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The purpose of The Insurance Marketplace Cybercast Web site is to provide information about the insurance industry’s excess, surplus, specialty lines, industry services and emerging markets. This Web site and the information on this Web site is made available as a free public service, without express or implied warranties of any kind. Unauthorized attempts to modify any information stored on this site or utilize this site for anything other than its intended purposes are prohibited.

This site is subject to the following disclaimers:

Accuracy and Continuity of Service

The Rough Notes Company, Inc., makes no guarantee of the completeness or accuracy of any information provided. It makes no promise or warranty to maintain or update the information contained and made available to the public. The Rough Notes Company, Inc., may suspend or discontinue this service at any time. The user assumes the responsibility of verifying any materials used or relied on.

No Warranties

The Rough Notes Company disclaims any express or implied warranty in providing for public use its computer system, Web site, and any materials, information, graphics, products, or processes contained therein. It makes no warranty, express or implied, nor assumes any responsibility in the use of this service or its contents for its accuracy, completeness, currency, its use for any general or particular purpose, nor that such items or use of such items would not violate or infringe rights of others. This service is provided on a strictly "as is" basis. The Rough Notes Company shall assume no liability for any errors, omissions, or inaccuracies in the information provided regardless of how caused; or any decision made or action taken, or not taken, by the reader in reliance upon any information or data furnished hereunder.

External Links  

The Rough Notes Company’s computer resources and materials may contain hypertext or other links to Internet or computer sites not owned or controlled by the Rough Notes Company that may be of interest. Links to other computer systems are not supervised nor regularly reviewed. Any information, endorsements of products or services, materials or personal opinions appearing on such external sites are not controlled, sponsored nor approved by the Rough Notes Company. The Rough Notes Company specifically disavows legal responsibility for what a user may find on another site, or for personal opinions of individuals or companies posted on any site.

Copyright Limitations

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Assumption of Risk of Use

A user of the Web site for information made available for public use assumes the risk of use or reliance on such information. Neither the Rough Notes Company, its employees or agents shall be liable for any damages for viewing, distributing or copying of materials on its sites made available to the public, including indirect, special, incidental, or consequential damages, even if advised of the possibility of such damages.

You understand and agree that any material downloaded or otherwise obtained through the use of this Web site is done at your own risk and discretion and that you will be solely responsible for any damages to your computer system or loss of data that results from the download of such material.

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