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The Rough Notes Company Inc.

Specialty Lines

    Focus on RECREATIONAL BOATING

Focus on RECREATIONAL BOATING

A strong dollar and low interest rates, fuel prices, and unemployment spell good news for the recreational marine business The tide has turned for the recreational boating industry. In 2016, the number of new powerboats sold in the United States increased by almost 7%, according to the National Marine Manufacturers Association (NMMA). The organization estimates that annual sales of boats, marine products, and services in the U.S. will have grown

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    D&O INSURANCE: PROTECTING BUSINESS “ELITES” ACROSS NATIONAL LINES IN A POPULIST AGE

D&O INSURANCE: PROTECTING BUSINESS “ELITES” ACROSS NATIONAL LINES IN A POPULIST AGE

A new administration poses fresh challenges for D&O carriers and their insureds “Yankee, stay home!” In light of recent political developments, directors and officers of U.S. corporations might be inclined to take that imperative as good advice. The British referendum vote to leave the European Union, Donald Trump’s election as president of the United States, and the rise of nationalist political parties in Europe all share a common driver: popular

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    REFINING RISKS: COMMERCIAL INSURANCE IN THE ENERGY SECTOR

REFINING RISKS: COMMERCIAL INSURANCE IN THE ENERGY SECTOR

ISO Emerging Issues Perspective Robust data is an essential underwriting tool In a sector rife with market volatility and other unknowns, Big Oil often carries outsized exposures. Unlike general property insurance for commercial enterprises, where the law of large numbers sharpens underwriting for more than 5 million buildings, data on the roughly 135 oil and gas refineries operating in the United States is relatively slim. The energy insurance market is

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    CHALLENGES OF INSURING AUTONOMOUS VEHICLES

CHALLENGES OF INSURING AUTONOMOUS VEHICLES

ISO Emerging Issues Perspective How will the auto insurance market be affected by self-driving cars? As manufacturers race to create autonomous vehicles, insurers face a difficult question: How best to insure a car that “drives itself”? Part of the problem is that auto insurance, like other property/casualty lines of business, tends to be highly regulated by state laws. Since the law is dynamic, the target keeps changing, and insurance forms

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    CONSTRUCTION CLAIM TRENDS

CONSTRUCTION CLAIM TRENDS

Experienced adjuster offers insight for agents and brokers who serve contractors and other construction professionals As the construction recovery continues to unfold,  contractors are taking on more work. More projects mean more insurance policies—including more builders risk policies. But they also mean more claims. Tom Tiernan, senior executive general adjuster for Engle Martin & Associates, works with contractors all the time, and because of that he’s able to observe trends

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