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    FOCUS ON THE SECURITY INDUSTRY

FOCUS ON THE SECURITY INDUSTRY

Major changes create opportunities for agents Home-grown terrorism, security   breaches into organizations such as Yahoo!, LinkedIn, and even the Democratic National Committee … the security industry has become a rapidly changing marketplace. With digital and physical security being inextricably linked, as businesses grapple with myriad security threats, they are running to keep pace with the changes. According to the 2015 Gartner report on cyber security, new business designs are being

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    BRAVE NEW WORLD: CHALLENGES OF THE CYBER INSURANCE MARKETPLACE

BRAVE NEW WORLD: CHALLENGES OF THE CYBER INSURANCE MARKETPLACE

Additional exposures may cause coverage lines to blur ISO Emerging Issues Perspective By Shawn E. Dougherty For all the benefits coming from a connected world, the digital age can often show a dark underside. Cyber exposures may represent the largest global issue emerging for insurers thus far in the 21st century. Cyber is also one of the fastest-growing insurance markets—but an area in which a lack of accurate pricing and

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    Abundant D&O capacity faces a world of challenges

Abundant D&O capacity faces a world of challenges

Opportunities abound for agents who pursue this demanding specialty  Even as technology and globalization of commerce expand the scope of loss exposures for directors and officers, knowledgeable observers of the D&O insurance space find abundant capacity prepared to provide coverage on largely favorable terms for buyers. “The D&O marketplace continues to experience an abundance of capacity with a continued focus on innovative product offerings,” says Laura Coppola, regional head of

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    Profe$$ional Liabilities

Profe$$ional Liabilities

Cyber exposure adds new complexity to an already complex type of insurance By Joseph S. Harrington, CPCU  Networked technology allows professionals to provide even more knowledge and service to their clients, but it comes at a price.  The sensitive, confidential information clients share with their doctors, lawyers, accountants, and other professionals is essentially under siege from computer hackers, some backed by nation-states, which relentlessly search for vulnerabilities in information security.

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    AGENTS E&O—NOT COVERAGE FOR LARGE FLIGHTLESS BIRDS

AGENTS E&O—NOT COVERAGE FOR LARGE FLIGHTLESS BIRDS

Staff understanding of agency procedures is key to preventing claims  By Christopher W. Cook  When it comes to risk, agents may find it necessary to arrange coverages for emu and ostrich farms. Flightless bird establishments present a plethora of risks for both employees and visitors. Okay, I seriously do know what E&O stands for, and I’m well aware that it’s neither emus and ostriches nor my previously suggested eggs and

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