Special Section sponsored by TMPAA |
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Great American Insurance Group In the Specialty Human Service Division, we serve our clients through a broad and comprehensive product portfolio geared to select nonprofit and human service organizations through our independent agent partners. The Specialty Human Service Division serves agents who are active in the social and human service sector. Our claims, loss prevention, underwriting and marketing specialists assist agents working with more than 5,000 human and social service and nonprofit organizations across the country. Our programs provide our producer partners with the products, services, tools and compensation to prosper in the world of nonprofit insurance. Agents rely on the Specialty Human Service (SHS) Division for a competitive producer compensation; willingness to insure risks across the broad sector, including for-profit social service organizations; innovative product portfolio extending to various property, liability and professional coverages; strong organizational stability, financial strength and long-term commitment; and dedication to human service organizations. Twenty-three organizational categories have been granted tax-exempt status by the Internal Revenue Service under IRS Code 501(c). This group represents over 500,000 organizations in the U.S. that are eligible for our programs. Property/casualty insurance premium estimates for this group range as high as $5 billion. Social service organizations can generate significant property and casualty premium locally, regionally and across the country. Typical social service organizations have unique exposures and varied coverage needs. Great American is one of the few insurance companies that specialize in underwriting this sector, providing one of the broadest and most comprehensive product portfolios in today’s marketplace. Programs are fully admitted on a national basis, (excluding HI, LA, MS, OK & TX) and are accessible directly by our retail producer partners. You can consolidate your efforts with one dedicated carrier with whom you can develop a solid long-term relationship for admitted target classes. 1. Arts and cultural—all arts and cultural currently eligible include visual and performing arts, art education, media, and museums. 2. Education—confined to elementary, kindergarten nursery schools, preschool, secondary/high school, vocational technical (office equipment training only), and student service organizations. 3. Animal—all animal-related classes eligible include animal protection and welfare, humane societies, SPCAs, wildlife preservation, sanctuaries, animal refuge, and zoos. 4. Food—all food-related classes eligible include agricultural programs, food distribution, food banks, congregate meal sites and nutrition programs. 5. Housing—confined to housing and shelters for the homeless and rescue missions. 6. Youth/child development—all youth/child development classes eligible include youth centers and clubs, scouting, community service clubs, as well as business and citizenship programs. 7. Human services/family and related—confined to children’s and youth services, center-based child daycare, family services, single parent agencies/services, family violence shelters and services, family counseling, marriage counseling, senior independent living, senior centers, and ethnic/immigrant services. 8. Homeless services/centers—all homeless-related classes are eligible. 9. Community improvement—community improvement, such as community and business advocacy, management assistance, professional societies, associations, fund raising, and service clubs. The exception is community and neighborhood development such as painting, landscaping and park construction. 10. Grant making—all grant making, fund raising and foundations are eligible. Our Surplus Lines Division also underwrites many harder to place classes on the excess and surplus lines for the following classes of business: Aging population Behavioral health Education For more information, please contact:
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