© Rough Notes Co., 1998

1998, VOLUME 141, No. 10

Staff

Editor in Chief Thomas A. McCoy tommccoy@in.net

Senior Editor Nancy Doucette nancyd@in.net

Staff Editor/Online News Laura Biddle-Bruckman laurab@in.net

Publications Production Manager Evelyn Egan
Associate Editor Roy C. McCormick

1998 Editorial Advisory Board
Henry Bechard, Jr., Bechard Insurance
Bob Bourdeau, Al Bourdeau Insurance Service
Dennis Hilton, Cheney Insurance Agency
Chris McVicker, The Flanders Group
Rick Morgan, Automation Management Group
George Nordhaus, IMMS and Group 500
Dennis Pillsbury, Pillsbury Enterprises
Lois Van Horn, Athens Insurance Center
Martin Van Horn, Athens Insurance Center
Valarie Webster, The Flanders Group
Max Zimmerman, CPCU, Zimmerman & Company

Circulation, Vicki Koors

Electronic Publishing
Arnold M. Pickett
Lisa A. Rowell



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Samuel W. Berman, General Manager

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Marketing Division:
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Christopher Ketcham, CPCU, Vice President
Diana Kowatch, CPCU, AU, AAM, CPIW
Editor in Chief, PF&M Analysis Service
Roy C. McCormick, Consulting Editor,
PF&M Analysis Service

Editorial Director: The Insurance Marketplace: Larry France


ROUGH NOTES (ISSN 0035-8525) is published monthly by The Rough Notes Co., Inc., 11690 Technology Dr., Carmel, IN 46032-5600. The Rough Notes Co., Inc. is a subsidiary of Insurance Publishing Plus Corporation, Walter J. Gdowski, President and Secretary; Thomas A. McCoy, Vice President. Periodicals postage paid at Carmel, Indiana, and at additional mailing offices. Subscriptions: United States, one year, $27.50. Single copies, $3. Member of Business Publications Audit of Circulation, Inc. Printed in the U.S.A.


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