Circulation, Vicki Koors
Electronic Publishing
Arnold M. Pickett
Lisa A. Rowell
Advertising Sales
Arnold Sherman, Vice President
Robert T. Ammerman, Vice President
(317) 582-1600; 800-428-4384; FAX (317) 816-1000
Advertising Communications Group Inc.:
Robert A. Bloss, Vice President
102-C W. Germantown Pike, Norristown, PA 19401, Phone (800) 722-0228; (610)
275-2911; FAX (610) 239-9141.
Robert Johnson, Western Manager
814 South Westgate Ave., Ste. 127, Los Angeles, CA 90049
Phone (310) 820-2080 Fax (310) 571-1152
The Rough Notes Company, Inc.
Richard L. Hall, President & CEO
11690 Technology Dr., P. O. Box 1990, Carmel, Indiana 46032-4990
Samuel W. Berman, General Manager
Editorial Offices (317) 582-1600, FAX (317) 816-1000
EMAIL:rnc@in.net
Internet address: http://www.roughnotes.com
Subscriptions (317) 582-1600
Subscriptions FAX (800) 321-1909
Marketing Division:
Barbara J. Jacks, CIC, Vice President bjj@in.net
Technical & Educational Products Division:
Christopher Ketcham, CPCU, Vice President
Diana Kowatch, CPCU, AU, AAM, CPIW
Editor in Chief, PF&M Analysis Service
Roy C. McCormick, Consulting Editor,
PF&M Analysis Service
Editorial Director: The Insurance Marketplace: Larry France
ROUGH NOTES (ISSN 0035-8525) is published monthly by
The Rough Notes Co., Inc., 11690 Technology Dr., Carmel, IN 46032-5600.
The Rough Notes Co., Inc. is a subsidiary of Insurance Publishing Plus Corporation,
Walter J. Gdowski, President and Secretary; Thomas A. McCoy, Vice President.
Periodicals postage paid at Carmel, Indiana, and at additional mailing offices.
Subscriptions: United States, one year, $27.50. Single copies, $3. Member
of Business Publications Audit of Circulation, Inc. Printed in the U.S.A.
POSTMASTER: Send address changes to Rough Notes, Subscription
Department, 11690 Technology Drive, Carmel, IN 46032-5600.