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    BRAVE NEW WORLD: CHALLENGES OF THE CYBER INSURANCE MARKETPLACE

BRAVE NEW WORLD: CHALLENGES OF THE CYBER INSURANCE MARKETPLACE

Additional exposures may cause coverage lines to blur ISO Emerging Issues Perspective By Shawn E. Dougherty For all the benefits coming from a connected world, the digital age can often show a dark underside. Cyber exposures may represent the largest global issue emerging for insurers thus far in the 21st century. Cyber is also one of the fastest-growing insurance markets—but an area in which a lack of accurate pricing and

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    Abundant D&O capacity faces a world of challenges

Abundant D&O capacity faces a world of challenges

Opportunities abound for agents who pursue this demanding specialty  Even as technology and globalization of commerce expand the scope of loss exposures for directors and officers, knowledgeable observers of the D&O insurance space find abundant capacity prepared to provide coverage on largely favorable terms for buyers. “The D&O marketplace continues to experience an abundance of capacity with a continued focus on innovative product offerings,” says Laura Coppola, regional head of

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    Profe$$ional Liabilities

Profe$$ional Liabilities

Cyber exposure adds new complexity to an already complex type of insurance By Joseph S. Harrington, CPCU  Networked technology allows professionals to provide even more knowledge and service to their clients, but it comes at a price.  The sensitive, confidential information clients share with their doctors, lawyers, accountants, and other professionals is essentially under siege from computer hackers, some backed by nation-states, which relentlessly search for vulnerabilities in information security.

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    AGENTS E&O—NOT COVERAGE FOR LARGE FLIGHTLESS BIRDS

AGENTS E&O—NOT COVERAGE FOR LARGE FLIGHTLESS BIRDS

Staff understanding of agency procedures is key to preventing claims  By Christopher W. Cook  When it comes to risk, agents may find it necessary to arrange coverages for emu and ostrich farms. Flightless bird establishments present a plethora of risks for both employees and visitors. Okay, I seriously do know what E&O stands for, and I’m well aware that it’s neither emus and ostriches nor my previously suggested eggs and

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    COVERAGE, COUNSEL DRIVE HOSPITALITY INSURANCE SUCCESS

COVERAGE, COUNSEL DRIVE HOSPITALITY INSURANCE SUCCESS

Tips on how to develop a strong hotel and motel niche Hospitality is big business. Nearly 2 million employees. Some $175-plus billion in revenue. More than 50,000 properties—all of which need to be insured. From the smallest mom-and-pop operation to the largest resort complex, hotels and motels provide opportunities for insurance agents and brokers who understand the industry’s issues and can deliver targeted protection and risk services. Merger talk has

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