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    Profe$$ional Liabilities

Profe$$ional Liabilities

Cyber exposure adds new complexity to an already complex type of insurance By Joseph S. Harrington, CPCU  Networked technology allows professionals to provide even more knowledge and service to their clients, but it comes at a price.  The sensitive, confidential information clients share with their doctors, lawyers, accountants, and other professionals is essentially under siege from computer hackers, some backed by nation-states, which relentlessly search for vulnerabilities in information security.

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    AGENTS E&O—NOT COVERAGE FOR LARGE FLIGHTLESS BIRDS

AGENTS E&O—NOT COVERAGE FOR LARGE FLIGHTLESS BIRDS

Staff understanding of agency procedures is key to preventing claims  By Christopher W. Cook  When it comes to risk, agents may find it necessary to arrange coverages for emu and ostrich farms. Flightless bird establishments present a plethora of risks for both employees and visitors. Okay, I seriously do know what E&O stands for, and I’m well aware that it’s neither emus and ostriches nor my previously suggested eggs and

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    COVERAGE, COUNSEL DRIVE HOSPITALITY INSURANCE SUCCESS

COVERAGE, COUNSEL DRIVE HOSPITALITY INSURANCE SUCCESS

Tips on how to develop a strong hotel and motel niche Hospitality is big business. Nearly 2 million employees. Some $175-plus billion in revenue. More than 50,000 properties—all of which need to be insured. From the smallest mom-and-pop operation to the largest resort complex, hotels and motels provide opportunities for insurance agents and brokers who understand the industry’s issues and can deliver targeted protection and risk services. Merger talk has

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    CONDO ASSOCIATIONS: GROWTH ALL AROUND

CONDO ASSOCIATIONS: GROWTH ALL AROUND

Know the risks your clients face and educate them The community association marketplace is experiencing growth in a number of areas. First is in the number of community associations. According to the Community Associations Institute’s (CAI) National and State Statistical Review for 2014, the number of community associations in the United States grew from 10,000 in 1970 to 222,500 in 2000 to 333,600 in 2014. Between 42% and 45% of

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    State Of The Construction Market

State Of The Construction Market

Expertise drives success in growing marketplace Optimism in the construction business continues to grow, thanks to a continuing economic rebound that started a few years ago and continues into 2016. “The Great Recession applied a reset to the housing market,” explains Kellam Rad ford, senior vice president at Distinguished Programs. “Despite meaningful recent forward momentum, overall housing starts are at early-1990s levels, and overall growth looks like a patchwork.” He

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