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Specialty Lines

    MEDICAL PROFESSIONAL LIABILITY INSURANCE

MEDICAL PROFESSIONAL LIABILITY INSURANCE

Market at a turning point as consolidation continues  How’s this for a play on words?: Agents and brokers who specialize in selling medical professional liability (MPL) insurance may have to start focusing on selling professional liability insurance to medical practitioners. This observation is more than semantic jiu-jitsu, as consolidation among healthcare providers has contributed to a decline in premium and profitability for MPL coverage since the mid-2000s. At the same

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    FOCUS ON TRANSPORTATION

FOCUS ON TRANSPORTATION

Industry experiences new technology and automation trends and a 
continuation of driver shortages Since the 1920s, the world has been trying to get autonomous cars to be a thing. So when the first self-driving Uber fleet hit the streets of Pittsburgh, Pennsylvania, the buzz began about how autonomous fleets could revolutionize transportation. Not far behind was the buzz surrounding the myriad risks that come with removing drivers from big rigs

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    LESSONS FROM THE SUPERSTORMS: INSURING FOR A BETTER RECOVERY

LESSONS FROM THE SUPERSTORMS: INSURING FOR A BETTER RECOVERY

ISO Emerging Issues Perspective It’s more than just immediate damages Crises can test relationships, not unlike the way a hurricane stress-tests a ship at sea. If a vessel isn’t seaworthy, the leaks soon become obvious. So, too, the cordial business relationship between insurance agent and policyholder can face a serious test following a loss, particularly a catastrophic one. Selection of necessary coverage elements often is guided by knowledge but limited

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    FOCUS ON SPECIALTY LINES— A LOOK TO 2017

FOCUS ON SPECIALTY LINES— A LOOK TO 2017

Opportunities and recommendations for next year’s specialty lines market On October 21, 2016, the attacks began. An online offensive against domain name server (DNS) provider Dyn, Inc. caused outages to some of the Internet’s top sites, including Amazon, Netflix, Twitter, and Spotify. Apparently capitalizing on vulnerable devices, such as Internet-capable refrigerators, smart thermostats, and other devices that lack the standard firewalls, the attackers brought down scores of high-profile websites. The

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    Cyber Insurance: Risks and Solutions

Cyber Insurance: Risks and Solutions

Risks and capacity are abundant, but demand still lags For any independent agency that has been reluctant to embrace and promote cyber insurance, it seems that there’s no longer any choice. Cyber insurance, which entails first- and third-party coverages for disruption of computer systems and loss to data, is perhaps the fastest growing line of commercial insurance, and a product that reaches into every sector of the economy. U.S. insurers

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