PF&M COMPANION
Approved by individual states, through February 2002
By Bruce Hicks, CLU, CPCU
COUNTRYWIDE
ISO
Boiler and Machinery, Businessowners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm
ISO has introduced the following forms:
IL 09 40 01 02 - Exclusion Of Terrorism (With Limited Exception) And Exclusion Of War And Military Action (Applies to Commercial Property, Commercial Inland Marine and Farm Coverage Parts)
IL 09 42 01 02 - Exclusion War, Military Action And Terrorism (Applies to Commercial Property and Commercial Crime Coverage Parts)
BP 05 12 01 02 - Exclusion Of Terrorism (With Limited Exception) And Exclusion Of War And Military Action (Applies to Businessowners Property Coverage Forms)
BP 05 12 01 02 - War Or Terrorism Exclusion (Liability Endorsement) (Applies to Businessowners Liability Coverage Form)
FL 10 30 01 02 - War Or Terrorism Exclusion (Applies to Farm Liability Coverage Form)
These forms are options for barring coverage of both direct and indirect damage caused by military or terrorist actions, subject to the act involving either:
* Total property damage in excess of $25 million
* Serious physical injury or death to at least 50 persons
* The dispersal of nuclear, biological or chemical materials
The forms also include a newly defined term, "terrorism."
Businessowners
In July 2001, ISO announced the 2002 edition of its Businessowners Program (BOP). The most substantial feature of the latest edition is the introduction of the BP 00 03 07 02, Businessowners Coverage Form. It takes the place of the long familiar BOP coverage parts (BP 00 01, BP 00 02, BP 00 06 and BP 00 09) because it is a complete form. It contains coverage provisions for property and liability protection, as well as all necessary policy conditions and exclusions. Other changes include:
* Modest expansion of coverage for insured's
landlord property
* Including exterior glass as component of covered property
* Limited coverage for computers and EDP equipment that is "stock"
* Clarifying how debris removal coverage applies
* Clarifying how collapse coverage applies
* Clarifying business income coverage and allowing for an extension of ordinary payroll coverage
* Offering broader coverage for:
* Money orders and counterfeit currency
* Increased cost of construction
* Business income from dependent properties
* Expenses related to handling glass replacement
* Expenses related to recharging fire extinguisher systems
* Building property an insured newly buys or builds
* Clarifying the application of the Earth Movement exclusion
* Revising the Power Failure exclusion to provide limited coverage to computers and EDP equipment
The program also is adding some additional definitions, such as "computer," "stock," "counterfeit," and "electronic media and records." There is a host of clarifications on the program's liability coverage, as well as some new and revised definitions. The program also offers new and revised multistate forms, as well as a number of form withdrawals to conform with the latest edition's coverage intent and policy structure.
Commercial Automobile
ISO has introduced the following forms:
CA 23 37 01 02 - War, Military Action And Terrorism Exclusion
CA 23 38 01 02 - War, Military Action And Terrorism Exclusion - Garage Coverage Form
CA 26 14 01 02 - Amendment Of Single Interest Policy Provisions - War, Military Action And Terrorism Exclusion
These forms replace the policy's previous war exclusion language to create, essentially, an absolute exclusion against damage that is caused by military or terrorist actions. There is also a newly defined term, "terrorism."
Commercial General Liability and Commercial Liability Umbrella Changes
ISO has introduced the following forms:
CG 21 69 01 02 - War Or Terrorism Exclusion (Applies to CGL Coverage Part)
CG 31 42 01 02 - War Or Terrorism Exclusion (Applies to OCP and Products/Completed Operations Liability Coverage Parts)
CG 31 43 01 02 - War Or Terrorism Exclusion (Applies to UST Policy and Pollution Liability Coverage Part)
CU 21 29 01 02 - War Or Terrorism Exclusion (Applies to Commercial Liability Umbrella Coverage Part)
These forms are options for barring coverage of both direct and indirect damage caused by military or terrorist actions, subject to the act involving either:
* Total property damage in excess of $25 million
* Serious physical injury or death to at least 50 persons
* The dispersal of nuclear, biological or chemical materials
The forms also include a newly defined term, "terrorism."
Commercial Liability Umbrella Changes
A set of new, multistate forms and other changes has been introduced for use with ISO's Commercial Liability Umbrella Program. The policy changes were made to several definitions and exclusions to acknowledge the exposures presented by Web sites and electronic publishing, as well as to clarify the property status of electronic data and the insured status of trusts and volunteer workers and a variety of editorial changes. For additional information, please refer to the PF&M Companion in the October 2001 issue of Rough Notes magazine.
Commercial Lines
ISO is preparing the introduction of a new Capital Assets Program, which is a coverage concept that replaces its previous Manufacturer's Output Policy. The protection may be offered as a monoline policy or as a coverage part. ISO also previously introduced a new Farm Umbrella Liability and Businessowner Program. In order to facilitate the new programs, ISO is offering the following new and revised multistate endorsements:
IL DS 00 04 98 - Common Policy Declarations
IL 00 03 04 98 - Calculation of Premium
IL 00 21 04 98 - Nuclear Energy Liability Exclusion Endorsement
IL 09 35 07 01 - Exclusion of Certain Computer-Related Losses
IL DS 00 07 02 - Common Policy Declarations
IL 00 17 11 98 - Common Policy Conditions
IL 09 17 11 85 - Resident Agent Countersignature
IL 12 01 11 85 - Policy Changes
IL 00 17 11 98 - Common Policy Conditions
IL 01 17 11 85 - Resident Agent Countersignature
Dwelling Liability
In December 2001, ISO filed an optional endorsement. Form DL 24 71 04 02, Limited Fungi, Wet or Dry Rot, or Bacteria Coverage modifies the Personal Liability (DL 24 01) form to provide some coverage for damage caused by rot or fungus. Coverage is on an aggregate basis and is provided by adding a definition for "fungi," and changing the form's Limit of Liability provision to include BI and PD attributed to fungus or rot. The aggregate sub-limit of coverage does not add to the Personal Liability form's overall (Coverage L) insurance limit.
Farm Changes I
ISO has filed a multistate revision of endorsements applicable to the Farm Program. It has revised FL 04 44 12 01, Coverage For Physical Injury To Crops And Animals Due To Certain Crop Dusting Operations Performed By Licensed Independent Contractor By Aircraft (Limited Crop Dusting Coverage); FL 04 65 12 01, Farm Employers Liability And Farm Employees Medical Payments Insurance; and FL 04 69 12 01, Custom Farming Liability Coverage. The changes are to comply with the National Association of Insurance Commissioners (NAIC) Statement of Statutory Accounting Principle no. 6. The principle requires that the due date for either audit or retrospective premiums must be referenced in a policy form. If it is not, any uncollected premium must be classified as nonadmitted premium income. These forms amend the applicable policy condition on audits by adding wording to the effect that any advance premium amount is a deposit, which will be verified by auditing at the end of each policy period. If additional premium is owed, the due date on any bill is the due date for paying audit premiums.
Farm Changes II
In July 2001, ISO filed a new multistate change to its Farm Program. The change was to introduce a Farm Umbrella Liability Policy and endorsements. Policy form FB 00 01 07 02, Farm Umbrella Liability Policy and its more than a dozen endorsements make excess coverage available. The following form protection is designed to supplement a standard form and either a personal or commercial auto exposure. In some instances, coverage is provided on a drop-down basis. While most of the program's definitions and exclusions match the language found in most underlying forms, there are new ones that must be analyzed carefully to determine the scope of coverage. ISO's filing circular mentions that, as compared to its own Farm Liability form, the umbrella contains exclusion differences involving autos, contracts, intentional acts, pollution, employers liability, property damage, etc.
General Liability Program Changes
This program revision introduced the CG 04 37 Electronic Data Liability Endorsement which covers electronic data by adding a definition for the term and by modifying the property damage definition to include electronic data. The revision also editorially clarified the following:
CG 04 28 02 02 Pollution Exclusion-Named Peril Limited Exception for a Short-Term Pollution Event
CG 04 29 02 02 Pollution Exclusion-Limited Exception for a Short-Term Pollution Event
CG 04 35 02 02 Employee Benefits Liability Coverage
CG 27 15 02 02 Extended Reporting Period Endorsement For Employee Benefits Liability Coverage
Personal Property and Liability Lines
In December 2001, ISO introduced a set of terrorism exclusions, proposing their use with its Dwelling, Dwelling Liability, and Homeowners Programs. ISO recently announced that it did not anticipate receiving approvals for the forms. The prognostication reflected its receipt of several disapproval notices and an acknowledgment in the National Association of Insurance Commissioners' recent statement that such exclusions should be unnecessary for personal lines of business. Interested insurers are being permitted to independently file any of the forms contained in the original filing submissions.
ALABAMA
Boiler and Machinery, Businessowners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Businessowners--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* BP 01 01 07 02 - Alabama Changes
* BP 03 17 07 02 - Alabama Windstorm Or Hail Exclusion - Direct Damage
* BP 12 11 07 02 - Alabama Application For Excess Rate
* BP 17 11 07 02 - Alabama Condominium Additional Provisions
Commercial General Liability and Commercial Liability Umbrella Changes--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Dwelling Liability--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after April 1, 2002.
Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after July 1, 2002.
ALASKA
Boiler and Machinery, Businessowners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies effective on or after January 12, 2002.
Commercial Liability Umbrella--The program changes referred to in the Countrywide section, along with state-specific form CU 26 23 12 01, have been approved for use by all participating insurers for all policies written on or after May 1, 2002.
ARIZONA
Boiler and Machinery, Businessowners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial General Liability and Commercial Liability Umbrella Changes--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
ARKANSAS
Boiler and Machinery, Businessowners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial Auto--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 22, 2002.
Commercial General Liability and Commercial Liability Umbrella Changes--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial Lines--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* IL 01 63 07 02 - Arkansas Changes
* IL 01 99 07 02 - Arkansas Changes - Transfer of Rights of Recovery Against Others To Us
* IL 02 31 07 02 - Arkansas Changes - Cancellation And Nonrenewal
Farm Changes II--The program changes referred to in the Countrywide section, along with state-specific form FB 01 01 07 02, Arkansas Changes - Multi-year Policies, have been approved and are available for use by interested insurers.
CALIFORNIA
Commercial Liability Umbrella--The program changes referred to in the Countrywide section have been approved for use and are available for interested insurers.
COLORADO
Boiler and Machinery, Businessowners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved and are available for use by interested insurers.
Businessowners--The program changes referred to in the Countrywide section, along with state-specific form BP 01 81 07 02 - Colorado Changes, have been approved and are available for use by interested insurers with a July 2002 distribution date.
Commercial General Liability and Commercial Liability Umbrella Changes--The program changes referred to in the Countrywide section have been approved and are available for use by interested insurers.
Farm Changes II--The program changes referred to in the Countrywide section have been approved and are available for use by interested insurers.
CONNECTICUT
Boiler and Machinery, Businessowners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies effective on or after January 1, 2002.
Commercial Auto--Form CA 21 57 07 01, Connecticut Uninsured and Underinsured Motorists Coverage has been approved for use by all participating insurers for all policies written on or after July 1, 2002. The form was changed to comply with various state requirements, primarily the Rights Of Recovery provision.
Commercial Liability Umbrella--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after April 1, 2002.
Commercial Auto--Form PP 04 91 04 02, Uninsured and Underinsured Motorists Coverage - Connecticut has been approved for use by all participating insurers for all policies written on or after July 1, 2002. The form was changed to comply with various state requirements, primarily the Rights Of Recovery provision.
DELAWARE
Businessowners--The program changes referred to in the Countrywide section, along with state-specific form BP 02 37 07 02 - Delaware Changes, have been approved for use by all participating insurers for all policies written on or after July 1, 2002.
Boiler and Machinery, Businessowners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies effective on or after January 1, 2002.
Commercial Auto--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 25, 2002.
Commercial Lines--The program changes referred to in the Countrywide section, along with state-specific form IL 02 37 07 02 - Delaware Changes - Termination Provisions, have been approved for use by all participating insurers for all policies written on or after July 1, 2002.
Dwelling Liability--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after April 1, 2002.
Farm Changes II--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after July 1, 2002.
DISTRICT OF COLUMBIA
Boiler and Machinery, Businessowners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial General Liability and Commercial Liability Umbrella Changes--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
FLORIDA
Commercial Auto--Forms CA 22 10 03 02, Florida Personal Injury Protection and CA 22 50 03 02, Florida Extended Personal Injury Protection have been approved for use by all participating insurers for all policies written on or after March 1, 2002. The forms were revised to add a new defined term, "medically necessary," to add a notification requirement and to remove a provision concerning how Med Pay responds to portions of a loss not paid under PIP.
GEORGIA
Commercial Liability Umbrella--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after April 1, 2002.
HAWAII
Boiler and Machinery, Businessowners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved and are available for use by interested insurers.
IDAHO
Boiler and Machinery, Businessowners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Businessowners--The program changes referred to in the Countrywide section, along with state-specific form BP 01 83 07 02 - Idaho Changes, have been approved for use by all participating insurers for all policies written on or after July 1, 2002.
Commercial General Liability and Commercial Liability Umbrella Changes--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Farm Changes II--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after July 1, 2002.
ILLINOIS
Boiler and Machinery, Businessowners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial General Liability and Commercial Liability Umbrella Changes--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
INDIANA
Businessowners--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* BP 01 35 07 02 - Indiana Changes
* BP 10 52 07 02 - Indiana Changes - Mine Subsidence Schedule
* BP 10 55 07 02 - Indiana Changes - Coal Mine Subsidence
Boiler and Machinery, Businessowners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies effective on or after January 1, 2002.
Commercial General Liability and Commercial Liability Umbrella Changes--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial Lines--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* IL 01 56 07 02 - Indiana Changes - Concealment, Misrepresentation Or Fraud
* IL 01 92 07 02 - Indiana Changes - Pollution
* IL 02 72 07 02 - Indiana Changes - Cancellation And Nonrenewal
* IL 09 03 07 02 - Mine Subsidence Schedule
* IL 09 31 07 02 - Indiana Changes - Coal Mine Subsidence
Farm Changes II--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* FB 01 07 07 02 - Indiana Changes
* FB 21 02 07 02 - Indiana Excess Uninsured Motorists Coverage
* FB 21 03 07 02 - Indiana Excess Underinsured Motorists Coverage
* FB 21 10 07 02 - Split Excess Uninsured and Underinsured Motorists Coverage Limits
IOWA
Boiler and Machinery, Businessowners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Businessowners--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* BP 01 84 07 02 - Iowa Changes
* BP 01 92 07 02 - Iowa Businessowners Standard Fire Provisions
Commercial General Liability and Commercial Liability Umbrella Changes--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial Lines--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* IL 00 20 11 85 - Effective Time Changes
* IL 00 22 05 87 - Effective Time Changes - Replacement of 12 Noon
* IL 02 76 07 02 - Iowa Changes - Cancellation and Nonrenewal
Farm Changes II--The program changes referred to in the Countrywide section, along with state-specific form FB 02 07 07 02, Iowa Changes - Cancellation and Nonrenewal, have been approved for use by all participating insurers for all policies written on or after July 1, 2002.
KANSAS
Businessowners--The program changes referred to in the Countrywide section, along with state-specific form BP 01 05 07 02 - Kansas Changes, have been approved for use by all participating insurers for all policies written on or after July 1, 2002.
Boiler and Machinery, Businessowners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial General Liability and Commercial Liability Umbrella Changes--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial Lines--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* IL 01 60 07 02 - Kansas Changes - Concealment, Misrepresentation or Fraud
* IL 02 61 07 02 - Kansas Changes - Cancellation and Nonrenewal
Farm Changes II--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* FB 01 08 07 02 - Kansas Changes
* FB 02 08 07 02 - Kansas Changes - Cancellation And Nonrenewal
KENTUCKY
Businessowners--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* BP 01 65 07 02 - Kentucky Changes
* BP 10 25 07 02 - Kentucky Changes - Mine Subsidence Schedule
* BP 10 56 07 02 - Kentucky Changes - Coal Mine Subsidence
Boiler and Machinery, Businessowners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial General Liability and Commercial Liability Umbrella Changes--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial Lines--The program changes referred to in the Countrywide section along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* IL 02 63 07 02 - Kentucky Changes - Cancellation and Nonrenewal
* IL 09 25 07 02 - Kentucky Changes - Mine Subsidence
* IL 12 02 01 97 - Kentucky Policy Changes
Farm Changes II--The program changes referred to in the Countrywide section, along with
the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* FB 01 09 07 02 - Kentucky Changes - Bodily Injury To An Insured Exclusion
* FB 04 90 07 02 - Kentucky Changes - Farm Premises And Personal Umbrella Liability
LOUISIANA
Boiler and Machinery, Businessowners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies effective on or after January 1, 2002.
MAINE
Boiler and Machinery, Businessowners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial General Liability and Commercial Liability Umbrella Changes--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Homeowners--The multistate 2000 edition of the ISO Homeowner program, along with the following state-specific forms, has been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* HO 01 18 04 01- Special Provisions - Maine
* HO 05 62 04 01 - Ordinance Or Law Coverage
* HO 23 61 04 01 - Lead Poisoning Exclusion
MARYLAND
Businessowners--Form BP 01 64 11 00, Maryland Changes Endorsement has been approved for use by all participating insurers for all policies written on or after July 1, 2002. The form was revised in order to act as a state-specific substitute for multistate form BP 04 96, in which ISO introduced a Premium Audit provision to comply with accounting standards.
Boiler and Machinery, Businessowners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies effective on or after January 1, 2002.
Commercial Auto--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after January 25, 2002:
* CA 01 01 10 01 - Maryland Changes - Garage Coverage Form
* CA 01 70 10 01 - Maryland Changes
General Liability--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after July 1, 2002.
MASSACHUSETTS
Boiler and Machinery, Businessowners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Businessowners--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* BP 01 08 07 02 - Massachusetts Changes
* BP 01 43 07 02 - Massachusetts Changes - Lead Poisoning Endorsement
* BP 01 86 07 02 - Massachusetts Tenant Relocation Expense
* BP 04 42 07 02 - Massachusetts Changes Supplemental Coverage for Lead Poisoning Endorsement
* BP 17 07 07 02 - Massachusetts Changes - Condominium Association Coverage
Commercial General Liability and Commercial Liability Umbrella Changes--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial Lines--The program changes referred to in the Countrywide section, along with state-specific form IL 01 08 11 85, Massachusetts Relocation Expense, have been approved for use by all participating insurers for all policies written on or after July 1, 2002.
Farm Changes II--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after July 1, 2002.
MICHIGAN
Boiler and Machinery, Businessowners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies effective on or after January 1, 2002.
Businessowners--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* BP 01 36 07 02 - Michigan Changes
* BP 12 13 07 02 - Michigan Effective Time Changes - Replacement of 12 Noon
Commercial General Liability and Commercial Liability Umbrella Changes--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial Lines--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after July 1, 2002.
Farm Changes II--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* FB 01 12 07 02 - Michigan Changes
* FB 02 10 07 02 - Michigan Changes - Cancellation and Nonrenewal
* FB 04 75 07 02 - Michigan Changes - Farm Premises And Personal Umbrella Liability
MINNESOTA
Boiler and Machinery, Businessowners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial General Liability and Commercial Liability Umbrella Changes--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
MISSISSIPPI
Boiler and Machinery, Businessowners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved and are available for use by interested insurers.
Commercial General Liability and Commercial Liability Umbrella Changes--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial Lines--The program changes referred to in the Countrywide section, along with state-specific form IL 02 82 07 02, Mississippi Changes, Cancellation And Nonrenewal, have been approved for use and are made available to interested insurers with a distribution date of July 2002.
Farm Changes II--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after July 1, 2002.
MISSOURI
Businessowners--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* BP 01 11 07 02 - Missouri Changes
* BP 01 57 07 02 - Missouri Changes - Pollution Exclusion
* BP 01 60 07 02 - Missouri Changes - Gasoline Risks - Pollution Exclusion
* BP 17 15 07 02 - Missouri Condominium Additional Provisions
Commercial General Liability and Commercial Liability Umbrella Changes--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial Lines--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* IL 01 01 07 02 - Missouri Changes
* IL 01 05 07 02 - Missouri Changes - Pollution
* IL 02 74 07 02 - Missouri Changes - Cancellation and Nonrenewal
Commercial Liability Umbrella--Form CU 26 24 05 02, Missouri Changes - Guaranty Association has been approved for use by all participating insurers for all policies written on or after May 1, 2002. The change was made because state regulators decided that the state's required notification regarding coverage through the Guaranty Association also applies to commercial umbrellas.
Farm Changes II--The program changes referred to in the Countrywide section, along with state-specific form FB 02 12 07 02, Missouri Changes - Cancellation and Nonrenewal, have been approved for use by all participating insurers for all policies written on or after July 1, 2002.
MONTANA
Businessowners--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* BP 05 05 07 02 - Montana Extended Reporting Period For Employee Benefits Liability Coverage
* BP 01 66 07 02 - Montana Changes - Medical Expenses
* BP 02 01 07 02 - Montana Changes
Commercial General Liability and Commercial Liability Umbrella--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial Liability Umbrella--The program changes referred to in the Countrywide section, along with state-specific form CU 27 09 02 02, Montana Underlying Claims-Made Coverage, have been approved for use by all participating insurers for all policies written on or after April 1, 2002.
Farm Changes II--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* FB 01 15 07 02 - Montana Changes
* FB 02 13 07 02 - Montana Changes - Cancellation and Nonrenewal
General Liability--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after April 1, 2002:
* CG 27 16 04 02 - Montana Employee Benefits Liability Coverage
* CG 27 17 04 02 - Montana Extended Reporting Period Endorsement For Employee Benefits Liability Coverage
NEBRASKA
Businessowners--The program changes referred to in the Countrywide section, along with state-specific form BP 01 12 07 02 - Nebraska Changes, have been approved for use by all participating insurers for all policies written on or after July 1, 2002.
Boiler and Machinery, Businessowners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial General Liability and Commercial Liability Umbrella Changes--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial Lines--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* IL 01 64 07 02 - Nebraska Changes - Appraisal
* IL 02 59 07 02 - Nebraska Changes - Cancellation and Nonrenewal
Farm Changes II--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* FB 01 16 07 02 - Nebraska Changes
* FB 02 14 07 02 - Nebraska Changes - Cancellation and Nonrenewal
* FB 04 39 07 02 - Nebraska Changes - Farm Premises And Personal Umbrella Liability
NEVADA
Businessowners--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* BP 01 89 07 02 - New Jersey Changes
* BP 04 28 07 02 - New Jersey Hired and Non-Owned Auto Liability
* BP 04 72 07 02 - New Jersey Changes - Coverage For Liability Hazards Of Lead
* BP 04 76 07 02 - New Jersey Changes - Exclusion - Liability For Hazards Of Lead
* BP 04 77 07 02 - New Jersey Changes - Coverage For Liability Hazards Of Lead Without Sub-limit
* BP 04 78 07 02 - New Jersey Changes - Coverage And Exclusion - Liability For Hazards Of Lead - Multiple Premises
Boiler and Machinery, Business-owners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial General Liability and Commercial Liability Umbrella Changes--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial Lines--The program changes referred to in the Countrywide section, along with state-specific form, IL 02 08 07 02, New Jersey Changes -Cancellation and Nonrenewal, have been approved for use by all participating insurers for all policies written on or after July 1, 2002.
NEW HAMPSHIRE
Boiler and Machinery, Business-owners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial General Liability and Commercial Liability Umbrella Changes--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
NEW JERSEY
Boiler and Machinery, Business-owners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved and are available for use by interested insurers.
Commercial General Liability and Commercial Liability Umbrella Changes--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial Lines--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after July 1, 2002.
NEW MEXICO
Businessowners--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* BP 01 09 07 02 - New Mexico Changes
* BP 01 29 07 02 - New Mexico Changes - Property Claims Settlement In The Event Of A Catastrophe
* BP 17 16 07 02 - New Mexico Condominium Additional Provisions
Boiler and Machinery, Businessowners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial General Liability and Commercial Liability Umbrella Changes--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial Lines--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* IL 01 78 07 02 - New Mexico Changes - Property Claims Settlement In The Event Of A Catastrophe
* IL 02 98 07 02 - New Mexico Changes - Cancellation And Nonrenewal
Dwelling Liability--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after April 1, 2002.
Farm Changes II--The program changes referred to in the Countrywide section, along with state-specific form FB 02 16 07 02 - New Mexico Changes - Cancellation And Nonrenewal, have been approved for use by all participating insurers for all policies written on or after July 1, 2002.
Homeowners--Effective April 1, 2002, form HO 04 82 08 01, Loss Settlement has been withdrawn from use because its ACV settlement provision conflicts with state law.
NEW YORK
Commercial Liability Umbrella-The program changes referred to in the Countrywide section along with state-specific form CU 01 51 05 02, have been approved for use by all participating insurers for all policies written on or after May 1, 2002.
Commercial Liability Umbrella--Form CU 01 25 12 01, New York Changes, along with the multistate commercial umbrella liability forms, have been approved for use by all participating insurers for all policies written on or after May 1, 2002.
General Liability--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after May 1, 2002:
* CG 00 14 10 01 - Special Protective And Highway Liability Policy - New York Department of Transportation
* CG 01 04 12 01 - New York Changes - Premium Audit
* CG 01 05 12 01 - New York Changes - Premium Audit
* CG 04 33 10 01 - New York Changes - Pollution Exclusion - Named Peril Limited Exception For A Short-Term Pollution Event
* CG 04 34 10 01 - New York Changes - Pollution Exclusion - Limited Exception For A Short-Term Pollution Event
* CG 26 15 10 01 - New York Changes Railroad Protective Liability Coverage Form
Homeowners--Form HO 01 31 03 02, Special Provisions - New York has been approved for use by all participating insurers for all policies written on or after July 1, 2002. The form was changed to comply with a state requirement that the insured receive a copy of any damage estimate prepared by an insurer.
NORTH CAROLINA
Businessowners--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved
for use by all participating insurers
for all policies written on or after September 1, 2002:
* BP 01 16 07 02 - North Carolina Changes
* BP 04 61 07 02 - North Carolina Windstorm Or Hail Exclusion
* BP 12 14 07 02 - North Carolina Effective Time Changes - Replacement Of 12 Noon
* BP 17 17 07 02 - North Carolina Condominium Additional Provisions
Boiler and Machinery, Business-owners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial Lines--The program changes referred to in the Countrywide section, along with state-specific form IL 02 69 07 02 - North Carolina Changes - Cancellation And Nonrenewal, have been approved for use by all participating insurers for all policies written on or after September 1, 2002.
NORTH DAKOTA
Businessowners--The program changes referred to in the Countrywide section, along with state-specific form BP 01 17 07 02 - North Dakota Changes, have been approved for use by all participating insurers for all policies written on or after July 1, 2002.
Boiler and Machinery, Business-owners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial Auto--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 23, 2002.
Commercial Lines--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* IL 01 65 07 02 - North Dakota Changes - Examination Of Your Books And Records
* IL 02 34 07 02 - North Dakota Changes - Cancellation And Nonrenewal
Commercial General Liability and Commercial Liability Umbrella Changes--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Farm Changes II--The program changes referred to in the Countrywide section, along with state-specific form FB 02 18 07 02, North Dakota Changes - Cancellation And Nonrenewal, have been approved for use by all participating insurers for all policies written on or after July 1, 2002.
OHIO
Businessowners--The program changes referred to in the Countrywide section, along with state-specific form BP 01 58 07 02, Ohio Changes, have been approved for use by all participating insurers for all policies written on or after July 1, 2002.
Boiler and Machinery, Businessowners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial Auto--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after February 5, 2002.
Commercial General Liability and Commercial Liability Umbrella Changes--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial Lines--The program changes referred to in the Countrywide section, along with state-specific form
IL 02 44 07 02, Ohio Changes - Cancellation And Nonrenewal, have been approved for use by all provisions.
Commercial General Liability and Commercial Liability Umbrella Changes--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial Property--ISO's 10 00 edition of the Commercial Property Program, along with state-specific form IL 01 39 07 02 - Oregon Changes, has been approved for use by all participating insurers for all policies written on or after April 1, 2002.
PENNSYLVANIA
Businessowners--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* BP 17 18 07 02 - Pennsylvania Condominium Additional Provisions
* BP 01 42 07 02 - Pennsylvania Changes
* BP 01 91 07 02 - Pennsylvania Notice
Boiler and Machinery, Business-owners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved and are available for use by interested insurers.
Commercial Auto--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial General Liability and Commercial Liability Umbrella Changes--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial Lines--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* IL 01 66 07 02 - Pennsylvania Changes - Actual Cash Value
* IL 01 72 07 02 - Pennsylvania Changes
* IL 02 46 07 02 - Pennsylvania Changes - Cancellation And Nonrenewal
Dwelling Liability--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after May 1, 2002.
Form IL 09 10 07 02, Pennsylvania Notice, has been approved for use by all participating insurers for all policies written on or after July 1, 2002. The form was changed to make it conform to ISO's formatting status.
Farm Changes II--The program changes referred to in the Countrywide section, along with state-specific form FB 01 22 07 02, Pennsylvania Changes, have been approved for use by all participating insurers for all policies written on or after July 1, 2002.
PUERTO RICO
Boiler and Machinery, Businessowners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies effective on or after January 1, 2002.
RHODE ISLAND
Businessowners--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* BP 01 31 07 02 - Rhode Island Changes
* BP 17 19 07 02 - Rhode Island Additional Condominium Provisions
Boiler and Machinery, Business-owners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved and are available for use by interested insurers.
Commercial Auto--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after February 16, 2002.
Commercial Lines--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* IL 01 28 07 02 - Rhode Island Changes - Prejudgment Interest
* IL 02 73 07 02 - Rhode Island Changes - Cancellation And Nonrenewal
Farm Changes II--The program changes referred to in the Countrywide section, along with state-specific form FB 02 19 07 02 - Rhode Island Changes - Cancellation And Nonrenewal, have been approved for use by all participating insurers for all policies written on or after July 1, 2002.
General Liability--Form CG 26 74 05 02, Rhode Island Changes - Notice Of Cancellation And Nonrenewal For Residential Contractors has been approved for use by all participating insurers for all policies written on or after May 1, 2002. The form was introduced so that proper termination notification is received by the state's Contractors' Registration Board.
SOUTH CAROLINA
Boiler and Machinery, Businessowners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial General Liability and Commercial Liability Umbrella Changes--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Employment Related Practices Liability--The state has approved ISO's 2001 revisions to its multistate program for handling workplace-related liability exposures. The forms have been approved for all participating insurers for all policies written on or after August 1, 2002.
SOUTH DAKOTA
Businessowners--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* BP 01 26 07 02 - South Dakota Changes
* BP 04 79 07 02 - South Dakota Protective Safeguards
* BP 12 10 07 02 - South Dakota Policy Changes
Boiler and Machinery, Business-owners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial Auto--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 16, 2002.
Commercial General Liability and Commercial Liability Umbrella Changes--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial Lines--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* IL 01 84 07 02 - South Dakota Changes - Appraisal
* IL 02 32 07 02 - South Dakota Changes - Cancellation And Nonrenewal
* IL 12 05 07 02 - South Dakota Policy Changes
Employment Related Practices Liability--The state has approved ISO's 2001 revisions to its multistate program for handling workplace-related liability exposures. The forms have been approved for all participating insurers for all policies written on or after August 1, 2002.
Farm Changes II--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after July 1, 2002.
TENNESSEE
Businessowners--The program changes referred to in the Countrywide section, along with state-specific form BP 02 02 07 02, Tennessee Changes, have been approved for use by all participating insurers for all policies written on or after July 1, 2002.
Boiler and Machinery, Business-owners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial Auto--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 30, 2002.
Commercial General Liability and Commercial Liability Umbrella Changes--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial Lines--The
program changes referred to in the Countrywide section, along with state-specific form IL 02 50 07 02 - Tennessee Changes - Cancellation And Nonrenewal, have been approved for use by all participating insurers for all policies written on or after July 1, 2002.
Farm Changes II--The program changes referred to in the Countrywide section, along with state-specific form FB 01 23 07 02, Tennessee Changes, have been approved for use by all participating insurers for all policies written on or after July 1, 2002.
Homeowners--The multistate 2000 edition of the ISO Homeowner Program, along with state-specific form HO 01 41 12 01, Special Provisions, Tennessee, has been approved for use by all participating insurers for all policies written on or after July 1, 2002.
TEXAS
Boiler and Machinery, Business-owners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved and are available for use by interested insurers.
Crime And Fidelity--The state has approved ISO's Crime 2000 multistate program, along with state-specific forms:
* CR 01 42 03 00 - Texas Changes - Health Maintenance Organizations
* CR 02 47 03 00 - Texas Changes
The forms are available for use by interested insurers with a distribution date of May 2002.
General Liability--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved and are available for use by interested insurers with a distribution date of May 2002:
* CG 01 03 03 02 - Texas Changes
* CG 01 56 10 01 - Texas Changes - Pesticide Or Herbicide Applicator Coverage
* CG 31 14 03 02 - Texas Changes - Personal Injury Liability
* CG 31 21 10 01 - Texas Changes - Pesticide Or Herbicide Applicator Coverage
UTAH
Businessowners--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* BP 01 02 07 02 - Utah Changes
* BP 05 04 07 02 - Utah Liquor Liability Coverage
Boiler and Machinery, Business-owners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial General Liability and Commercial Liability Umbrella Changes--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for
all policies written on or after January 1, 2002.
Commercial Lines--The program changes referred to in the Country-wide section, along with state-specific form IL 02 66 07 02, Utah Changes - Cancellation And Nonrenewal, have been approved for use by all participating insurers for all policies written on or after July 1, 2002.
Farm Changes II--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after
July 1, 2002:
* FB 01 24 07 02 - Utah Changes
* FB 04 52 07 02 - Utah Changes - Farm Premises And Personal Umbrella Liability
Personal Automobile--The following forms have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* PP 01 93 04 02 - Amendment of Policy Provisions - Utah
* PP 04 24 04 02 - Property Damage Uninsured Motorists Coverage - Utah
* PP 04 66 04 02 - Underinsured Motorists Coverage - Utah
VERMONT
Businessowners--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* BP 01 14 07 02 - Vermont Changes - Contamination Or Pollution Exception
* BP 01 34 07 02 - Vermont Changes
Boiler and Machinery, Businessowners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial General Liability and Commercial Liability Umbrella Changes--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial Lines--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* IL 00 21 06 02 - Nuclear Energy Liability Exclusion Endorsement
* IL 01 09 07 02 - Vermont Changes - Civil Union
* IL 01 26 07 02 - Vermont Changes - Statutory Liability
* IL 01 53 07 02 - Vermont Changes
* IL 02 19 07 02 - Vermont Changes - Cancellation And Nonrenewal
VIRGINIA
Boiler and Machinery, Business-owners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies effective on or after January 1, 2002.
Dwelling Liability--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after July 1, 2002.
VIRGIN ISLANDS
Commercial Lines--The program changes referred to in the Countrywide section have been made available for use by all interested insurers with a distribution date of July 2002.
WASHINGTON
Boiler and Machinery, Businessowners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial Auto--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial General Liability and Commercial Liability Umbrella Changes--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for
all policies written on or after January 1, 2002.
WEST VIRGINIA
Businessowners--The program changes referred to in the Countrywide section, along with the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after July 1, 2002:
* BP 01 37 07 02 - West Virginia Changes
* BP 17 20 07 02 - West Virginia Condominium Additional Provisions
Boiler and Machinery, Businessowners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial Auto--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after February 6, 2002.
Commercial General Liability and Commercial Liability Umbrella Changes--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for
all policies written on or after January 1, 2002.
Commercial Lines--The
program changes referred to in the Countrywide section, along with the following state-specific forms,
have been approved for use by all participating insurers for all policies written on or after
July 1, 2002:
* IL 00 20 11 85 - Effective Time Changes
* IL 00 22 05 87 - Effective Time Changes - Replacement Of 12 Noon
Dwelling Liability--Form DL 98 04 02, Personal Umbrella Liability Policy - West Virginia has been approved and is available for use by interested insurers with a distribution date of April 2002. The form was changed to comply with a supreme court ruling requiring that an insured needs to be actually notified of termination in order for it to be valid.
Farm Changes II--The program changes referred to in the Countrywide section, along with state-specific form FB 02 21 07 02, West Virginia Changes - Cancellation And Nonrenewal, have been approved for use by all participating insurers for all policies written on or after July 1, 2002.
Professional Liability--Form PR 02 07 06 02, West Virginia Changes - Cancellation And Nonrenewal has been approved for use by all participating insurers for all policies written on or after
July 1, 2002. The form was changed in response to Senate Bill HB 6014, which initiated limitations on terminating medical malpractice policies.
WISCONSIN
Businessowners--The program changes referred to in the Countrywide section, along with state-specific form BP 01 27 07 02 - Wisconsin Changes, have been approved for use by all participating insurers for all policies written on or after
July 1, 2002.
Boiler and Machinery, Businessowners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 1, 2002.
Commercial General Liability and Commercial Liability Umbrella Changes--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for
all policies written on or after January 1, 2002.
Commercial Lines--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after July 1, 2002.
Dwelling Liability--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after April 1, 2002.
WYOMING
Businessowners--The program changes referred to in the Countrywide section, along with
the following state-specific forms, have been approved for use by all participating insurers for all policies written on or after
July 1, 2002:
* BP 01 28 07 02 - Wyoming Changes
* BP 05 09 07 02 - Wyoming Changes - Employee Benefits Liability Coverage
Boiler and Machinery, Businessowners, Commercial Property, Commercial Inland Marine, Crime and Fidelity, Farm--The program changes referred to in the Countrywide section have
been approved for use by all participating insurers for all policies written on or after
January 1, 2002.
Commercial Auto--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for all policies written on or after January 23, 2002.
Commercial General Liability and Commercial Liability Umbrella Changes--The program changes referred to in the Countrywide section have been approved for use by all participating insurers for
all policies written on or after January 1, 2002.
Commercial Lines--The program changes referred to in the Countrywide section, along with state-specific form IL 02 52 07 02 - Wyoming Changes - Cancellation And Nonrenewal, have been approved for use by all participating insurers for all policies written on or after July 1, 2002.
Farm Changes II--The program changes referred to in the Countrywide section, along with state-specific form FB 01 30 07 02, Wyoming Changes, have been approved for use by all participating insurers for all policies written on or after
July 1, 2002. *