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The Rough Notes Company Inc.

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    CONSTRUCTION CLAIMS

CONSTRUCTION CLAIMS

A guide for those who don’t have time for YouTube videos Do you ever wonder what causes construction cranes to collapse? What about heavy equipment mishaps—how do they come about? If you have time—and if you’re easily distracted, allow lots of time—head to YouTube.com and search “crane accidents” or “heavy equipment accidents.” You’ll find compilations of the “10 Worst” or “Real Life” accidents—hundreds of videos, often 10 minutes or more

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    HOTEL AND RESORT MARKET

HOTEL AND RESORT MARKET

Advice to develop your hospitality niche When I think about hotel and resort risks, I look no further than the Happiness Hotel, the run-down London-based establishment featured in Jim Henson’s The Great Muppet Caper. The Murphy beds spring back up into the wall without warning—the vibration causing the hanging light bulbs to fall and break—a taxicab driver crashes through the front door to drop patrons off in the lobby, and

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    WRITING RISKS IN THE “RESTAURANT RECESSION”

WRITING RISKS IN THE “RESTAURANT RECESSION”

Restaurants face tough competition, but carriers are eager to insure them Conditions are not so hospitable for sectors of the hospitality industry these days. Some commentators are calling current conditions the “restaurant recession,” although that may overstate matters, as overall volume appears flat, not in steep decline. There are signs of a significant decline in lunchtime patronage, however; a function, perhaps, of the growing number of people working from home

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    FOCUS ON CONDO ASSOCIATION INSURANCE

FOCUS ON CONDO ASSOCIATION INSURANCE

An update on the niche’s geographical and market trends, pricing, and claims What’s the hottest property on the market these days? Condominiums. Forget what you know about single-family homes appreciating in value more than condos. According to a Trulia report that looked at property data in 100 metro areas between February 2012 and February 2017, the median appreciation rate of condominiums outpaced that of single-family homes. During that five-year period,

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    STOREFRONT CRASHES: AN EMERGING THREAT FOR RESTAURANTS AND BARS

STOREFRONT CRASHES: AN EMERGING THREAT FOR RESTAURANTS AND BARS

Agents can help clients assess their risks and put safety protocols in place Imagine you’re the owner of a local restaurant or bar. You’re proud of the business you’ve worked hard to build. You’re situated in a prime spot on Main Street, giving you access to critical foot traffic as shoppers, tourists, and other business owners take a respite from their daily routine to dine and relax in your establishment.

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