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National Interstate Leads the Way in School Bus Contractor Insurance

Richfield, Ohio – August 20, 2012 – National Interstate, a leading provider of passenger transportation insurance, reports that it now insures 30,000 school buses. The company also estimates that these units represent approximately 20% of the school bus contractors’ vehicles on US roads.

National Interstate has been insuring school buses since its inception in 1989. The company offers a full suite of coverages including automobile and general liability, physical damage, garage liability, and workers’ compensation for alternative risk clients. Programs include traditional insurance, as well as several innovative alternative risk transfer programs for best-in-class school bus operations.

“Insuring school buses has always been one of our core markets, and we are excited about our ongoing growth in this business segment,” said Terry Phillips Senior Vice President of National Interstate. “We were also pleased to note that 32% of the prestigious School Bus Fleet’s 2012 Top 50 Contractors are insured with National Interstate. It is our long-term experience, expertise and commitment to the school bus market that allows us to build our customer base and meet the industry’s highly-specialized needs.”

“We attribute our success in the school bus arena to the partnerships that we build with our customers,” added Jim Parks, Vice President of National Interstate. “One of the ways we foster relationships is by helping our insureds become better operators. We offer an extensive portfolio of risk management tools which we are continually expanding and enhancing. For example, in March of this year we rolled out a school bus driver training course which we are making available to all school bus clients insured with National Interstate. To date, over 35% of our customers have the course, and we continue to offer educational webinars to ensure they reap the full benefits of the program. This initiative not only helps customers minimize losses, it also assists in controlling insurance costs while making transportation safer for drivers, children and the general public.”

For more information about National Interstate’s school bus contractor insurance programs, contact Mike Bissler, at 800-929-1500 x1349, or mike.bissler@natl.com.

About National Interstate
National Interstate Insurance Company, a wholly owned subsidiary of National Interstate Corporation, is a specialty property and casualty insurance company with a niche orientation and focus on the transportation industry. We differentiate ourselves by offering insurance products and services designed to meet the unique needs of targeted insurance buyers. Products include insurance for passenger, moving and storage, and truck transportation companies, alternative risk transfer, or captive insurance programs for commercial risks, specialty personal lines consisting of insurance products focused primarily on recreational vehicle owners and small commercial vehicle accounts, and transportation and general commercial insurance in Hawaii and Alaska. National Interstate and its insurance subsidiaries, which include Vanliner Insurance Company and Triumphe Casualty Company, are rated "A" (Excellent) by A.M. Best Company. Founded in 1989, we are headquartered in Richfield, Ohio with operations in Honolulu, Hawaii, Mechanicsburg, Pennsylvania, and Fenton, Missouri.

ADJUSTERPRO AND SUPPORTIVE INSURANCE SERVICES TEAM UP TO CREATE AN UNPRECEDENTED LICENSING, EDUCATION AND COMPLIANCE SOLUTION FOR THE INSURANCE INDUSTRY

FORT SCOTT, Kansas. - AdjusterPro and Supportive Insurance Services have formed a strategic partnership to provide insurance professionals with a comprehensive licensing solution. Combining the adjuster prelicensing expertise of AdjusterPro with the licensing services of SIS, the two companies have allied to offer a turnkey solution for acquiring and maintaining adjuster licenses. This solution will be available to a range of clients from a single independent adjuster to an adjusting firm to insurance carriers. "Working with SIS is just such a natural fit," said Daniel Kerr, COO of AdjusterPro. "We provide highly complimentary services and, just as importantly, share a common business culture that focuses first and foremost on providing outstanding service to the client."

Adjuster licensing, which is regulated at the state level, offers a serious operational challenge to many organizations. Licensing and licensing maintenance is both time-consuming and complex, particularly when trying to manage multiple adjusters licensed in multiple states. "We began working with adjuster licensing 5 years ago because we received so many calls from adjusters and adjuster firms needing help…we were turning potential clients away. ," said Barbara Donnar, CEO of Supportive Insurance Services. "We made a strategic decision to make adjuster licensing part of our business."

About Supportive Insurance Services
Supportive Insurance Services was founded by Barbara Donnar in 2000, to fill the void in insurance licensing. SIS works with insurance agents, agencies and adusters as well as insurance companies to obtain and maintain licenses. SIS has partnered with AdjusterPro because they were looking for an education provider that offered high quality licensing courses in multiple states and shared their commitment to exceptional customer service.

About AdjusterPro
Daniel Kerr founded AdjusterPro in 2007. In 2010, he partnered with Adam Gardiner and merged AdjusterPro with All-Lines Training to become the industry leader in adjuster prelicensing and career training. They offer Pre-licensing courses in TX, FLA, IN, and GA as well as exam prep in all other licensing states. AdjusterPro creates customized solutions for insurance companies and adjusting firms in need of live, online or on-site adjuster prelicensing and training.

Contacts:

Jeff Brinkmann
VP of Sales and Marketing
Supportive Insurance Services
317-257-5734
jabrinkmann@supportiveis.com

Melissa Brittain
VP of Corporate Sales
AdjusterPro
214.329.9030 x501
melissa@adjusterpro.com

PartnerOne Environmental Teams Up with Berkley Environmental to Offer Site Pollution Liability

PartnerOne Environmental ®, Beacon Hill Associates' underwriting division, is now working in partnership with Berkley Environmental, a Division of Berkley Specialty Underwriting Managers, to offer Site Pollution Liability. This product will provide coverage for both on-site and off-site clean-up, defense costs, and third party bodily injury and property damage claims. Coverage enhancements can include 1st and 3rd Party Transportation, Non-Owned Disposal Sites coverage, Natural Resources Damages, Mold and Legionella , and scheduled storage tank systems. Premiums start at $3,000.

PartnerOne Environmental is pleased to add Site Pollution Liability to its suite of products already written with Berkley Environmental, which includes Contractors Pollution Liability (CPL), Environmental Consultants Liability (CPL/E&O), a combined General Liability/CPL/E&O form, Follow Form Excess Liability, and companion Auto and Workers Compensation.

"We are very excited to expand our current capabilities with the Berkley Companies in our PartnerOne Environmental Underwriting Division," says Amanda Duncan, Senior Vice President and Manager of the PartnerOne Environmental Underwriting Division. "We are seeing an increased demand for Site Pollution from both property owners and lenders. The addition of Site Pollution Liability allows us to compliment our existing business and provides our agents the ability to further enhance their insureds' overall insurance portfolio."

PartnerOne Environmental® is Beacon Hill Associates, Inc.'s underwriting division, a fully integrated source for environmental insurance products. This division provides coverage for a variety of small- to middle-market contractors, consultants, and property owners and managers. All products are quoted, bound, and issued in-house, enabling PartnerOne Environmental to provide fast turnaround times and excellent service. PartnerOne Environmental coverages are offered by carriers rated "A+". www.partneroneenvironmental.com

Berkley Specialty Underwriting Managers is an underwriting management company providing excess and surplus lines general liability coverage to the wholesale market and a complete portfolio of commercial property casualty insurance products to the entertainment, sports, and environmental industries. Its environmental division offers an array of coverages for virtually all classes traditionally known to have environmental liability exposures on both an admitted and non-admitted basis. Berkley Specialty Underwriting Managers underwrites on behalf of Nautilus Insurance Company and Great Divide Insurance Company, member companies of W. R. Berkley Corporation, both of which have an A.M. Best Financial Strength Rating of A+ (Excellent) and a Financial Size Category of X (adjusted policyholders' surplus of $500 million to $750 million). www.berkleysum.com/environmental.htm

If you would like more information on environmental insurance products, please contact Beacon Hill Associates, Inc. and PartnerOne Environmental at 1-800-596-2156 or info@b-h-a.com.

National Interstate Increases Its Focus on Heavy Haul, Crane, and Rigging Insurance Programs

Richfield, Ohio – June 21, 2012 – National Interstate Insurance Company, a leader in transportation insurance since 1989, is looking to expand its trucking insurance program by targeting heavy haul, crane, and rigging operations. The program offers coverage for auto liability, physical damage, workers’ compensation, and general liability, and is available in all states through a network of appointed agents.

National Interstate’s heavy haul, crane and rigging product portfolio includes a variety of design options based on the operator’s risk appetite. Programs include traditional insurance and the company’s premier group alternative risk transfer program, Titan, designed for companies that foster a commitment to safety excellence. Titan provides an innovative risk management solution with the potential for reduced long-term insurance costs and annual return of premium and investment income.

“The heavy haul, crane and rigging industry is highly specialized, and we have creative insurance solutions to meet the needs of this market,” said George Skuggen, Assistant Vice President of Truck Products. “Over the years we have expanded our products and coverages to address the demands of the industry. One example of this is our Titan program, which is a unique alternative risk transfer program designed specifically for specialized heavy haulers, rigging, millwright and crane operations. In addition, our staff is comprised of underwriters, customer service and claims professionals specially trained in specialty transportation insurance. We have the experience, expertise and dedication to the market, and are excited to expand our customer reach in particular to the heavy haul segment.”

National Interstate is also an active member of the Specialized Carriers & Rigging Association (SC&RA). They were proud sponsors of the SC&RA 2012 Annual Conference held in April, and will also be exhibiting at the Crane & Rigging Workshop being held on September 19-21, 2012 in Louisville, KY.

For more information about National Interstate’s heavy haul, crane, and rigging insurance programs, contact George Skuggen, at george.skuggen@natl.com, 800-929-1500 ext. 1142, or Tracy Arny, at tracy.arny@natl.com, 800-929-1500 ext. 1383.

About National Interstate
National Interstate Insurance Company, a wholly owned subsidiary of National Interstate Corporation, is a specialty property and casualty insurance company with a niche orientation and focus on the transportation industry. We differentiate ourselves by offering insurance products and services designed to meet the unique needs of targeted insurance buyers. Products include insurance for passenger, moving and storage, and truck transportation companies, alternative risk transfer, or captive insurance programs for commercial risks, specialty personal lines consisting of insurance products focused primarily on recreational vehicle owners and small commercial vehicle accounts, and transportation and general commercial insurance in Hawaii and Alaska. National Interstate and its insurance subsidiaries, which include Vanliner Insurance Company and Triumphe Casualty Company, are rated "A" (Excellent) by A.M. Best Company. Founded in 1989, we are headquartered in Richfield, Ohio with operations in Honolulu, Hawaii, Mechanicsburg, Pennsylvania, and Fenton, Missouri.

NAS Social Services Facility Now Offering GL on Occurrence Basis

NAS Insurance offers some of the broadest Social Services coverage in the market and is now expanding its offerings to meet the growing needs of personal, family and communal services organizations. Effective immediately, NAS will offer General Liability coverage on an occurrence basis. Limits for Professional and General Liability, up to $5,000,000, are available.

“It is a natural extension of our Social Services facility,” remarks Genevieve Alexander, Senior Underwriter. “With $100K sublimits on our MEDEFENSETM Plus and NetGuardTM Plus cyber products included, human services organizations now have a complete solution for their programs.”

NAS is a product oriented, independent underwriting manager of specialty insurance with full binding authority to underwrite on behalf of Lloyd’s, London and other highly rated carriers. NAS offers innovative specialty products for a broad spectrum of industries and distributes products as insurance and reinsurance.

NAS Insurance Services is located at 16501 Ventura Blvd. Suite 200, Encino, CA 91436, telephone (818) 382-2030, fax (818) 382-2040, website www.nasinsurance.com.

NAS Insurance Introduces New Special Events Insurance With Both Contingency and Liability Coverages

Now offering event organizers a single-source solution, NAS Insurance Services introduces Special Events Contingency and Liability programs through its new Entertainment and Sports facility. Headed by industry veteran Jerid Schmickle, the programs are available to Entertainment, Hospitality, Media and Sports organizations or individuals for concerts, festivals, sporting events and special events.

“We understand that events often have unique and unusual risks,” remarks Schmickle, “and our new programs give event organizers a customized combined solution from one provider.”

NAS’ Special Events Liability includes coverage for: General Liability; Excess & Umbrella Liability; Liquor Liability, Hired/Non-Owned Auto Liability; and TULIPs. Limits up to $5,000,000 are available. In addition, NAS’ Special Events Contingency includes coverage for: Cancellation, Non-Appearance and Abandonment; Prize Indemnity; and Sports Promotions. Limits up to $5,000,000 are available.

NAS is a product oriented, independent underwriting manager of specialty insurance with full binding authority to underwrite on behalf of Lloyd’s, London and other highly rated carriers. NAS offers innovative specialty products for a broad spectrum of industries and distributes products as insurance and reinsurance.

NAS Insurance Services is located at 16501 Ventura Blvd., Suite 200, Encino, CA 91436. For more information on our Entertainment and Sports programs, contact Jerid Schmickle at (952) 657-5739 or jerid@nasinsurance.com.

NAS Medical Spa Facility Offering Coverage for Physician’s Direct Patient Care

NAS Insurance Services now offers physician direct patient care coverage at medical spas. Shared aggregate limits of up to $3,000,000 are available.

NAS is a product oriented, independent underwriting manager of specialty insurance with full binding authority to underwrite on behalf of Lloyd’s, London and other highly rated carriers. NAS offers innovative specialty products for a broad spectrum of industries and distributes products as insurance and reinsurance.

NAS Insurance Services is an underwriting manager located at 16501 Ventura Blvd. Suite 200, Encino, CA 91436, telephone (818) 382-2030, fax (818) 382-2040, website www.nasinsurance.com.

NAS Allied Medical Facility Now Offering GL on Occurrence Basis

NAS Insurance Services Allied Medical Facility offers some of the broadest medical malpractice coverage in the market and is now expanding its offerings to meet the growing needs of the medical community. Effective immediately, NAS will offer General Liability coverage on an occurrence basis. Limits for Professional and General Liability, up to $6,000,000, are available.

NAS is a product oriented, independent underwriting manager of specialty insurance with full binding authority to underwrite on behalf of Lloyd's, London and other highly rated carriers. NAS offers innovative specialty products for a broad spectrum of industries and distributes products as insurance and reinsurance.

NAS Insurance Services is an underwriting manager located at 16501 Ventura Blvd. Suite 200, Encino, CA 91436, telephone (818) 382-2030, fax (818) 382-2040, website www.nasinsurance.com.

National Interstate

National Interstate’s Affiliate, Safety, Claims and Litigation Services, LLC, Provides School Bus Driver Training Course to Contractors

Richfield, Ohio – March 28, 2012 - National Interstate Insurance Company announced that its affiliate, Safety, Claims and Litigation Services, LLC (SCLS) will be providing the Driver Training Course, created by The School Bus Safety Company (SBSC), to insured school bus contractors as part of their loss control services package. SBSC has more than 20 years of experience in training school bus drivers to keep school children safe.

“School bus accidents can be tragic, and we continually look for proactive ways to help our clients prevent such tragedies,” said Jim Parks, Vice President of National Interstate. “We have analyzed the Driver Training Course, and are confident that its use will make children safer while reducing the cost of risk to our customers.”

“We are delighted that SCLS and National Interstate are taking this step to bring this course to all their insured contractors,” said Jeff Cassell, President of SBSC. “Six of the eight largest student transportation contractors and more than 2,200 school districts are currently using SBSC training programs. Working together, we are making school bus transportation safer for all of the children being transported. SCLS and National Interstate are providing assistance well beyond traditional loss control as they help to change the unsafe behaviors performed by drivers and reduce the cost of risk.”

“The programs will ensure that drivers are prepared to provide the safest, most efficient transportation possible. The SBSC training programs focus on the drivers and make a real difference in their daily performance and decision-making,” added Cassell.

“Insurance premiums are derived from expected losses,” added Jim Parks. “By helping our clients reduce their loss costs and enhance their risk management programs, we are providing our customers the best tools to help control their insurance costs. At the same time, we make transportation safer for the children, which is a win/win for everyone. We intend to provide the course to all school bus clients insured by National Interstate.”

For more information, please visit www.natl.com or www.schoolbussafetyco.com or contact:

Jim Parks
Vice President, National Interstate Insurance Company
800-929-1500

Jeff Cassell
President, School Bus Safety Company
800-275-7272

About National Interstate
National Interstate Insurance Company, a wholly owned subsidiary of National Interstate Corporation, is a specialty property and casualty insurance company with a niche orientation and focus on the transportation industry. We differentiate ourselves by offering insurance products and services designed to meet the unique needs of targeted insurance buyers. Products include insurance for passenger, moving and storage, and truck transportation companies, alternative risk transfer, or captive insurance programs for commercial risks, specialty personal lines consisting of insurance products focused primarily on recreational vehicle owners and small commercial vehicle accounts, and transportation and general commercial insurance in Hawaii and Alaska. National Interstate and its insurance subsidiaries, which include Vanliner Insurance Company and Triumphe Casualty Company, are rated "A" (Excellent) by A.M. Best Company.

About School Bus Safety Company
The School Bus Safety Company (SBSC) is solely dedicated to creating the most effective training materials to improve the performance of school bus drivers and reduce accidents and injuries. More than 2,200 school districts are using training programs created by SBSC plus over 45 contractors, including six of the eight largest contractors. Used as explained in the training guides, the Driver Training Course has achieved a reduction in accidents approaching 50%.

Glatfelter Public Practice Adds Cyber Liability Coverage

New Cyber Liability & Privacy Crisis Management Expense Coverage features no deductible and offers public entities protection against the growing threat of cyber breaches

York, Pa. – March 27, 2012 – Glatfelter Public Practice, the nation’s premier public entity program manager, today announced that it has introduced Cyber Liability & Privacy Crisis Management Expense Coverage for municipalities and water related entities nationwide. Glatfelter Public Practice (www.GlatfelterPublicPractice.com) is part of Glatfelter Program Managers, a strategic business unit dedicated to Glatfelter Insurance Group’s program business.

The coverage is triggered by data breach incidents in which a public entity may be held legally liable (accountable). These incidents include personally identifiable information such as social security numbers being taken or released from an entity’s computer system, transmission of malware from their computer to a third party, or a denial of service attack resulting in the inability to use computers or web sites.

“More than 500 million records have been breached since 2005, and the federal government, as well as 47 states, have mandated that all affected parties be notified and offered credit monitoring services after a breach,” said Mark McCrary, president of Glatfelter Public Practice. “As a result, the cost of these losses can be significant, so it is important for a public entity to protect itself.”

Cyber Liability and Privacy Crisis Management Coverage is offered on the Glatfelter Public Practice Public Officials Management Liability policy written through an insurance carrier rated A+ (Superior), XV by A.M. Best Company. Coverage offered with no deductible.

Cyber Liability coverage (third party) has limits of $1 million occurrence/$3 million aggregate, and if an excess policy is purchased, Cyber Liability coverage extends through the excess. It offers protection for claims seeking monetary damages as a result of an electronic information security event, including:

• The cost to defend suits brought by affected parties
• Negligence
• Failure to maintain reasonable security procedures

Privacy Crisis Management Expense coverage (first party) has limits of $50,000 with the option to purchase higher limits. Following a privacy event, it pays applicable reasonable and necessary fees on behalf of the insured. These include:

• A computer forensic analysis to determine the cause and extent of the privacy breach
• A crisis management review and advice by an approved independent crisis management or legal firm
• Expenses associated with notifying affected parties to maintain goodwill or comply with any notification requirements imposed by law (Notification to affected parties for printing, advertising, mailing of materials or other costs)
• Call center services for credit monitoring as well as identity theft education and assistance for affected individuals
• Travel expenses by directors and employees to mitigate damages

Coverage will be offered in states where municipalities and water related entities are currently written.

Agents and brokers seeking more information should call 888-­855-­4782 or visit www.GlatfelterPublicPractice.com.

About Glatfelter Program Managers (GPM)
GPM (www.glatfelters.com/specialty_insurance_programs.asp) is a strategic business unit dedicated to Glatfelter Insurance Group’s program business. Based in York, Pa., GPM is one of the premier managers and recognized specialists of niche markets in the country. GPM manages and markets several specialty programs, including VFIS for fire departments, ambulance and rescue squads, and 911 centers; Glatfelter Public Practice for educational institutions, municipalities, independent school bus contractors and water/sewer entities; Glatfelter Healthcare Practice for skilled care, assisted living, independent living, continuing care retirement communities (CCRCs), personal care and group homes, hospice, home health care agencies and other private homecare agencies; and Glatfelter Religious Practice for churches, synagogues and other religious institutions.

Brownyard’s New E&O Coverage for Pest Control Professionals
Covers Monetary Damages

Bay Shore, N.Y.—February 16, 2012— Brownyard Group (www.brownyard.com), a program administrator providing specialized insurance coverage for select industry groups, announced today that it has introduced a new Errors and Omissions (E&O) coverage for its PCOpro pest control program to cover monetary damages.

The new protection goes beyond standard liability coverage for bodily injury, property damage and personal injury, and provides protection against claims seeking monetary damages due to the negligence of the Pest Control Operator.

“As part of treatment or inspection claims, especially those related to bed bugs, businesses can potentially seek monetary damages to cover lost revenue and other expenses not normally covered by a Commercial General Liability policy,” said John Culotta, program manager of PCOpro. “Our innovative E&O endorsement offers pest control professionals this important protection, which is not easy to find among insurers today.”

Brownyard Group has underwriting authority for the E&O endorsement, which is written on an admitted basis. Coverage is written through an insurance carrier rated A+ (Superior) by A.M. Best Company and is available in most states.

PCOpro was designed specifically for the pest management industry and is among the broadest commercial insurance programs currently available at highly competitive prices. Along with commercial, general and professional liability, it features commercial property and inland marine, business auto, umbrella, workers’ compensation and first and third party dishonesty.

About Brownyard Group
Brownyard Group is a program administrator that has developed and provided specialized insurance programs for select industries for more than 60 years. These industries include security guards, pest control operators, landscapers, cosmetic manufacturers, alarm systems, private investigators and security consultants, and the beauty industry. In 1993, Brownyard established Brownyard Claims Management, a loss prevention and full-service insurance claims facility. The company is based in Bay Shore, N.Y.

Distinguished Programs

Distinguished Programs Introduces Umbrella Liability Program for Museums

NEW YORK, NY, - Distinguished Programs (www.distinguished.com), a national insurance program developer and manager, has launched an umbrella liability program for museums. The program is geared to address the needs of a wide range of non-profit museums from science, technology and art museums to botanical gardens, specialty and children's museums. Distinguished's umbrella liability program for museums is distributed through independent agents and brokers and is available in all 50 states.

Policy limit options range from $1,000,000 to $50,000,000 and the product is underwritten by an admitted A-rated carrier. A simplified application, quick-quote turnaround and electronic policy issuance within 24 hours make processing fast and efficient. According to Distinguished Programs Associate Vice-President Brian Parks, "from a client's perspective, the key selling feature in this umbrella is that it provides excess coverage over the underlying D&O policy. The majority of umbrella products available to museums exclude this increasingly important coverage."

Parks went on to explain that, "With the doctrine of charitable immunity abolished in all but a handful of states, non-profit museums are now held liable for the wrong doings of their volunteers, employees and directors and officers. The reality is that no matter how beloved an institution is, museums can and do get sued by the public and their employees."

The Umbrella Liability Program For Museums represents a first for Distinguished Programs, as the company has long specialized in programs for the real estate industry. Chief Operating Officer, Carla Vel, stated "This is in support of our corporate goal of broadening the products and capabilities we bring to our brokers. We are developing new products that capitalize on the expertise we've built in over 20 years of program management. We also have an ongoing strategic initiative, through a joint venture with Ironshore, Inc., to acquire small to mid-sized program managers and MGUs as well as the development of start-up operations built around key underwriting teams."

Earlier this year, Distinguished Programs acquired a controlling interest in GreenLine Underwriters, a Dallas-based program administrator focused on delivering insurance products through industry-leading web-based technology. Most recently, Distinguished acquired The Colonial Group, a managing general agency specializing in insuring small mercantile businesses in New York.

About Distinguished Programs
Distinguished Programs is a leading national insurance program manager focused on niche products for select business segments and industries. The company provides a wide range of competitive property and liability products for real estate risks and an umbrella liability program for museums. Products are distributed through a growing network of more than 3,000 independent agents and brokers. Distinguished's subsidiary companies include SES Insurance Brokerage Services, Inc., the premier insurance program manager and service provider for bank-managed trust property portfolios and China-based ReSource Pro, the leading business process outsourcing company for the insurance industry. The company is also a partner in IDP Holdings, a joint venture acquisition vehicle. Distinguished is the recipient of the "Best Practices Designation" by the Target Markets Program Administrators Association.

For more information, please visit www.distinguished.com.

Contact: Brian Parks, Assistant Vice President & Program Manager, Dstinguished Programs, 303-862-9396, bparks@distinguished.com

Five Star Specialty Programs

Business Auto Program Expands Classes
Five Star offers more lines of coverage for more classes with additional market

Melbourne, FL - Five Star Specialty Programs, a division of Crump Insurance Services, Inc., and part of Crump Group, Inc., the nation's premier insurance wholesaler, announced a new market for the Business Auto Program, providing additional coverage for more classes, including wholesale distributors, retail locations and various contractors.

• The 5Star Business Auto Program for miscellaneous classes is offered through multiple A-rated carriers. A recent carrier partnership opened coverage for more classes, including:
• Wholesale distributors delivering beverages, boats and other goods;
• Retail stores and locations providing the delivery of appliances, bakery goods, furniture and department store goods;
• Contractors, including building contractors, renovation contractors, roofing and plumbing contractors and others;
• And local/intermediate trucking.

Coverages available for this Business Auto Program include commercial auto liability, hired and non-owned liability, medical payments, physical damage, personal injury protection (statutory limits by state) and underinsured and uninsured motorist coverage (statutory limits by state). Coverage is available nationwide except for LA and MA.

About Crump Insurance Services and Five Star Specialty Programs
Crump Insurance Services, Inc. (Crump P&C) is a division of Crump Group, Inc., a leading insurance wholesaler. Crump Insurance Services includes Crump wholesale brokerage locations across the U.S. and in Bermuda, Five Star Specialty Programs, Five Star Professional Programs, Target Insurance Services, and Hanleigh Insurance. Additional information on these companies is available at www.crumpins.com. Acting as a program administrator for numerous P&C carriers, Five Star Specialty Programs develops and provides specialty underwriting for commercial insurance programs.

More information specifically on 5Star is available at www.5starsp.com.

Contact:
Mary Jefferson, Five Star Specialty Programs, A Division of Crump Insurance Services, Inc., 301-467-2501, mary.jefferson@crumpins.com

Ryan Specialty Group, LLC Announces Expansive Transactional Liability and Tax Insurance Facility through Concord Specialty Risk

December 7, 2011, Chicago, IL - Ryan Specialty Group, LLC (RSG) announced today that Concord Specialty Risk (Concord) has entered into new trading relationships with Arch Specialty Insurance Company (Arch), Freedom Specialty Insurance Company, and a U.S. subsidiary of Zurich Insurance Company Ltd. Under the new facility, Concord will underwrite various transactional liability insurance products with a combined capacity of $55 million and the ability to access at least $20 million additional capacity for larger risks. The facility will be administered by Concord in a seamless process from underwriting to binding to claims management and resolution. Concord will act as the single point of contact between the facility markets and the Insured.

Concord's principals, David De Berry and Kenneth De Berry, have over two decades of experience in underwriting transactional (M&A related) risks (representations and warranties, tax liability exposures, actual or threatened litigations, potential adverse regulatory actions, "successor liability" enforcement) and stand-alone tax insurance (covering, for example, uncertain tax positions required to be included in financial statements and/or reported to the IRS). These insurance products are designed to facilitate transactions by enhancing bids, expediting and easing closings, syndications and offerings, and also provide balance sheet protection.

Patrick G. Ryan, Chairman and CEO of RSG, says, "Our core strategy embodies disciplined underwriting management led by seasoned professionals combined with financially solid trading partners that recognize the distinctive value underwriting managers deliver. Under the long-time leadership of David De Berry and Kenneth De Berry, Concord has established a proven track record of offering state of the art products in a highly-specialized niche, and has consistently delivered excellent underwriting results. Concord Specialty's deep expertise combined with the market presence of these highly-rated insurers - Arch (currently rated A, XV / Positive by A. M. Best), Freedom Specialty Insurance Company (currently rated A+, XV by A. M. Best), and Zurich (currently rated A+ /Stable by A. M. Best*) - provides the market with a flexible, responsive and satisfying suite of products and services geared to today's uncertain economic and regulatory climate. We are enthusiastic about the opportunities this new facility will offer agents, brokers and clients."

For more information on this release, contact David De Berry, (212)-784-5678, daviddeberry@concordspecialtyrisk.com.

About Ryan Specialty Group, LLC (RSG)
Ryan Specialty Group, LLC is a global holding company for wholesale brokerage, MGU/MGAs, Lloyd's specialty insurer Jubilee and other specialty services to agents, brokers and insurance carriers. www.ryansg.com

About Arch Insurance Company
Arch Insurance Group Inc., a division of Arch Capital Group Ltd., is a market-leading specialty insurer, providing a wide range of property, casualty and specialty insurance for corporations, professional firms and financial institutions worldwide. The transactional risk products for which we are now partnering will be written out of the Executive Assurance Department, a leading writer of insurance products targeting management liability, employment practices liability, fiduciary liability, professional services liability and fidelity losses. For more information, visit www.archinsurance.com

About Freedom Specialty Insurance Company
Freedom Specialty Insurance Company ® represents a wealth of experience in Specialty Liability insurance, and provides solution expertise, dynamic innovation, and decisive responsiveness to the needs of their clients. Backed by Nationwide's A+XV rating, the company's financial strength and stability allows them to serve as a vanguard in Specialty Liability lines. Visit www.freedomspecialtyins.com to learn more about Freedom Specialty Insurance Company, or call John Lopes at 212-329-6925.

About Zurich Financial Services Group (Zurich)
Zurich Financial Services Group (Zurich) is a leading multi-line insurance provider with a global network of subsidiaries and offices in Europe, North America, Latin America, Asia-Pacific and the Middle East as well as other markets. For more information about Zurich, go to http:www.zurichna.com/zna/media/news-releases.archive/boilerplate.htm.

*For more information about the ratings of Zurich American Insurance Company, access the ratings section on www.zurichna.com. For more complete financial information about the Zurich Financial Services Group and ratings for Zurich Insurance Company Ltd., access www.zurich.com

2011 CONTRIBUTORS TO THE INSURANCE MARKETPLACE CYBERCAST

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