At COST we recognize that selling and servicing your policyholders is what your company does best. Often, premium financing is an afterthought—a way to provide convenience to your customers and perhaps earn a small commission for yourself—but not a real profit center for your business. The COST Program is different. Our innovative solution enables you to earn all of the profit from premium financing without additional staff, workload, or overhead. You earn the profit—COST does all the work!

By owning your own premium finance subsidiary and letting COST handle the administrative, bookkeeping, and operations of the finance company, you create a new profit center for your business without the headaches and expense of doing the work yourself. How much profit are we talking? COST clients typically earn between $30,000 and $40,000 per $1 million of financed business. This far exceeds any commission-based programs offered by outside finance sources.

In addition to the profit your new premium finance subsidiary generates, you also reap the benefits of controlling the finance process. You can tailor the premium financing rates and terms you offer to meet the needs of your business and to serve your policyholders—all without additional work or payroll. When borrowers deal with COST, all contact is conducted between your policyholder and COST personnel. Your agency is not burdened by providing assistance or answering questions regarding premium details. Our expertise and more than 20 years in business enable us to service your policyholders professionally.

Our online quoting and contract management system is easy to set up, easy to use, and easy to integrate with existing agency procedures. Your personnel will be up and running with minimal training needed. Quotes are generated quickly, and finance agreements are submitted electronically for paperless workflow. Features such as automatic account number notification, real-time account status, and on-demand access to all company and account information give our clients complete access to their finance business.

Many of the companies with whom we do business have become associated with COST, a vendor category member, through networking opportunities provided within the Target Markets Program Administrators Association.

For details on how COST can enable you to earn all of the profit from premium financing without any additional work or fixed expense, or to find out more about our online system, visit www.costfinancial.com or call Dave Gebhardt, chairman & CEO, at (800) 844-2678.