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    THE CHALLENGE OF MATURITY

THE CHALLENGE OF MATURITY

Insurance for social services and nonprofits is well established but the market faces growing risks In the mid-1980s, nonprofit organizations and social service agencies saw their operations and very existence threatened by a crisis in the availability and affordability of liability insurance. Thirty years on, there is a thriving, competitive market for coverage of nonprofits and social service agencies. Agents, brokers, and carriers in that market are being tested for

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    THE ELEMENTS AND OBJECTS OF AGENTS E&O

THE ELEMENTS AND OBJECTS OF AGENTS E&O

Advice for agents, because some mistakes simply can’t be erased or obliterated By Christopher W. Cook See what I did in the title and below the title? That will be a contribution to my running gag of misinterpreting the meaning of “E&O”—prior examples being eggs and omelets, and emus and ostriches. Hey, I have to mix things up every once in a while (emphasis on the H, if you’re familiar

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    TEEING UP GOLF AND COUNTRY CLUB COVERAGE

TEEING UP GOLF AND COUNTRY CLUB COVERAGE

Industry poised to strengthen in 2017 The years 2011 and 2012 were tough ones for the golf and country club industries located in the Northeastern part of the United States. First came a Halloween Nor’easter that brought down trees and power lines in areas where the leaves were still on the trees, causing insurers to pull back on limits for tree and debris removal. A year later, Hurricane Sandy impacted

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    FOCUS ON FITNESS AND AMATEUR ATHLETICS

FOCUS ON FITNESS AND AMATEUR ATHLETICS

Becoming aware of risks other than injuries The fitness and amateur sports industry has exploded in popularity. A University of New Haven employment guide estimates that the sports industry overall generates between $400 billion and $425 billion in annual revenue, and billions more in related industries, such as fitness/recreational sports. That’s a huge increase from 2005, when the International Association of Sports Economists estimated the sports industry size between $44

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    A LESSON IN EDUCATION

A LESSON IN EDUCATION

Understand the coverages available in the various education sectors With the new administration in place, the future of America’s education sector is a mystery, like the reasoning behind Common Core math. Regardless of what the future holds, the need for insurance will remain in the education arena. But before walking into a school and saying, “Hey, let me offer you some coverage,” it’s best to know what you’re doing. “It’s

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