since defined contribution (DC) plans supplanted defined benefit (DB) plans as the dominant retirement plan product in the workplace, the choices available to employees for their plan investments have been mostly stocks and bonds, in multifarious packaging, along with some stable value products. Annuities—the cornerstone financial security product of the defined benefit era—are

0 comment Read Full Article
    Managing Workplace Political Discussions

Managing Workplace Political Discussions

The fine line between sharing opinions and verbal bullying The Innovative Workplace By Laura Kerekes, SHRM-SCP, SPHR With the presidential election cycle in full swing and candidates talking about hot human resources topics like immigration, wages, and healthcare, some employees are discussing the candidates and their platforms during the work day. These kinds of conversations have the potential to create camaraderie or become divisive; the last thing any employer wants—or

0 comment Read Full Article
    BRAVE NEW WORLD: CHALLENGES OF THE CYBER INSURANCE MARKETPLACE

BRAVE NEW WORLD: CHALLENGES OF THE CYBER INSURANCE MARKETPLACE

Additional exposures may cause coverage lines to blur ISO Emerging Issues Perspective By Shawn E. Dougherty For all the benefits coming from a connected world, the digital age can often show a dark underside. Cyber exposures may represent the largest global issue emerging for insurers thus far in the 21st century. Cyber is also one of the fastest-growing insurance markets—but an area in which a lack of accurate pricing and

0 comment Read Full Article
    Goodbye agent and broker. Hello outsourced risk manager.

Goodbye agent and broker. Hello outsourced risk manager.

It’s time to step up your game and focus on risk Beyond Insurance By F. Scott Addis, CPCU, CRA A few years ago I had the opportunity to speak in a conference setting to 100 or so CFOs in the Philadelphia area. While I was asked to present on the state of the property and casualty industry, I took the liberty of asking each participant to complete the following five-question

0 comment Read Full Article
    CAPTIVE INSURERS: ALTERNATIVE RISK TRANSFER AT ITS BEST?

CAPTIVE INSURERS: ALTERNATIVE RISK TRANSFER AT ITS BEST?

Opportunities abound for mid-sized agents and brokers to profit from the captive trend ARTful Measures By Michael J. Moody, MBA, ARM Several years ago you could set your clock by where the underwriting cycle was in the commercial property and casualty insurance market. Seven years on the dot. Rates would, for the most part, follow this predetermined timetable. If it was year three into the cycle, you knew you had

0 comment Read Full Article

Subscribe To Rough Notes

rn-subscribe-sidebar-cta_magazine rn-subscribe-sidebar-cta_blog

Trending Tweets