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Insurance Wholesaler Russell Bond & Co.

Insurance Wholesaler Russell Bond & Co., Inc. has acquired nationwide insurance Purchasing Group: Independent Garage and Towing Contractors Services, Inc. (IGTC) also of Buffalo. The purchasing group specializes in coverage for the Garage and Towing Industry and is admitted and available in most all states.

Most all members of the staff of IGTC have joined Russell Bond operating as a separate underwriting unit, including Ms. Jeanne Allaire, Vice President; Skip Mulvey, Senior Account Executive; Christie Miller, Account Executive and new assistant Jill Gmitrowski.

Russell Bond & Co., Inc. is an Insurance Wholesaler headquartered in Buffalo NY. Founded in 1950 the firm maintains binding authorities and brokerage access for Standard, Specialty, and Surplus Lines through admitted and non-admitted markets for clients throughout the USA.

The firm also maintains offices in Hamilton, NJ and Westfield, MA.

Agency Network of Kentucky Celebrates 15th Anniversary

November 26th, 2012 - Hampton, NH: SIAA, Inc. - the largest Alliance of Independent Property & Casualty Insurance Agencies in the country - is proud to celebrate the 15th anniversary of Agency Network of Kentucky of Lexington, KY as an SIAA Master Agency.

According to SIAA Chairman & CEO Jim Masiello, "With fifteen years of successful growth, Agency Network of Kentucky has achieved a significant milestone for which our Master Agencies strive. Their longevity affirms SIAA's standing as the premiere alliance of independent insurance agencies across the country. Our model has worked for nearly 30 years now - through soft and hard markets, economic downturns, extreme competition - virtually all conditions."

"Our alliance is designed to help insurance agents at all stages." said Agency Network of Kentucky Vice President Ben Cowan. "Our members have the opportunity to earn profit sharing, avail themselves of vendor discounts and marketing tools, and utilize years of agency expertise. We continue to be selective in accepting new members but welcome the opportunity to talk with all agencies including captives, whether existing or start up, to see how we can help each other be successful. This approach has served us well and will continue to do so in the future."

Agency Network of Kentucky continues to grow by mentoring new independent agency owners and transitioning captive agencies that have terminated their direct relationships realizing the limited opportunities for growth. They have been a Master Agency partner of SIAA since 1997. With a 68-county territory encompassing eastern Kentucky, they are one of the more significant independent agency groups in the region. For more information about Agency Network of Kentucky, please visit www.ankonline.com.

The SIAA (Strategic Insurance Agency Alliance) concept originated in New England in 1983 where many local insurance agencies were finding it difficult to receive carrier appointments, start new insurance agencies, compete against larger insurance agencies, and receive profit sharing.

SIAA is a national alliance with billions in combined profitable premium. SIAA utilizes its stability and strength through traditional and alternative market channels for the purpose of providing insurance consumers with competitive choices in addition to providing significant profit and equity appreciation opportunities for SIAA Member Agencies. This national alliance of insurance agencies has engaged more than 4,300 members. For additional information about SIAA, visit www.siaa.net.

DVIC partners with The National Alliance

FORT MYERS, Fla. (Nov. 13, 2012) - Disabled Veterans Insurance Careers, dedicated to helping disabled U.S. veterans by providing new opportunities for training and employment in the insurance industry, has partnered with The National Alliance for Insurance Education & Research to help educate and train disabled veterans for meaningful insurance careers.

The National Alliance, based in Austin, Texas, will provide technical training materials and instruction in the areas of personal lines insurance, agency management operations and risk management, leading to one or more of the distinguished designations - Certified Insurance Service Representative (CISR) and Certified Insurance Counselor (CIC). With 44 years of experience and leadership in insurance education, The National Alliance is most qualified to provide comprehensive, relevant and practical training. An emphasis on cross-selling, up-selling and personal lines account review will be included in this instruction.

The National Alliance for Insurance Education & Research is a pioneer and early adopter of the unique distance learning format of providing blended learning for insurance and risk management professionals. The company advances the profession by providing insurance and risk management professionals of every experience level with integrated, practical continuing education, timely research and designation opportunities. For additional information, visit www.TheNationalAlliance.com.

Disabled Veterans Insurance Careers is a nonprofit organization with the mission to educate-train and generate meaningful employment opportunities for physically disabled veterans who will excel at proactively cross-selling personal lines insurance products on behalf of leading independent insurance agencies. For additional information, call 239-433-8523 or visit www.DVIC.us.

Target Markets Awards first CPL Designations

Wilmington, DE - November 2012 - The Target Markets Program Administrator Association (TMPAA) announced today that it had awarded 9 of its members the first Certified Programs Leader (CPL) Designation during their 12th Annual Summit held October 29-31, in Scottsdale, Arizona.

Recipients of the Designation completed and passed 12 required Target University courses, and met program and industry experience expectations set out by the Association. "The mission of Target University and the CPL Designation is to further promote Best Practices in program administration, and recognize the specialized skill sets of Program Administrators," stated Jeremy Hitzig - TMPAA President. "The University was developed through the efforts of the TMPAA Board and committee of TMPAA members who served as advisors on course development."

CPL Designation recipients included Greg Thompson - THOMCO, Kim Ayala - Landscape Contractors Insurance Services, Joseph Peloso, Penelope Thomas, Michael Bachman and Deborah Francis from Liberty International Underwriters, and Jeffrey Gauthier, Carolyn Miller, Julie Roberts from Great American Insurance Company.

Greg Thompson, Past President and University Dean discussed the merits of the CPL Designation, "The Association's Board is very excited to see the completion of our University culminating in awards for the first CPL Designations. The required university courses all deal with crucial aspects of successful program administration. The coursework is rigorous, but presented in a unique and engaging format by experts currently working in this industry segment. Our first 9 recipients demonstrated their mastery in these areas, and are also individuals who have a solid resume of work in programs. It was an honor to be associated with this effort and to award the designation to this group of Association Members."

Photograph of the 2012 Inaugural Class of CPL Designees is available on the Association website www.targetmarkets.com

The Target Markets Program Administrators Association is an organization dedicated to the unique challenges of insurance program administration. The TMPAA's mission is to help Program Administrators conduct their business more efficiently, with greater proficiency and profitability. The organization provides its membership with an array of business and educational services including access to program carrier decision makers, best practice information and recognition, Target University, Program Marketing and Distribution, Target Programs (online portal), Industry Studies and two annual Member Meetings.

Program Administrator / MGA's interested in learning more about the TMPAA, can visit the Association Website at www.targetmarkets.com or contact Ray Scotto - Executive Director - at (877) 347-5700 E-mail address: ray.scotto@targetmkts.com

Acquisition of GUARD by National Indemnity Company

(a Subsidiary of Berkshire Hathaway Inc.) Completed

On October 25th, GUARD Insurance Group, Inc., was acquired by National Indemnity Company, a subsidiary of Berkshire Hathaway Inc. (BRK.A and BRK.B). All necessary regulatory approvals, including that of the Pennsylvania Department of Insurance, were received in advance of the closing.

According to GUARD CEO and President Sy Foguel, “We are very proud that such a well-respected, world-class Group was interested in purchasing us. With the operational and financial support of our new parent company, we believe that GUARD can become a national presence within the marketplace within a few years.”

GUARD is a long-time specialist in providing workers’ compensation insurance to small- to mid-sized businesses and currently insures over 60,000 in 29 states. The organization is licensed to write policies in 46 jurisdictions. Over the past few years, GUARD also began offering additional complementary property and liability lines for that same targeted market niche. Specifically, the Company provides Businessowner’s Policy (BOP), Commercial Umbrella/Excess, and Commercial Auto coverage in select states.

Chief Operating Officer Carl Witkowski has noted, “GUARD was very successful and profitable during some difficult years in the recent past. Despite a long and deep recession and challenging period within our industry, we managed to expand and produce good financial results. With the economy slowly turning around and a strong parent company to assist us, we are very optimistic about our prospects for profitable expansion and growth.”

In 2012, GUARD was named a “Ward’s Top 50” performer – a prestigious distinction that places the Group among the top property and casualty companies nationally. GUARD’s A- (Excellent) A.M. Best Company rating was placed under review with positive implications when the sale to National Indemnity Company was announced in late August. At that time, A.M. Best Company stated, “Post completion of the acquisition, A.M. Best believes NICO [National Indemnity Company] will provide substantial operational and financial support to GUARD.”

Headquartered in northeastern Pennsylvania, GUARD was founded in 1983 and operated as an independent carrier until being acquired by Clal Insurance Enterprises Holdings Ltd. in 2007. GUARD’s new parent, National Indemnity Company, was founded in 1940 and is a wholly owned subsidiary of Berkshire Hathaway Inc. National Indemnity Company is a worldwide provider of specialized insurance and reinsurance coverages. Berkshire Hathaway Inc. is a holding company owning a number of diverse business activities, including property and casualty insurance and reinsurance. Warren Buffett is Chairman and Chief Executive Officer of Berkshire Hathaway Inc.

GUARD is projected to write $400 million in premiums in 2012 and is represented by over 700 independent agents. The Company currently employs over 300 people with approximately three quarters of them working out of the home office.

Pennsylvania Insurance Alliance Celebrates 15th Anniversary

November 13th, 2012 - Hampton, NH: SIAA, Inc. - the largest Alliance of Independent Property & Casualty Insurance Agencies in the country - is proud to celebrate the 15th anniversary of Pennsylvania Insurance Alliance of Allentown, PA as an SIAA Master Agency.

According to SIAA Chairman & CEO Jim Masiello, "With fifteen years of successful growth, Pennsylvania Insurance Alliance has achieved a significant milestone for which our Master Agencies strive. Their longevity affirms SIAA's standing as the premiere alliance of independent insurance agencies across the country. Our model has worked for nearly 30 years now - through soft and hard markets, economic downturns, extreme competition - virtually all conditions."

"Our alliance is designed to help independent insurance agents grow and succeed in a very competitive business." said Pennsylvania Insurance Alliance President Eric Blew. "We provide them the opportunity to partner with outstanding insurance companies who are committed to serving personal and business insurance customers with innovative products, services, and competitive prices. Along with our agency management experience on the local level, SIAA provides valuable resources to help the members of PIA to continue or start their independent insurance agency by making them instantly big as part of a respected national organization."

Pennsylvania Insurance Alliance continues to grow by mentoring new independent agency owners and transitioning captives that have terminated their captive relationships realizing the limited opportunities for growth. They have been a Master Agency partner of SIAA since 1997. With territory covering 7 counties in southeastern Pennsylvania, they are one of the largest independent agency groups in the region. For more information about Pennsylvania Insurance Alliance, please visit www.piasiaa.com.

The SIAA (Strategic Insurance Agency Alliance) concept originated in New England in 1983 where many local insurance agencies were finding it difficult to receive carrier appointments, start new insurance agencies, compete against larger insurance agencies, and receive profit sharing.

SIAA is a national alliance with billions in combined profitable premium. SIAA utilizes its stability and strength through traditional and alternative market channels for the purpose of providing insurance consumers with competitive choices in addition to providing significant profit and equity appreciation opportunities for SIAA Member Agencies. This national alliance of insurance agencies has engaged more than 4,300 members. For additional information about SIAA, visit www.siaa.net.

Utah Insurance Agency Alliance Celebrates 10th Anniversary

November 15th, 2012 - Hampton, NH and Lehi, UT: SIAA, Inc. - the largest Alliance of Independent Property & Casualty Insurance Agencies in the country - is proud to celebrate the 10th anniversary of Utah Insurance Agency Alliance as an SIAA Master Agency.

According to SIAA Chairman & CEO Jim Masiello, "With a decade of successful growth, Utah Insurance Agency Alliance has achieved a significant milestone for which our Master Agencies strive. Their longevity affirms SIAA's standing as the premiere alliance of independent insurance agencies across the country. Our model has worked for nearly 30 years now - through soft and hard markets, economic downturns, extreme competition - virtually all conditions."

"Our alliance is designed to help insurance agents at all stages." said Utah Insurance Agency Alliance President Derick Wolsleger. "We provide the tools and help them navigate through the difficulties that often prevent a smaller or new independent insurance agency from succeeding. Along with our own agency management experience on the local level, SIAA's national resources help P&C Agents, direct writers/captive agents, and producers continue or start their independent insurance agency by making them instantly big as part of our organization."

Utah Insurance Agency Alliance continues to grow by mentoring new independent agency owners and transitioning captives that have terminated their captive relationships realizing the limited opportunities for growth. They have been a Master Agency partner of SIAA since 2002. With territory covering over 93% of the state, they are the largest independent agency group in Utah. For more information about Utah Insurance Agency Alliance, please visit www.uiaa.net.

The SIAA (Strategic Insurance Agency Alliance) concept originated in New England in 1983 where many local insurance agencies were finding it difficult to receive carrier appointments, start new insurance agencies, compete against larger insurance agencies, and receive profit sharing.

SIAA is a national alliance with billions in combined profitable premium. SIAA utilizes its stability and strength through traditional and alternative market channels for the purpose of providing insurance consumers with competitive choices in addition to providing significant profit and equity appreciation opportunities for SIAA Member Agencies. This national alliance of insurance agencies has engaged more than 4,300 members. For additional information about SIAA, visit www.siaa.net.

Insurance Agency Alliance Celebrates 15th Anniversary

November 19th, 2012 - Hampton, NH: SIAA, Inc. - the largest Alliance of Independent Property & Casualty Insurance Agencies in the country - is proud to celebrate the 15th anniversary of Insurance Agency Alliance of Pottsville, PA as an SIAA Master Agency.

According to SIAA Chairman & CEO Jim Masiello, "With fifteen years of successful growth, Insurance Agency Alliance has achieved a significant milestone for which our Master Agencies strive. Their longevity affirms SIAA's standing as the premiere alliance of independent insurance agencies across the country. Our model has worked for nearly 30 years now - through soft and hard markets, economic downturns, extreme competition - virtually all conditions."

"Our alliance is designed to help insurance agents at all stages." said Insurance Agency Alliance Vice President Ed Winkelbauer. "From direct writers, life and financial services agencies, and producers without a vesting in their book looking to open their own independent agencies, to established agencies in need of markets and stability, Insurance Agency Alliance membership provides the tools for success. Along with our own agency management experience on the local level - Our retail agency, Richard B. Ryon Insurance, has serviced the insurance needs of this area for over 65 years - SIAA's national resources help agents continue or start their independent insurance agency by making them instantly big as part of our organization."

Insurance Agency Alliance continues to grow by mentoring new independent agency owners and transitioning captives that have terminated their captive relationships realizing the limited opportunities for growth. They have been a Master Agency partner of SIAA since 1997. With territory covering 20 counties in northeastern Pennsylvania, they are one of the largest independent agency groups in the region. For more information about Insurance Agency Alliance, please visit www.insuranceagencyalliance.com.

The SIAA (Strategic Insurance Agency Alliance) concept originated in New England in 1983 where many local insurance agencies were finding it difficult to receive carrier appointments, start new insurance agencies, compete against larger insurance agencies, and receive profit sharing.

SIAA is a national alliance with billions in combined profitable premium. SIAA utilizes its stability and strength through traditional and alternative market channels for the purpose of providing insurance consumers with competitive choices in addition to providing significant profit and equity appreciation opportunities for SIAA Member Agencies. This national alliance of insurance agencies has engaged more than 4,300 members. For additional information about SIAA, visit www.siaa.net.

Ironshore, Distiguished Programs & NSU Acquistion

New York, NY, November 1, 2012–IDP Holdings LLC (“IDP”) announced the acquisition of the hospitality business of National Specialty Underwriters, Inc. (“NSU”), the Bellevue, Washington-based specialty commercial insurance program manager. As part of the transaction, IDP also purchased NSU’s Certus Claims Administration, which is the company’s specialized hospitality claims handling division. IDP is a joint venture acquisition vehicle of Ironshore Holdings (U.S.) Inc. (“Ironshore”) and Distinguished Programs Group LLC (“Distinguished Programs”) that focuses on the Managing General Underwriter and Program Manager segments of the commercial insurance distribution business.

“NSU’s leading reputation in the hospitality sector made this an outstanding initial investment for IDP” said Jeremy Hitzig, CEO of both IDP and Distinguished Programs. “The strength of NSU’s professional team, product lineup and carrier support is unrivalled in the hospitality industry. We look forward to bringing additional value through the distribution and underwriting capabilities of IDP’s joint venture partners, Distinguished Programs and Ironshore.”

Shaun Kelly, President of Ironshore and Chairman of IDP, noted that the NSU acquisition underscores IDP’s mission of building a premier specialty program manager dedicated to meeting the unique coverage needs of niche markets within the U.S. “We believe this will reaffirm our positioning as the solution of choice for other program managers needing growth capital or seeking an exit strategy” he added.

Chris Randall, CEO of NSU commented, “We see IDP as being an ideal home for our hospitality business. Through its joint venture partners, the company has a strong track record and an exceptional reputation for understanding and meeting the needs of brokers and niche markets. We are confident that our clients will be well served by this organization.” Following the sale of its hospitality operations, the specialty healthcare division of NSU will continue to operate independently under Randall’s ongoing leadership.

NSU provides brokers with a powerful combination of hospitality-specific coverage, risk management and claims administration through Certus. Eligible classes of business include limited, full-service and luxury hotels, resorts and casinos. NSU is the longest running program of its kind in the hospitality sector and is known for its casualty and umbrella program with market leading limits up to $300 million provided by a consortium of carriers rated “A-” or above.

About Ironshore
Ironshore provides broker-sourced specialty property and casualty insurance coverages for varying risks on a global basis through its multiple international platforms. The Ironshore group of companies is rated A- (Excellent) by A.M.Best with a Financial Size Category of Class XIII. Ironshore’s Pembroke Syndicate 4000 operates within Lloyd’s where the market rating is A (Excellent) by A.M. Best and A+ (Strong) from both Standard & Poor’s and Fitch. For more information, please visit: www.ironshore.com

About Distinguished Programs
Distinguished Programs is a leading national insurance program manager focused on niche products for select business segments, including real estate, construction, small mercantile and museums. Distinguished Programs subsidiary companies include ReSource Pro, the leading business process outsourcing company for the insurance industry. For information, visit: www.distinguished.com

SIAA Grows by 40 Agencies in October 2012

November 9th, 2012 - Hampton, NH: The Strategic Insurance Agency Alliance (SIAA) announced the signing of 40 new member agencies in October.

Of October's signed members, 29 are "start-up" or "scratch" agencies new to the independent agency system, many of them former "captive" agents, bringing new premium dollars and new people into the system. SIAA helped create 299 new agencies in 2011 from a total of 412 newly signed members. 241 have been created so far in 2012.

"We are excited to be able to grow at a steady and aggressive pace." said Jim Masiello, SIAA's CEO. "After a first quarter announcing the most new members in any first quarter in our history, we are pacing for continued record-breaking growth. This is further evidence of how our model works irrespective of the economic climate."

SIAA members created more than $780 million in new premium growth in 2011 - their third straight year over $750 million - and reached their 4000th signed Independent Strategic Member earlier this year.

October's new members include:

East:
Farah A. Evenson Insurance of Wethersfield, CT
Pioneer City Insurance of Carbondale, PA
Richard Schrade of Saratoga Springs, NY
Montemarano & Schwartz Group of Mineola, NY
GL Kreiner Insurance of Spring Grove, PA
K D Smith Insurance of Allentown, PA
Northern Chesapeake Insurance Services of Bel Air, MD

Midwest:
Insurance Services Corporation of Fenton, MI
The Wright Agency of Grantsburg, WI
F&S Diversified Services of Omaha, NE
McEldowney Agency of Flossmoor, IL
Premier Insurance Associates of Edwardsville, IL
Empson Insurance Agency of Scottsburg, IN
Multiline Insurance Agency of Indianapolis, IN
South Haven Insurance Agency of Burnsville, MN

West:
Andrea Edmundson of Valencia, CA
Centurywide Insurance Services of San Diego, CA
Onpoint Insurance Group of St. George, UT
Allen Insurance Services of Pueblo, CO
Way West Insurance Agency of Cody, WY

Southeast:
Affordable Secure Insurance of Fort Myers, FL
Donovan Insurance of Jacksonville, FL
The Wicker Agency of Birmingham, AL
Mark A. Demont Insurance Agency of Tallahassee, FL
Business Insurance Solutions of Louisville, KY
Michael Gray Agency of Birmingham, AL
All Axcess Insurance of Lakewood Ranch, FL
Insurance Dealer Connect of Naples, FL
Jones & Taylor Insurance of Gaffney, SC

South Central:
O'Neal Insurance Agency of Ratcliff, AR
Precept Insurance Services of Flower Mound, TX
The Gregory Agency of Van Buren, AR

Since it's inception in 1995, SIAA has signed over 4,250 new members.

SIAA is dedicated to the creation, retention and growth of the Independent Insurance Agency distribution system. SIAA provides independent agencies with the company access necessary to become instantly BIG. For more information on SIAA visit www.siaa.net.

The National Insurance Agency Alliance For additional information, contact James Lane, Senior Marketing Manager, at jamesl@siaa.net.

Hudson Valley Agency Alliance Signs 50th Member Agency

November 9th, 2012 - Hampton, NH & Rye Brook, NY: SIAA, Inc. - the largest Alliance of Independent Property & Casualty Insurance Agencies in the country - is proud to announce that Master Agency partner Hudson Valley Agency Alliance has signed its 50th Member Agency, adding to the national total of over 4250 signed members.

"We are proud to welcome TransAtlantic Financial Group of Mamaroneck, New York as the newest Independent Strategic Member of our Alliance," announced HVAA Vice President Carla Moccia-Paribello. "As a newly created independent agency, they stand to benefit from access to our strategic partners, as well our decades of experience in agency operations including 14 as an SIAA Certified Master Agency. Our retail shop, The Rollins Agency, has serviced the insurance needs of New York since 1910, and with a staff of over 40 is now one of the leading insurance agencies in the metropolitan area. We are dedicated to providing local independent insurance agents with the opportunity to flourish by opening access to benefits typically available only to large regional agencies producing significant volumes of insurance business."

According to SIAA Chairman & CEO Jim Masiello, "With the signing of TransAtlantic Financial Group, HVAA has reached a significant milestone to which our Master Agencies across the country strive. It's this model of locally-based growth that affirms SIAA's standing as the premiere Alliance of independent insurance agencies in the country. Our model has worked for 17 years now - through soft and hard markets, economic downturns, extreme competition - virtually all conditions."

Hudson Valley Agency Alliance became an SIAA Master Agency in 1998. With territory covering Westchester, Dutchess, Putnam, and Rockland counties, they are one of the largest independent agency groups in the Northeast. For more information on HVAA, visit www.hvaallc.com.

SIAA is a national alliance with billions in combined profitable premium. SIAA utilizes its stability and strength through traditional and alternative market channels, as well as an online insurance presence for the purpose of providing insurance consumers with competitive choices in addition to offering significant profit and equity appreciation opportunities for SIAA Member Agencies. This national alliance of insurance agencies has engaged more than 4,250 members. For additional information about SIAA, visit www.siaa.net.

Philadelphia Insurance, Tokio Marine Group donate $195,000 to Sandy Relief

PHLY and CEO Jamie Maguire join four Group companies to support Red Cross relief

Bala Cynwyd, PA, November 6, 2012 - Philadelphia Insurance Companies (PHLY) and Chairman and CEO Jamie Maguire are partnering with four other Tokio Marine Group companies to donate $195,000 to the American Red Cross to assist with Hurricane Sandy relief efforts.

PHLY and Mr. Maguire are each donating $25,000 to the American Red Cross Disaster Relief Fund. This fund enables the Red Cross to provide shelter, food, counseling, and other assistance to victims of disasters. Mr. Maguire serves on the Board of Directors of the American Red Cross Southeastern Pennsylvania Chapter.

“Seeing the images of destruction caused by Hurricane Sandy bring the devastation I saw first-hand in Haiti closer to home,” shared Mr. Maguire, who was part of a relief mission to Haiti following the earthquake there in 2010. “On behalf of Philadelphia Insurance Companies, I extend our thoughts and prayers to everyone affected by this tragedy. I’d also like to salute all of the Red Cross volunteers, as well as the first responders and everyone helping victims of this storm.”

“Whenever the Red Cross is in need, Philadelphia Insurance Companies and Jamie Maguire always step up. Whether it is to provide disaster relief for Haiti, for Japan, for Hurricane Sandy and here locally, we can always count on their support,” said Judge Renee Cardwell Hughes, CEO of the American Red Cross Southeastern Pennsylvania Chapter.

Tokio Marine Holdings, the parent company of Philadelphia Insurance, is donating $50,000. PHLY’s sister companies in North America are also pledging support. Tokio Marine Management, Inc., based out of New York, is donating $25,000 and will match employee donations. Delaware-based Delphi Financial Group is donating $50,000 and First Insurance Company of Hawaii is donating $10,000 and will match employee contributions up to $5,000.

PHLY’s Founder and Chairman Emeritus James J. Maguire, will also donate $10,000 from the Maguire Foundation. The contributions from PHLY, four Tokio Marine Group companies, and the Maguire Foundation total $195,000.

As a leading provider of insurance to the non-profit and human service industry, PHLY has a long history of supporting disaster relief. The Company and its employees raised $129,000 for the Red Cross Haiti relief fund and more than $195,000 for the Red Cross Japan tsunami and earthquake relief fund. Since 1980, Philadelphia Insurance Companies has donated more than ten million dollars to various charitable organizations and missions.

About PHLY
Philadelphia Insurance Companies, a member of the Tokio Marine Group, designs, markets, and underwrites commercial property/casualty and professional liability insurance products incorporating value added coverages and services for select industries. In operation since 1962, the Company, whose commercial lines insurance subsidiaries are rated "A++" (Superior) by A.M. Best Company and "A+" for counterparty credit and financial strength by Standard & Poor’s, is nationally recognized as a member of Ward's Top 50 and National Underwriter’s Top 100. The organization has 45 offices strategically located across the United States to provide superior service. To locate the office nearest you or for more information, visit us on the web at www.phly.com.

Program Business Market Hits $24.7 Billion in Gross Written Premiums

Wilmington, DE-The Target Markets Program Administrators Association (TMPAA) released the results of its annual research to document the size, characteristics, growth and other base-line information about the program insurance market. The "State of Program Business Study" was presented at the Association's 12th Annual Summit in Scottsdale, AZ.

The study pegged the program administration market in 2011 at $24.7 billion in premiums up from $22.6 billion in 2010. The 2010 market figures were revised to reflect the higher level of response in the survey and research completed this year. The survey identified a potential 950 program administrators administering an estimated 2,000 individual programs.

Premium revenues increased 5 percent. Program Administrators reported an 84 percent renewal rate in 2011, unchanged from 2012. The research consisted of two surveys - one distributed to Program Administrators and a second distributed to insurance carriers that use the program distribution channel.

Response from program administrators more doubled this year with 190 program administrators responding to the survey. The question topics for the 2012 survey were designed and reviewed by a committee of TMPAA member Program Administrators and Carriers, the TMPAA Board, Advisen and the New Street Group (TMPAA Special Consultant for the Program Business Study).

The research study and survey was conducted by Advisen, the commercial insurance research and data analytics firm. The analysis included a survey of program administrators, carriers and managing general agents. Additional data and information was drawn from the Advisen databases of retail brokers, managing general agents and underwriters and wholesale brokers.

The key results of the study were:

• The program space continues to be a booming business despite the significant headwinds faced by the overall P&C industry.
• Program administrators and carriers are optimistic about prospects for future growth.
• There is mismatch in the merger & acquisition picture as there are more buyers than sellers.
• Program administrators and insurers are one in their view that underwriting profitability is what matters most when establishing a successful program.

The TMPAA defines "Program Business" as insurance products targeted to a particular niche market or class, generally representing a group of similar risks placed with one carrier. Administration is done through Program Specialists who have developed an expertise in that market. Administrative responsibilities are negotiated between the Specialist and Carrier, but would include underwriting selection, binding, issuing, billing, and often times marketing, premium collections, data gathering, claims management/loss control and possibly risk sharing. Program Specialists typically target their niches through differentiation either in product, risk management services, delivery mechanism or price. Specialists can distribute these programs on a retail or wholesale basis.

The research was sponsored by TMPAA member companies Scottsdale Insurance Company and Western Heritage Insurance Company.

Program Specialists / MGA's interested in learning more about the TMPAA can visit the Association website at www.targetmarkets.com , or contact Executive Director Ray Scotto at ray.scotto@targetmkts.com

An Executive Summary and power point presentation of the report will be available on the TMPAA website, www.targetmarkets.com.

Potomac Insurance Network Celebrates 15th Anniversary

October 16th, 2012 - Hampton, NH and Baltimore, MD: SIAA, Inc. - the largest Alliance of Independent Property & Casualty Insurance Agencies in the country - is proud to celebrate the 15th anniversary of Potomac Insurance Network as an SIAA Master Agency.

According to SIAA Chairman & CEO Jim Masiello, "With fifteen years of successful growth, Potomac Insurance Network has achieved a significant milestone for which our members strive. As one of our earliest signed Master Agencies, their membership longevity affirms SIAA's standing as the premiere alliance of independent insurance agencies across the country. Our model has worked for nearly 30 years now - through soft and hard markets, economic downturns, extreme competition - virtually all conditions."

"Our alliance is designed to help insurance agents at all stages." said Potomac Insurance Network President Jon Pappas. "Our members are small to large agencies in need of markets and stability. However, direct writers, life and financial services agencies and producers without a vesting in their book have all found Potomac Insurance Network membership beneficial. We provide the tools and help them navigate through the difficulties that often prevent an independent insurance agency from succeeding. With SIAA's national resources, agents and producers can continue or start their own independent insurance agency by becoming instantly big as part of our organization."

Potomac Insurance Network has been a partner Master Agency of SIAA since 1997, consistently ranking as a Top Performer in recent years. In 2011 they signed their 100th member agency. With territory covering the Greater Metro Washington, D.C, Baltimore region and Delaware, they are the largest independent agency group in the area. For more information on Potomac Insurance Network, visit www.pinsiaa.com.

The SIAA (Strategic Insurance Agency Alliance) concept originated in New England in 1983 where many local insurance agencies were finding it difficult to receive carrier appointments, start new insurance agencies, compete against larger insurance agencies, and receive profit sharing. The alliance also offers member benefits such as online lead generation.

SIAA is a national alliance with billions in combined profitable premium. SIAA utilizes its stability and strength through traditional and alternative market channels for the purpose of providing insurance consumers with competitive choices in addition to providing significant profit and equity appreciation opportunities for SIAA Member Agencies. This national alliance of insurance agencies has engaged more than 4,250 members. For additional information about SIAA, visit www.siaa.net.

NIF Group, Inc.

Manhasset, New York (10-12) - NIF Group, Inc., a leading Program Administrator and MGA, announces that Vince Terlaje has been named President of NIF Pacific, NIF’s Bothell, WA office. Gordy Phelps, formerly President, will serve as Managing Director for NIF in the Pacific office. This change is effective immediately.

“NIF Pacific serves as an anchor for NIF’s nonprofit social service agency program on the west coast. Since the office’s opening in 2007, it has experienced exceptional growth in the nonprofit segment, increasing NIF’s footprint in the western US,” explained Mark Maher, President of NIF Group, Inc.

NIF Group, Inc. is privately held and operates out of six branch offices countrywide.

BRECKENRIDGE INSURANCE GROUP NAMES EICHHORN CEO OF PROPERTY CASUALTY OPERATIONS

KENNESAW, GA -- Breckenridge Insurance Group regrouped its property casualty insurance operations naming Michael Eichhorn, CPCU, as president and chief executive officer of Breckenridge Insurance Services, its brokerage division. Eichhorn will direct strategic initiatives and oversee day-to-day operations of its ten offices.

"Mike has 25 years of industry expertise with a record of consistently high results in the insurance brokerage industry. His career includes brokering and underwriting of both tough and standard risks, with high focus on adding unexpected value for the client," said Tracey Carragher, CEO of Breckenridge Insurance Group. "Mike knows how to introduce, drive, and manage innovation, in addition to continuous development of new products and services which clients demand to succeed in difficult economic climates."

"I am enthused about Breckenridge's business model and recent growth, and commit to advancing the already strong culture established," Eichhorn said. "The organization's advances and industry standing in the three years since I joined it, is remarkable. Our team's expertise is as strong as I've seen in the brokerage industry, and I am proud to lead them".

Eichhorn managed International Placement Services, the St. Louis wholesale property casualty insurance brokerage which was acquired by Breckenridge Insurance Group in 2010.

"Clients want inventive answers quickly," Eichhorn commented. "Our state of the art operational center is 100% focused on service and exceptional solutions. I am committed to delivering this to all clients and internal resources."

Eichhorn has extensive background and experience in insurance law, marketing and client contact, information technology, licensing, and well versed in all lines of commercial insurance. A Chartered Property and Casualty Underwriter since 1995, he remains an active participant in many local and regional insurance organizations including the St. Louis Chapter of the Society of CPCU. Mike is also past president of the St. Louis Insurance Association, and holds a Bachelors of Science degree in Business Administration from St. Louis University.

About Breckenridge Insurance Group:
Breckenridge Insurance Group is a specialty underwriter, wholesale broker, program manager and insurance services firm with offices throughout the United States and in Australia. Additional information is available on our website, www.breckis.com.

Michael Eichhorn, President of Breckenridge Insurance Services, can be reached at meichhorn@breckis.com, or by phone: (314) 725-8394.

NIF Group, Inc.

Manhasset, New York (10-12) - NIF Group, Inc., a leading Program Administrator and MGA, announces that Vince Terlaje has been named President of NIF Pacific, NIF’s Bothell, WA office. Gordy Phelps, formerly President, will serve as Managing Director for NIF in the Pacific office. This change is effective immediately.

“NIF Pacific serves as an anchor for NIF’s nonprofit social service agency program on the west coast. Since the office’s opening in 2007, it has experienced exceptional growth in the nonprofit segment, increasing NIF’s footprint in the western US,” explained Mark Maher, President of NIF Group, Inc.

NIF Group, Inc. is privately held and operates out of six branch offices countrywide.

WRM America Holding Company, LLC Changes Name to The Wright Insurance Group, LLC

(Uniondale, NY) As a result of significant growth and market expansions as well as multiple acquisitions during the past four years, WRM America Holding Company, LLC is renaming itself and several of its subsidiaries. “We decided it was time to simplify and unify branding for our family of companies,” stated William Malloy, President. “All of our subsidiaries provide specialized risk management solutions to complex issues. Each adheres to a successful business model that emphasizes high value through extraordinary service for our producers, our insurance company partners, our risk management clients and our policyholders. Although our names are changing, our way of doing business is not.”

Effective September 17, 2012, WRM America Holding Company, LLC, changed its name to The Wright Insurance Group, LLC. The Wright Insurance Group, a portfolio company of Aquiline Capital Partners, provides a variety of specialized insurance and risk management services to the public and private sectors in the U.S. through its various subsidiaries. Building on the success of Wright Risk Management Company, LLC over more than three decades, The Wright Insurance Group was established as a holding company in 2008 by Aquiline. Wright Risk Management will retain its current name as a member of The Wright Insurance Group. WRM America will now be Wright Specialty Insurance. Other members of The Wright Insurance Group that have changed their names include:

WRM America Managing General Agency, LLC to Wright Specialty Insurance Agency, LLC,

RMI Consulting, LLC, Port Washington, NY to Wright Risk Consulting, LLC,

RPG Management, LLC, Port Washington, NY, to Wright Program Management, LLC, and

Fidelity National Insurance Services, LLC to Wright National Flood Insurance Services, LLC.

Subject to approval by the Texas Department of Insurance:

Fidelity National Indemnity Insurance Company, St Petersburg, FL, will become Wright National Flood Insurance Company.

For more information about The Wright Insurance Group and its subsidiaries, visit www.wrightinsurance.com

About Aquiline Capital Partners, LLC
Aquiline Capital Partners, a global financial services private equity firm led by Jeffrey Greenberg, invests in financial services enterprises across industries such as property and casualty insurance, banking, securities, asset management, life insurance and financial technology.

Aquiline seeks to add value to its portfolio companies through strategic, operational, and financial guidance.

SIAA Grows by 34 Agencies in September 2012

October 2, 2012 - Hampton, NH: The Strategic Insurance Agency Alliance (SIAA) announced 34 new member agencies in September.

Of September's signed members, 18 are new or "scratch" agencies new to the independent agency system, many of them former "captive" agents, bringing new premium dollars and new people into the system. SIAA helped create 299 new agencies in 2011 from a total of 412 newly signed members. 212 have been created so far in 2012.

"We are excited to be able to grow at a steady and aggressive pace." said Jim Masiello, SIAA's CEO. "This is further evidence of how our model works irrespective of the economic climate."

SIAA members created more than $780 million in new premium growth in 2011 - their third straight year over $750 million - and reached their 4000th signed Independent Strategic Member agency in January.

September's new members include:

East:
Holzer Insurance Group of Latrobe, PA
Monument Insurance Agency of Saratoga Springs, NY

Midwest:
Booher & Taylor Agencies of Aurora, IN
Pesko Insurance Group of Youngstown, OH
Priority Risk Management of Fishers, IN
MGM Insurance Agency of Sioux Falls, SD
Magic One Insurance Group of Kalamazoo, MI
Home Insurance Agency of Leland, MS
Elite Insurance Group of Indianapolis, IN
B Parks Insurance Agency of West Chester, OH
Red One Insurance of Omaha, NE
Potter Agency of Eau Claire, WI
The Champagne Agency of Riverview, MI
Mark F. Jochum Insurance of Cleveland, OH

West:
Proguide Insurance Services of Los Angeles, CA
Advantage Service Insurance of Lafayette, CO
American Transportation Administration Services Corp of San Diego, CA
Union Colony Insurance of Greely, CO
John McLaren Insurance Agency of Huntington Beach, CA
Amy Souza Insurance of Clovis, CA

Southeast:
Bryan Insurance Agency of Arcadia, LA
Blue Ribbon Insurance of Shelbyville, TN
Putney Insurance of Tallahassee, FL
Alta Vista Insurance Solutions of Tampa, FL
HH Underwriters of Louisville, KY

South Central:
J C Roberts Insurance of Fort Worth, TX
Hoftin of Irving, TX
Consolidated Insurance Consultants of North Little Rock, AR
PK Sales Town & Country of Greenville, TX
HJC Insurance Group of Conway, AR

Since it's inception in 1995, SIAA has signed over 4,250 new members.

SIAA is dedicated to the creation, retention and growth of the Independent Insurance Agency distribution system. SIAA provides independent agencies with the company access necessary to become instantly BIG. For more information on SIAA visit www.siaa.net.

The National Insurance Agency Alliance For additional information, contact James Lane, Senior Marketing Manager, at jamesl@siaa.net.

Insurance Agents Alliance of Texas Celebrates 10th Anniversary

September 28th, 2012 - Hampton, NH and Austin, TX: SIAA, Inc. - the largest Alliance of Independent Property & Casualty Insurance Agencies in the country - is proud to celebrate the 10th anniversary of Insurance Agents Alliance of Texas as an SIAA Master Agency.

According to SIAA Chairman & CEO Jim Masiello, "With a decade of successful growth, Insurance Agents Alliance of Texas has achieved a significant milestone for which our Master Agencies strive. Their longevity affirms SIAA's standing as the premiere alliance of independent insurance agencies across the country. Our model has worked for nearly 30 years now - through soft and hard markets, economic downturns, extreme competition - virtually all conditions."

"Our alliance is designed to help insurance agents at all stages." said Insurance Agents Alliance of Texas President of East Texas Rodney Watkins. "We provide the tools and help them navigate through the difficulties that often prevent a smaller or new independent insurance agency from succeeding. Our retail agency, Watkins Insurance Group, has serviced the insurance needs of Central Texas since 1949, and with eight locations and a staff of over 100 is now the largest and fastest growing independent agency around. Along with our own agency management experience on the local level, SIAA's national resources help P&C Agents, direct writers/captive agents, and producers continue or start their independent insurance agency by making them instantly big as part of our organization."

Insurance Agents Alliance of Texas continues to grow by mentoring new independent agency owners and transitioning captives that have terminated their captive relationships realizing the limited opportunities for growth. They have been a Master Agency partner of SIAA since 2002. With territory including Central and East Texas, they are one of the largest independent agency groups in the area. For more information about Insurance Agents Alliance of Texas, please visit www.iaatx.com.

The SIAA (Strategic Insurance Agency Alliance) concept originated in New England in 1983 where many local insurance agencies were finding it difficult to receive carrier appointments, start new insurance agencies, compete against larger insurance agencies, and receive profit sharing.

SIAA is a national alliance with billions in combined profitable premium. SIAA utilizes its stability and strength through traditional and alternative market channels for the purpose of providing insurance consumers with competitive choices in addition to providing significant profit and equity appreciation opportunities for SIAA Member Agencies. This national alliance of insurance agencies has engaged more than 4,250 members. For additional information about SIAA, visit www.siaa.net.

Partners Specialty Group LLC

Maureen Caviston, President and Chief Operating Officer of Partners Specialty Group LLC (PSG) announces the following: Marc Rotter, Mark Patterson and David Grafstein are currently Executive Vice Presidents of PSG. Each will be responsible in the future for additional strategic projects involving retailer and carrier relationships. “I am proud to have this seasoned team of professionals to steer our organization in to the future. They continue to provide value to retail brokers countrywide as top brokers in their field. Their strong carrier relationships and unique skill sets are incredibly valuable to me and my colleagues at PSG. Their presence in three key regions of the country, Western States, Midwest and East Coast provides the local, on the ground perspective critical to our business.”

Marc Rotter, based in Santa Monica California, was a founding broker of PSG; established in November of 1999.

Mark Patterson, CPCU established the Kansas City branch of PSG in August of 2000 and continues in his role of Branch Manager.

David Grafstein joined PSG in January of 2001 and assumed responsibility of the Stamford branch in July of 2012.

Partners Specialty Group LLC is a nationwide, independent wholesaler with twelve offices providing specialty insurance solutions to over 2000 retail agencies.

Michele Tran joins National Specialty Underwriters as production underwriter

Bellevue, WA – Sept. 25, 2012 – National Specialty Underwriters Inc. (NSU) welcomes Michele Tran as production underwriter. Tran will be responsible for expanding the small-account and binding-authority facility for the NSU Healthcare Division. “Michele brings a wealth of experience and knowledge in the insurance industry and will play an integral role in building our program while strengthening NSU relationships in core territories,” said Chris Randall, company chief executive officer.

Tran started her insurance career working for retail agents in account management roles. Most recently, she has served as production underwriter at several binding authority and underwriting brokerage facilities in Houston including Bunker Hill Agency, Myron F. Stevens Agency, U.S. Risk and, most recently, IMS London American. She has specialized in program relationships with well-known companies within the insurance industry and has a broad range of insurance knowledge handling healthcare professional, miscellaneous professional as well as standard lines commercial auto, package, workers compensation and umbrella coverages.

About National Specialty Underwriters:
National Specialty Underwriters Inc. is a privately held commercial insurance program administrator and specialty wholesale broker based in Bellevue, Washington. The company also has offices in Chicago, Atlanta and New York. NSU operates three distinct divisions dedicated to a specific industry or type of risk: healthcare, hospitality and property. For more information, visit www.nsui.com.

Ryan Specialty Group, LLC reaches agreement to buy Direct Group to strengthen MGA and TPA capabilities

September 18, 2012, Chicago, IL - Ryan Specialty Group (RSG) will significantly strengthen its MGA and third party administration (TPA) capabilities in the UK through an agreement to acquire leading insurance services provider Direct Group for an undisclosed consideration. This is subject to regulatory approval.

Direct Group has been a partner to specialist Lloyd's insurer Jubilee, part of the Ryan Specialty Group, for a number of years. The acquisition will build on Jubilee's existing TPA operation, Jubilee Service Solutions, and enable the company to access a wider range of complementary services to strengthen its offering to brokers and clients.

Based in Doncaster, Direct Group delivers a range of MGA and TPA services across the insurance industry and provides solutions to financial institutions, corporates and affinities. These include underwriting, proposition delivery, policy administration, premium collection, distribution services, insurer and captive reporting and comprehensive claims handling services. Following the acquisition Direct Group's directors will remain with the business and play an active role in its future development.

Pat Ryan, founder and Chairman of RSG said: "Ryan Specialty Group's acquisition of Direct Group represents an important milestone in the development of our company and Jubilee and furthers RSG's expansion into the global community."

Johnny Rowell, CEO RSG Europe Ltd commented: "The acquisition of Direct Group significantly enhances Jubilee's capabilities in the core consumer products area in the UK and provides growth opportunities for both Jubilee and Direct Group."

Derek Coles, CEO of Direct Group said: "We are delighted to be joining the Ryan Specialty Group at this important stage of its development. Having already worked closely with Jubilee we can be certain that the combined offering will deliver great benefits both internally and to our brokers and clients."

For further information contact:
Alex Wise
Concise PR
T 020 7100 3960
M 07710 665 615

About Jubilee
Ryan Specialty Group, LLC (RSG) completed the acquisition of specialist Lloyd's insurer Jubilee Group Holdings Limited (Jubilee) on 24th September 2011. Jubilee currently operates two active Syndicates at Lloyd's, a managing agency and specialist underwriting distribution and insurance service businesses.

Jubilee Group Holdings Limited includes the businesses of Jubilee Managing Agency Limited, Lutine Assurance Services, Jubilee Europe B.V. and Jubilee Services Solutions Limited.

www.jubilee-insurance.com/Jubilee-at-Lloyds.

About Direct Group
Direct Group (www.directgroup.co.uk) aims to be a leading insurance services provider to the UK financial services marketplace. This vision is based around a philosophy of "treating customers and partners as we would expect to be treated ourselves". The high quality of service offered by Direct Group is supported by a scalable and robust business platform which not only provides Clients' and Insurers' with unparalleled quality of management information but also provides the basis for expansion into new products and new market sectors.

Direct Group currently operates on a business-to-business basis by offering products to financial institutions, corporates and affinities plus a range of services across the insurance industry. The services typically offered by Direct Group include product design, proposition delivery, policy administration, premium collection, sales and service, insurer and captive reporting. Plus comprehensive claims handling service including First Notification of Loss (FNOL), desk, inspection, validation and reinstatement.

Direct Group Limited is authorised by the FSA no. 307332.

Debby Paris, FLMI, ACP, Elected to Secretary of AICP’s Heartland Chapter

The Association of Insurance Compliance Professionals (AICP) announced election results for various positions. Debby Paris, FLMI, ACP, was elected Secretary of the Heartland Chapter. Debby is Senior Compliance Specialist and Consulting Assistant at First Consulting & Administration, Inc. Francine D. Fetyko, President and CEO of First Consulting said that all associates at First Consulting were delighted for Debby being nominated and elected by industry members. AICP has over 1,500 members that serves the insurance compliance community by promoting relationships, exchanging information, and providing learning opportunities within a dynamic regulatory environment. The Heartland Chapter has over 200 members in seven states. “It’s a great recognition for Debby by her peers in the insurance community,” said Fetyko.

Sean Cox, Associate Consultant at First Consulting serves as Regional Director on AICP’s Board of Directors representing the Heartland Chapter. “It’s an honor to be recognized by others and First Consulting is pleased to provide its own talent in leadership positions in the insurance industry,” said Fetyko.

Stu Korn Joins Tapco Underwriters As New Marketing Representative For New Jersey, Pennsylvania And New York’s Hudson Valley

BURLINGTON, N.C., September 13, 2012 – TAPCO Underwriters, Inc. (TAPCO), a Burlington, N.C.-based managing general agent specializing in high-volume, middle-market excess and surplusinsurance lines, announced they have hired Stu Korn as a marketing representative for New Jersey, Pennsylvania and New York’s Hudson Valley where he will be responsible for business development and distribution. TAPCO President Tap Johnson III made the announcement.

Prior to joining TAPCO, Korn worked for Preferred Mutual Insurance as a business development analyst. There he spearheaded the company’s efforts to create more effective, profitable relationships with key agencies throughout the State of New Jersey.

In addition to being an active member of PIA of New York/New Jersey and Big I of New Jersey, Korn currently holds the Association of Risk Management (ARM) and Certified Professional Insurance Agent (CPIA) designations. He earned his Bachelor of Business Administration from the University of Massachusetts at Amherst and is a licensed Property and Casualty Agent in Pennsylvania and New Jersey.

“Stu’s years of experience in the insurance industry make him a great addition to our team,” said Johnson. “His wealth of industry knowledge and expertise will be a vital asset as we continue to expand our marketing presence throughout the northeast.”

TAPCO was founded in 1983 in Burlington, N.C., by Tapley O. Johnson Jr., and specializes in the timely placement of Excess & Surplus lines business for both commercial and personal lines insurance accounts. TAPCO has in-house binding authority to write more than 1,000 classes of business, through A-rated carriers for a wide range of risks, including all types of Property; General Liability; Inland Marine; Dwelling and Homeowners; miscellaneous Professional and D&O; Vacant and Builder’s Risk; Liquor Liability; and General, Specialty, and Artisan Contractors; Personal Umbrella, and other lines. Thecompany began with just three people but has since grown to five offices that employ 180 people, service 18,000 agencies and currently write in 25 states and Washington D.C.

Freberg Environmental Insurance Announces New Underwriting Agreement With Berkley Custom Insurance Managers, LLC

DENVER, COLORADO – August 27, 2012 Freberg Environmental Insurance (FEI) today announced an agreement to underwrite environmental insurance coverage with Berkley Custom Insurance Managers, LLC, a newly formed member company of W. R. Berkley Corporation.

In addition to writing core environmental programs for site-specific pollution liability and environmental consultants and contractors, FEI is enhancing their product offering to include lender liability, general liability with products pollution, and stand-alone excess liability. All products will be underwritten on behalf ofW. R. Berkley Corporation member insurance companies, all of which are rated A+ (Superior) by A.M. Best Company.

Inmaking the announcement, Stacy Brown, president andmanaging partner of FEI commented, “We are excited to collaborate with Berkley Custom. We feel strongly that this new relationship will best serve our clients’ needs with an expanded product offering and access to an A+ rated carrier. Our move to Berkley Custom was a natural next step in FEI’s evolution.”

Michael Fujii, president and chief executive officer of Berkley Custom added, “FEI is a leader in the environmental specialty market segment that has provided superior service to its customers for over twenty years. We are pleased to join with FEI to expand our offerings in the specialty marketplace.”

FEI is a Denver-basedmanaging general agency specializing in environmental insurance coverage. For over 21 years, it has provided excellent customer service and a wide range of insurance products for property owners, autos owners, consultants and contractors. FEI is a wholly-owned subsidiary ofWillis, N.A. Detailed information about or products and services can be found at www.feiinsurance.com

Beacon Hill Associates Welcomes Bob Varnes as Senior Account Executive

Beacon Hill Associates, Inc. has announced the hiring of Bob Varnes as Senior Account Executive. He will assist with the increased production demands in their brokerage division and will be managing new business brokerage opportunities in CO, WY, UT, NM, ID, CA, AZ and NV. Bob has over 35 years of experience in the wholesale E&S community. Most recently, he has worked with construction General Liability and environmental contractors, consultants, and engineering accounts.

"We are very pleased to have a professional of Bob's stature join our team," said Bill Pritchard, Beacon Hill's President. "His background in brokerage and underwriting, with a focus on environmental opportunities, makes him a perfect fit for our office. We are excited to have Bob help develop and grow our Southwestern region."

For the past twenty-two years, Beacon Hill Associates, Inc. has been a leader in providing environmental liability insurance nationwide. Although the company concentrates primarily on environmental business, it also works with agencies on other technically challenging specialty coverages. The organization has two divisions; the wholesale brokerage department, tasked with pursuing appropriate coverage for agents from several top insurance carriers; and the PartnerOne Environmental® underwriting division, specializing in assessing risks and offering an array of environmental insurance products.

Additional information on Beacon Hill Associates and its products and services can be found at www.b-h-a.com or by calling 1-800-596-2156.

Ivy Riggs Joins PartnerOne Environmental® as an Executive Underwriter

PartnerOne Environmental has announced that Ivy Riggs has joined their Denver, CO office as an Executive Underwriter. Riggs started her career as an environmental consultant and has worked in the environmental insurance industry for many years as an underwriter for a wide variety of products. PartnerOne Environmental continues to successfully expand, both in its home office in Charlottesville, Virginia as well as into other parts of the country.

"We are very excited to welcome Ivy to the PartnerOne Environmental team," said Amanda Duncan, Senior Vice President of Beacon Hill Associates, Inc. and Manager of BHA's underwriting division, PartnerOne Environmental. "Her product knowledge and underwriting experience are wonderful assets to PartnerOne as we continue to expand our capabilities and product offerings."

PartnerOne Environmental® is Beacon Hill Associates, Inc.'s underwriting division, a fully integrated source for environmental insurance products. This division provides coverage for a variety of small- to middle-market contractors, consultants, and property owners and managers. All products are quoted, bound, and issued in-house, enabling PartnerOne Environmental to provide fast turnaround times and excellent service. PartnerOne Environmental coverages are offered by carriers rated "A+". www.partneroneenvironmental.com

Additional information on Beacon Hill Associates and its products and services can be found at www.b-h-a.com or by calling 1-800-596-2156.

Consolidated Underwriting Alliance Celebrates 15th Anniversary

August 30th, 2012 - Hampton, NH: SIAA, Inc. - the largest Alliance of Independent Property & Casualty Insurance Agencies in the country - is proud to celebrate the 15th anniversary of Consolidated Underwriting Alliance of Livonia, Michigan as an SIAA Master Agency.

According to SIAA Chairman & CEO Jim Masiello, "With 15 years of successful growth, Consolidated Underwriting Alliance has achieved a significant milestone for which our Master Agencies strive. Their longevity affirms SIAA's standing as the premiere alliance of independent insurance agencies across the country. Our model has worked for nearly 30 years now - through soft and hard markets, economic downturns, extreme competition - virtually all conditions."

"Our alliance is designed to help insurance agents at all stages." said Consolidated Underwriting Alliance President Denise McHenry. "Along with our own agency management experience on the local level, SIAA's national resources help P&C Agents, direct writers/captive agents, and producers continue or start their independent insurance agency by making them instantly big as part of our organization."

McHenry went on to say, "We provide the tools and help them navigate through the difficulties that often prevent a smaller or new independent insurance agency from succeeding. Consolidated Underwriting brings our member agencies strong company relationships and offers all of our agencies over 80 years of combined underwriting experience which helps them focus on growing a profitable and well-balanced book of personal and commercial business."

Consolidated Underwriting Alliance continues to grow by mentoring new independent agency owners and transitioning captives that have terminated their captive relationships realizing the limited opportunities for growth. They have been a Master Agency partner of SIAA since 1997. With territory including six counties in southeastern Michigan, they are one of the largest independent agency groups in the area. For more information about Consolidated Underwriting, please visit www.cualnetwork.com.

The SIAA (Strategic Insurance Agency Alliance) concept originated in New England in 1983 where many local insurance agencies were finding it difficult to receive carrier appointments, start new insurance agencies, compete against larger insurance agencies, and receive profit sharing.

SIAA is a national alliance with billions in combined profitable premium. SIAA utilizes its stability and strength through traditional and alternative market channels for the purpose of providing insurance consumers with competitive choices in addition to providing significant profit and equity appreciation opportunities for SIAA Member Agencies. This national alliance of insurance agencies has engaged more than 4,000 members. For additional information about SIAA, visit www.siaa.net.

Agents Helping Agents Signs 100th Member Agency

August 23rd, 2012 - Hampton, NH & Louisville, KY: SIAA, Inc. - the largest Alliance of Independent Property & Casualty Insurance Agencies in the country - is proud to announce that Master Agency partner Agents Helping Agents (AHA) has signed its 100th Member Agency, adding to the national total of over 4200 signed members.

"We are proud to welcome Commerce Insurance Group of Newburgh/Boonville, IN as the newest Independent Strategic Member of our Alliance," announced AHA Network President Tim Hyland. "As a member, they stand to benefit from access to our strategic partners as well our fifteen years of experience mentoring agency growth as an SIAA partner Master Agency. As our network grows, we continue to focus on working from the 'inside out' with our members to help them maximize their efforts - and success."

According to SIAA Chairman & CEO Jim Masiello, "With the signing of Commerce Insurance Group, AHA has reached a significant milestone to which our Master Agencies across the country strive. It's this model of locally-based growth that affirms SIAA's standing as the premiere Alliance of independent insurance agencies in the country. Our model has worked for 17 years now - through soft and hard markets, economic downturns, extreme competition - virtually all conditions."

Masiello went on to say, "It was clear early on that Tim Hyland and his team at Hyland Insurance would create a great Master Agency partner. This is an organization that has been named a Top Agency by Travelers Insurance Company 5 times and is an Inner Circle Agent with State Auto Insurance. Further, AHA is on the Insurance Journal's list of Top 100 P&C Agencies in the country. These types of recognition are indicative of the quality organization that is AHA."

Agents Helping Agents became an SIAA Master Agency in 1997 and has since achieved the coveted Master Top Performer designation by signing over 75 member agencies. With territory covering Western to Central Kentucky, Southern Indiana, and Western Tennessee, they are one of the largest independent agency groups in the Southeast. For more information on AHA, visit www.ahainsurancenetwork.com.

SIAA is a national alliance with billions in combined profitable premium. SIAA utilizes its stability and strength through traditional and alternative market channels for the purpose of providing insurance consumers with competitive choices in addition to offering significant profit and equity appreciation opportunities for SIAA Member Agencies. This national alliance of insurance agencies has engaged more than 4,200 members. For additional information about SIAA, visit www.siaa.net.

Glatfelter Religious Practice Names Shawn Yingling as President, Adds New Large Account Market

York, Pa. – Aug. 22, 2012 – Glatfelter Program Managers (GPM), a strategic business unit dedicated to Glatfelter Insurance Group’s program business, today announced Shawn T. Yingling has joined the company as president of Glatfelter Religious Practice.

Yingling has worked in the insurance industry for 24 years, with all 24 years in program business. He began his career at Glatfelter in 1988 as a commercial underwriting specialist for the VFIS program, and then joined the Claims Department as a liability claims representative. Yingling later was promoted to regional marketing representative for Glatfelter’s Ambulance Insurance Services, served as a producer for VFIS and then was promoted to Pennsylvania marketing and sales manager. Most recently he served as vice president for a New York-based program manager.

“Shawn understands the Glatfelter culture and has deep experience in ramping up national programs,” said Art Seifert, president of Glatfelter Program Managers. “He is a go-getter with great marketing and sales instincts, and he is the right person to help build Glatfelter Religious Practice as a successful national program.”

Licensed in all states, Yingling’s insurance designations include: Associate in Underwriting (AU), Associate in Claims (AIC), Accredited Advisor of Insurance (AAI), Associate in Insurance Services (AIS), Associate in Customer Services (ACS) and Certified Professional Insurance Agent (CPIA). He is working toward his Chartered Property and Casualty Underwriter (CPCU) and Associate in Management (AIM) designations. A resident of Hanover, Pa., he has a bachelor’s degree from Pennsylvania State University.

Glatfelter Religious Practice also announced a new relationship with Church Mutual. Glatfelter will market Church Mutual nationally on an open brokerage basis. “We are looking for larger religious organizations that generate an estimated $50,000 in all lines including workers’ compensation written premium. We don’t need to have $50,000 of estimated premium to bind the account; the account needs $50,000 in estimated written premium to be eligible,” Yingling said.

Agents and brokers seeking more information should contact Shawn Yingling at syingling@glatfelters.com or 800-233-1957 Ext 7471.

About Glatfelter Program Managers (GPM)
GPM (www.glatfelters.com/specialty_insurance_programs.asp) is a strategic business unit dedicated to Glatfelter Insurance Group’s program business. Based in York, Pa., GPM is one of the premier managers and recognized specialists of niche markets in the country. GPM manages and markets several specialty programs, including VFIS for fire departments, ambulance and rescue squads, and 911 centers; Glatfelter Public Practice for educational institutions, municipalities, independent school bus contractors and water/sewer entities; Glatfelter Healthcare Practice for skilled care, assisted living, independent living, continuing care retirement communities (CCRCs), personal care and group homes, hospice, home health care agencies and other private homecare agencies; and Glatfelter Religious Practice for churches, synagogues, temples and other religious institutions.

BGI Agency Network Signs 50th Member Agency

August 20th, 2012 - Hampton, NH: SIAA, Inc. - the largest Alliance of Independent Property & Casualty Insurance Agencies in the country - is proud to announce that Master Agency partner BGI Agency Network has signed its 50th Member Agency, bringing the national total to over 4200 signed members.

"We are proud to welcome Matt Armstrong Insurance Agency of Coeur d'Alene, Idaho as the newest Independent Strategic Member of our Alliance," announced BGI Agency Network Vice President Lee Koehler. "As a newly created independent agency, they stand to benefit from access to our strategic partners, as well our dozen years of experience mentoring agency growth as an SIAA partner Master Agency."

According to SIAA Chairman & CEO Jim Masiello, "With the signing of Matt Armstrong Insurance, BGI Agency Network has reached a significant milestone to which our Master Agencies across the country strive. It's this model of locally-based growth that affirms SIAA's standing as the premiere Alliance of independent insurance agencies in the country. Our model has worked for over 15 years now - through soft and hard markets, economic downturns, extreme competition - virtually all conditions."

BGI Agency Network has been a partner Master Agency of SIAA since 2000. With territory covering Washington, northern Oregon, and northern Idaho, they are one of the largest independent agency groups in the Pacific Northwest. For more information on BGI Agency Network, visit www.bginetwork.com.

SIAA is a national alliance with billions in combined profitable premium. SIAA utilizes its stability and strength through traditional and alternative market channels for the purpose of providing insurance consumers with competitive choices in addition to providing significant profit and equity appreciation opportunities for SIAA Member Agencies. This national alliance of insurance agencies has engaged more than 4,200 members. For additional information about SIAA, visit www.siaa.net.

SIAA Grows by 40 Agencies in July 2012

August 16, 2012 - Hampton, NH: The Strategic Insurance Agency Alliance (SIAA) announced 40 new member agencies in July.

Of July's signed members, 29 are new or "scratch" agencies new to the independent agency system, many of them former "captive" agents, bringing new premium dollars and new people into the system. SIAA helped create 299 new agencies in 2011 from a total of 412 newly signed members. 176 have been created so far in 2012.

"We are excited to be able to grow at a steady and aggressive pace." said Jim Masiello, SIAA's CEO. "After a first quarter announcing the most new members in any first quarter in our history, we are pacing for continued record-breaking growth. This is further evidence of how our model works irrespective of the economic climate."

SIAA members created more than $780 million in new premium growth in 2011 - their third straight year over $750 million - and reached their 4000th signed Independent Strategic Member agency in January.

July's new members include:

East:
DeGiulio Insurance Group of Warwick, RI
Help U Insure Insurance Agency of Fairhaven, MA
Leitzel's Insurance Agency of Herndon, PA
James D. Hoffman of Monroe, NY
Runyon Insurance Agency of Lenore, WV
Mark Weidenfeller of Woodbridge, CT
Bennetti Holmes Insurance of Dover, DE

Midwest:
Steven M Brown Insurance Agency of Loveland, OH
TST Insurance of Papillion, NE
Waggoner Insurance Agency of Wapello, IA
United Agency of Northville, MI
Waters Edge Insurance Agency of Fort Gratiot, MI
Bauder & Associates of Omaha, NE
Denbrock Insurance Agency of Coldwater, MI
Assurity Insurance Agency of Harper Woods, MI
Alan Langley of Maryville, MO
Hardy Insurance Group of Versailles, IN
Paradise Insurance Agency of Okemos, MI
Precision Insurance Agency of Wyoming, MI
Sandstone Insurance Group of Amherst, OH

West:
Supp Insurance Agency of Wells, NV
Financial Network Insurance Agency of Draper, UT
Accurate Insurance Agency of Fountain Hills, AZ
Aldridge Insurance Services of Lake Havasu City, AZ
S B Smith & Co of Bothell, WA

Southeast:
Freeman Baker Insurance Services of Largo, FL
Hometown Village Insurance of Lady Lake, FL
Appalachian Community Insurance Agency of Gray, TN
Choice Insurance Group of Jasper, GA
AP Hill of Fort Meyers, FL
Hucks Financial Services of Greenville, SC
Nation Insurance Agency of Ocala, FL

South Central:
Tilghman Insurance & Financial Services of Edmond, OK
Legacy Risk Management of Tulsa, OK
Premier Choice Insurance of San Angelo, TX
Johnie Brown Agency of Sapulpa, OK

Since it's inception in 1995, SIAA has signed over 4,000 new members.

SIAA is dedicated to the creation, retention and growth of the Independent Insurance Agency distribution system. SIAA provides independent agencies with the company access necessary to become instantly BIG. For more information on SIAA visit www.siaa.net.

The National Insurance Agency Alliance
For additional information, contact James Lane, Senior Marketing Manager, at jamesl@siaa.net.

McGowan Purchases Assets of CGA Associates, Inc.

To Our Brokers:

We are excited to announce that The McGowan Companies has purchased the assets of CGA Associates, Inc. (“CGA”). Effective immediately, CGA will begin operating under the McGowan Program Administrators brand.

Founded in 1997, CGA is a nationwide commercial insurance brokerage agency with “pens” for A&H, Flood, Workers Compensation, and Real Estate Umbrellas. It also has expertise in Hotels/Motels, Condominium Associations, Restaurants, “Main Street” BOPs; Package Risks, Builders Risk, Liquor Liability, and Commercial Auto.

The purchase of CGA is consistent with our corporate mission of empowering our brokers with aggressive, flexible, and creative products that allow them to distinguish themselves from their competition.

All CGA brokers will receive automatic appointments with McGowan and its full range of products and capabilities. Further, all McGowan brokers will now have access to all of CGA’s product offerings.

Please note: • Your contacts will not change. • Your current commission structure will not change.

If you have any questions, please contact Brian Mullahy – Director of Marketing, The McGowan Companies at either: 440.333.6300 (x3619) or bmullahy@mcgowanins.com.

Cordially,

Philadelphia Insurance Companies Announces 50th Anniversary Campaign with Ronald McDonald House Charities

In celebration of 50 years in business, Philadelphia Insurance Companies gives back through a charitable campaign with Ronald McDonald House Charities

BALA CYNWYD, Pa.—July 19, 2012— Philadelphia Insurance Companies (PHLY), a commercial property/casualty and professional liability insurance company today announced “PHLY Cares,” a nation-wide campaign to volunteer and raise $250,000 for Ronald McDonald House Charities® (RMHC) and its local Chapters. As a leading provider of insurance coverage for non-profit organizations, the 50th anniversary campaign - highlighted at www.phly.com/cares - will focus on PHLY’s history and culture of giving back through health and wellness. To reach its goal, employees from each of PHLY’s 46 regional offices will volunteer and raise money for their local RMHC Chapters throughout the year.

“We are extremely excited to commemorate our golden anniversary with Ronald McDonald House Charities by embracing the values that have served us as a Company and built our corporate culture,” says Jamie Maguire, Chairman and CEO of Philadelphia Insurance Companies. “Ronald McDonald House Charities’ mission to improve health and well-being for children mirrors our TEAMPHLY commitment and we eagerly embrace this opportunity to expand our relationship with a first class charity and make a difference in our community.”

In celebration of the “PHLY Cares” campaign, PHLY employees will raise money for their local RHMC. TEAMPHLY will also volunteer throughout the year to help children and families served by RMHC.

“We are very excited to partner with Philadelphia Insurance Companies in celebration of their 50th anniversary,” says Marty Coyne, president and CEO, RMHC. “We are grateful for the generous donations that will result from the various fundraising efforts which will play a key part in our success to help children and their families in need.”

Philadelphia Insurance Companies’ history dates back to1962 when its founder, James J. Maguire Sr., formed Maguire Insurance Agency and provided affordable insurance coverage to the deaf community. PHLY has embraced these values to help an underserved community and grown into a leading property/casualty and professional liability insurance carrier. Its commercial lines insurance subsidiaries are rated “A++” (Superior) by A.M. Best Company and “A+” for counterparty credit and financial strength by Standard & Poor’s.

RMHC is a non-profit corporation aimed at creating, finding, and supporting programs that directly improve the health and wellness of children. Each year, RMHC serves more than 4.5 million families around the world.

About PHLY
Philadelphia Insurance Companies, a member of the Tokio Marine Group, designs, markets, and underwrites commercial property/casualty and professional liability insurance products incorporating value added coverages and services for select industries. Celebrating its 50th anniversary this year, the company has been in operation since 1962.

Philadelphia Insurance Companies commercial lines insurance subsidiaries are rated "A++" (Superior) by A.M. Best Company and "A+" for counterparty credit and financial strength by Standard & Poor’s, is nationally recognized as a member of Ward's Top 50 and National Underwriter’s Top 100. The organization has 46 offices strategically located across the United States to provide superior service. For more information please visit www.PHLY.com/Cares.

ABOUT RONALD MCDONALD HOUSE CHARITIES
Ronald McDonald House Charities (RMHC), a non-profit, 501 (c) (3) corporation, creates, finds and supports programs that directly improve the health and well-being of children. Through its global network of local Chapters in 57 countries and regions, its three core programs, the Ronald McDonald House®, Ronald McDonald Family Room® and Ronald McDonald Care Mobile®, and millions of dollars in grants to support children's programs worldwide, RMHC provides stability and resources to families so they can get and keep their children healthy and happy. All RMHC-supported programs provide a bridge to quality health care and give children and families the time they need together to heal faster and cope better. For more information, visit www.rmhc.org, follow RMHC on Twitter (@RMHC) or like RMHC on Facebook (Facebook.com/RMHC Global).

The following trademarks used herein are owned by McDonald's Corporation and its affiliates: Ronald McDonald House Charities, Ronald McDonald House Charities Logo, RMHC, Ronald McDonald House, Ronald McDonald Family Room, and Ronald McDonald Care Mobile.

Target Markets Begins its 2nd Annual "State of Program Business" Research Project

Wilmington, DE-The Target Markets Program Administrators Association (TMPAA) announced its ground-breaking market research is now underway. The "State of Program Business" study documents the size, characteristics, growth and other base-line information about the program insurance market. The initial study, completed last year, pegged the size of the program business market at more than $17.5 billion in gross written premiums.

Currently, the study is in field seeking information from program administrators, managing general agents, wholesale and retail brokers and insurance carriers. Conducted by the research firm Advisen, the results of the study will be released at the TMPAA's 12th Annual Summit in October.

Program Administrators and Program Carriers interested in participating in the study can access last year's study and submit the survey at www.targetmarkets.com The 2012 Study is sponsored by TMPAA members Scottsdale Insurance Company and Western Heritage Insurance Company.

The TMPAA describes program business as insurance products targeted to a particular niche market or class, generally representing a book of similar risks placed with one carrier. The TMPAA mission is to help Program Administrators conduct their business more efficiently, with greater proficiency and profitability.

Advisen's data, analytics and news products offer its 100,000 commercial P&C customers insight into underwriting, marketing, broking and purchasing commercial insurance. Advisen is also a member of TMPAA.

For additional information about this study, contact the TMPAA at 877-347-5700.

Program Specialists / MGA's interested in learning more about the TMPAA or attending the fall Summit meeting can visit the Association website at www.targetmarkets.com, or contact Ray Scotto - Executive Director at ray.scotto@targetmkts.com

Liberty Mutual, CNA, Hartford and Farmers Win Big at 2012 IMCA Showcase Awards

Denver, Co. – July 11, 2012 – Liberty Mutual was honored with the most Best of Show awards and CNA with the most Awards of Excellence at the 2012 IMCA Showcasetm Awards, while Safeco, a Liberty Mutual Company, won the SAMMI award, the overall best of show, for its television ad series.

Now in its 54th year, the IMCA Showcase Awards recognize the most effective, innovative work from the best minds in insurance marketing and communications.

The 2012 Showcase Awards ceremony took place during one of the best-attended IMCA (Insurance Marketing and Communications Association) Annual Meetings in recent history, held from June 24-27 in Denver. The awards were presented to a range of insurance organizations in categories including advertising, sales promotion, multimedia campaigns and public relations.

Liberty Mutual won the most awards overall and the most Best of Show Awards, three of which honored their Community Investments campaign. The Hartford won across multiple categories and media, with five Best of Show awards, including one for their internal “2011 United Way Campaign.” Farmers Insurance won four Best of Show Awards, including one for their University of Farmers Facebook Page.

Five companies won two Best of Show awards including CNA, Jackson National, Ottersted Insurance, Hanover and The Co-operators.

Other winners of Best of Show awards were: AmWins, Allied World Assurance Co., AON Affinity, The Doctors Company, Great American Insurance Group, Indiana Farmers Mutual, Pharmacists Mutual and the Star Companies.

CNA took away seven Awards of Excellence, for multiple marketing, ad and social media campaigns, including their Facebook Holiday Food Drive. Liberty Mutual won four Awards of Excellence while Jackson National, Farmers and the Co-operators each won three Awards of Excellence.

Also honored with Awards of Excellence, were Iscential, AmWins, The Hartford, Main Street America Group, MAPFRE Insurance, PEMCO, Otterstedt Agency, Arrowhead General Insurance Agency, PIU, Tower Group Companies, Guardian Life, Westfield Insurance, John Hancock Life, Scottsdale, Liberty Mutual Life, OneAmerica, Commercial Alliance Insurance Co., Nationwide Financial, EMC, American Modern Insurance Group, Zurich, Allied World Insurance, AAMGA and Vertibrands for Brownyard Group.

About IMCA
The Insurance Marketing and Communications Association (www.imcanet.com) is an international organization of insurance communications professionals specializing in marketing, communications, advertising, sales promotion, public relations and media relations. The oldest insurance marketing and communications association in North America, it began as the Insurance Advertising Conference (IAC) in 1923 and was renamed in 1984 to better depict the evolving roles of insurance communicators. IMCA’s purpose is to promote excellence in insurance marketing and communications, improve the professional skills of members, foster the sharing of ideas and experiences among members and promote a positive image of the insurance industry.

Daniel P McDonnell, CEO of Partners Specialty Group LLC (PSG) a nationwide, independent Wholesale brokerage, has announced the following management appointment:

Maureen C. Caviston, CPCU, President has assumed the additional role of Chief Operating Officer of the firm. Caviston has over thirty years of wholesale brokerage experience and has been with PSG since January of 2001.

PSG was established by McDonnell in November of 1999. The organization serves over 2000 retail agencies and specializes in hard to place Property, Casualty and Professional lines from twelve offices throughout the United States. For more information on products and services, visit www.psgins.com.

Appalachian Underwriters, Inc. restructures organization to align with regional strategies

Oak Ridge, Tenn, July 10, 2012 – Appalachian Underwriters, Inc. is announcing their regional market strategy by formalizing a regional office structure which will position the company to enhance their national footprint and business partner relationships.

Appalachian Underwriters, Inc. (AUI) offers a national wholesale binding and brokerage outlet for agents looking to bring their clients a broad selection of quality insurance products. The corporate office is located in Oak Ridge, TN which hubs the southeast region with four other regional offices located in San Diego, California; Sanford, Florida (Orlando); St. Peters, Missouri (St. Louis); and Philadelphia, Pennsylvania. Each office will have a Regional Vice President (RVP) who will be responsible for the operations of his/her designated region. The four RVPs will report to the Vice President of Business Development, who is centralized at AUI corporate and will ensure each office is properly aligned with AUI corporate initiatives.

The RVPs will be responsible for maintaining local market information, maintaining carrier and agent relationships, overseeing the office personnel and managing their regional profit centers. Each will work with corporate underwriting and marketing to ensure a consistent message is relayed to the market and the valued AUI customer.

“By aligning our corporate team with each of the regional business units, we will be able to enhance our level of service and build on corporate consistency across all markets. Our goal is for our customer to truly see AUI as Business Made Easy”, says Bob Arowood, President of Appalachian Underwriters, Inc.

Contact Information:

Jeff Hensley, VP of Business Development-Southeast Region 888-376-9633, ext 8450 jeff.hensley@appund.com

Lisa Pratt, RVP-Florida Region 888-376-9633, ext 8403 lisa.pratt@appund.com

Rhonda Henze, RVP-Midwest Region 888-376-9633, ext 7087 rhonda.henze@appund.com

Robert Purdy, RVP-Northeast Region 610-977-2012 robert.purdy@appund.com

Jonathan Hooven, RVP-West Region 888-376-9633, ext 7362 jonathan.hooven@appund.com

About Appalachian Underwriters, Inc.
Appalachian Underwriters, Inc. is a full-service MGA and wholesale insurance brokerage, providing independent agents a national outlet to multiple specialized markets for Workers’ Compensation, Commercial Specialty, and Personal Lines of insurance. To learn more about Appalachian Underwriters, Inc., please visit www.appund.com.

Grant Provides Trussville Fire Department with New All-Terrain Rescue Vehicle

$10,000 from CRC & Fireman’s Fund Allows Fire Rescue Access to Inaccessible Areas

TRUSSVILLE, Ala. (July 9, 2012) – The Trussville Fire Department is getting an all-terrain rescue vehicle that enables a faster response to emergency calls in areas where a traditional fire engine cannot travel. The vehicle was purchased thanks to a grant from CRC Insurance Services and Fireman’s Fund Insurance Company.

Trussville firefighters respond to disasters caused by any number of natural or man-made events where victims are trapped. But without the proper vehicle, rescues can take longer, decreasing a victim’s chance of survival. Like many departments across the country, Trussville has a very limited budget and has been unable to purchase this needed rescue vehicle.

The new ATV can seat four including the driver, a caregiver, and up to two injured people during an emergency response. The vehicle is prepared with medical equipment to provide care to those affected by catastrophes. “This grant extends our ability to more effectively protect the City of Trussville, and also provides an invaluable new rescue vehicle for our mutual aid service in other neighboring communities,” said Chief Ledbetter.

Trussville Fire Department officials, employees and executives from CRC Insurance Services and Fireman’s Fund will come together for a special public event where the grant package will be presented:

The grant is part of a nationwide philanthropic program funded by Fireman’s Fund Insurance Company. The program is designed to provide needed equipment, training and educational tools to local fire department and burn prevention organizations. Since 2004, Fireman’s Fund has issued grants to nearly 1,800 different organizations totaling more than $29 million. Independent insurance agencies and brokers that sell Fireman’s Fund products, such as CRC Insurance Services, are able to direct these grants to support the fire service.

Through this program, CRC Insurance Services has directed over $490,000 in grants to fire departments across the country and over $200,000 in the state of Alabama.

"Our local firefighters provide a tremendous service to the community and we are proud to support these dedicated men and women who help make our neighborhoods safer,” said Martha Hosey, of CRC Insurance Services. “We owe so much to our local fire departments that protect our community.”

To learn more about other grants awarded in Alabama and across the country, visit www.facebook.com/SupportingFirefighters or www.twitter.com/FFundHeritage.

About CRC Insurance Services Founded in 1982, CRC Insurance Services is a leading wholesale insurance brokerage firm in the nation with over 50 offices across the United States. Our extensive market experience allows us to draw on a wide range of resources from across the country and around the world. CRC has specialized departments focusing on a number of products including casualty, property, professional, and more. For more information, visit www.crcins.com.

About Fireman’s Fund Insurance Company Founded in 1863, Fireman’s Fund Insurance Company is a premier property and casualty insurance company providing personal and commercial insurance products backed by industry-leading claims and risk management solutions. Fireman’s Fund is a leader in high-net-worth, entertainment, and green insurance. Fireman’s Fund is a member of the Allianz Group, one of the world’s largest providers of property and casualty insurance, ranked 27th on Fortune’s Global 500 list of the world’s largest corporations. For additional information, visit www.firemansfund.com.

Effective June 11th, the legacy Crump P&C Brokerage Division offices have been rebranded under the CRC|Crump name.

For your reference, our new logo is included below. A high resolution version of the new logo is available on the merger information site at www.crcins.com/merger.

Only the legacy Crump P&C Brokerage Division offices will take this new CRC|Crump name.

CRC Insurance Services offices will continue to operate under the CRC name and continue to use the CRC logo. The Crump Insurance Services Inc. legal entity name and structure will not change as a result of this rebranding.

This change does not impact any of the legacy CRC or legacy Crump P&C program divisions, including: Southern Cross Underwriters, Tapco Underwriters, 5Star Specialty Programs, Haleigh, Negley & Associates, or Target Insurance Services. These operations will continue to trade under their legacy names and logos.

Phone numbers, email addresses, and website addresses will not be impacted by this change, and no office locations will be combined at this time.

Please contact me for additional information.

Sincerely,

Shannon Lewis
321.421.6725
shannon.lewis@crumpins.com

SIAA Grows by 30 Agencies in May 2012

June 12, 2012 - Hampton, NH: The Strategic Insurance Agency Alliance (SIAA) announced 30 new member agencies in May.

Of May's signed members, 20 are liberated "captive agents" new to the independent agency system, bringing new premium dollars and new people into the system. SIAA helped create 299 new agencies in 2011 from a total of 412 newly signed members. 113 have been created so far in 2012.

"We are excited to be able to grow at a steady and aggressive pace." said Jim Masiello, SIAA's CEO. "After a first quarter announcing the most new members in any first quarter in our history, we are pacing for continued record-breaking growth. This is further evidence of how our model works irrespective of the economic climate."

SIAA members created more than $780 million in new premium growth in 2011 - their third straight year over $750 million - and reached their 4000th signed Independent Strategic Member agency in January.

May's new members include:

East:
Susquehanna Valley Insurance Center of Montoursville, PA
Spectrum Insurance Services of Butler, PA
Fuller Insurance Agency of Carthage, NY
All In One of Owings, MD

Midwest:
O'Connell Reho Insurance Agency of Willowick, OH
Veritas Risk Services of Oak Brook, IL
ACME of West Lafayette, IN
SBS Insurance Group of Northwood, OH
Carabin Insurance Agency of Norwalk, OH
Armor Insurance Group of Vandalia, OH
Brian S. Ohr of Northbrook, IL
Fleming Agency of Plymouth, MN
Tyler Insurance Services of Creston, IA
Future Insurance Services of Ann Arbor, MI

West:
Joseph Torrente of Aptos, CA
Actera Insurance Solutions of Denver, CO
Advantage America Insurance Services of Murrieta, CA
Cornerstone Insurance Partners of Lakewood, CO
Mt. Carmel Insurance Agency of Colorado Springs, CO
JMN Insurance Brokerage of Seattle, WA

Southeast:
Ocoee Insurance Services of Cleveland, TN
Sanders Insurance Group of Flowood, MS
Insurance Advocates of Florida of Lakeland, FL
Scienzo & Associates Insurance Agency of Palm City, FL
D E Reed Agency of Pensacola, FL

South Central:
Morrow Insurance Group of Texarkana, TX
McPeak & Associates of Edmond, OK
Darren Perry Agency of Muskogee, OK
Blake Fulenwider Insurance Agency of Clyde, TX

Since it's inception in 1995, SIAA has signed over 4,000 new members.

SIAA is dedicated to the creation, retention and growth of the Independent Insurance Agency distribution system. SIAA provides independent agencies with the company access necessary to become instantly BIG. For more information on SIAA visit www.siaa.net.

The National Insurance Agency Alliance For additional information, contact James Lane, Senior Marketing Manager, at jamesl@siaa.net.

New York Camp Safety Group Announces 50 Percent Dividend

New York State Insurance Fund reports 18th consecutive dividend for the Safety Group, totaling more than $13 million since the Safety Group was founded in 1991

New York, N.Y. – May 15, 2012 – The New York State Children’s Camp Safety Group, founded 21 years ago to help children’s camps improve their safety and reduce workers’ compensation insurance costs, has declared a 50 percent dividend on paid-in premiums for its members.

In addition to this dividend, the Safety Group announced the immediate discount for eligible members continues at 25 percent.

“With this year’s dividend, members have received more than $13 million since the Safety Group was founded in 1991,” said Henry Skier, Safety Group co-founder and group manager. “These savings result from the good safety practices and claims results of our Safety Group members.”

More than $1 million will be mailed to the Safety Group’s 140 members, with each receiving an average dividend of $8,500 or about half of their annual premium in 2012.

The Safety Group is administered by AMSkier Insurance (www.amskier.com) for the New York State Insurance Fund and endorsed by all of New York’s leading camp organizations. Dividends have been declared and paid in every year since the group was founded, with an average dividend yield of more than 45 percent.

Enrollment in the Safety Group for new members is open through June 30, 2012 for day and resident camps. There is a 25 percent discount on workers’ compensation premiums for enrolling applicants after the first full year.

Camps in New York state may apply to enroll in the Safety Group by calling MaryHelen Teeter at AMSkier Insurance at 800-245-2666.

About the New York State Children’s Camp Safety Group
The New York State Children's Camp Safety Group was founded in 1991 to reduce the cost of workers' compensation at children's camps by preventing accidents and illnesses. By formulating sound safety programs, the Safety Group encourages improved medical care of camp staff and encourages members to assist in the proper handling of claims and payroll information.

Philadelphia Insurance Companies Earns BBB Accreditation

Bala Cynwyd, PA, June 05, 2012 - Philadelphia Insurance Companies (PHLY), a leading property/casualty and professional liability insurance company for niche markets, announced its recent accreditation by the Better Business Bureau today.

“Integrity and accountability are at the core of both PHLY’s service standards and the Better Business Bureau’s standards for accreditation,” said Seth Hall, Vice President of Customer Service. “We are proud to give our customers and business partners one more reason to feel confident in our ability to provide unsurpassed service.”

To become BBB accredited, a company must meet and abide by the BBB Code of Business Practices, which includes a commitment to make a good faith effort to resolve any customer complaints. In addition to the accreditation, the BBB gives PHLY an “A+” (highest) rating, based on the low number of complaints filed against the Company for a business of its size, the Company’s response to complaints, and the Company’s resolution of complaints, among other factors.

PHLY’s Service Excellence Results are highlighted by the fact that 97% of policyholders surveyed said they would recommend PHLY to prospective customers. To locate the PHLY office nearest you or for more information, visit us on the web at www.phly.com or call 1-800-873-4552.

About PHLY
Philadelphia Insurance Companies, a member of the Tokio Marine Group, designs, markets, and underwrites commercial property/casualty and professional liability insurance products incorporating value added coverages and services for select industries. In operation since 1962, the Company, whose commercial lines insurance subsidiaries are rated A+ (Superior) by A.M. Best Company and A+ for counterparty credit and financial strength by Standard & Poor’s, is nationally recognized as a member of Ward's Top 50 and National Underwriter’s Top 100. The organization has 47 offices strategically located across the United States to provide superior service. To locate the office nearest you or for more information, visit us on the web at www.phly.com.

Philadelphia Insurance Companies is the marketing name for the property and casualty operations of Philadelphia Consolidated Holding Corp. In the United States, all products are written by insurance company subsidiaries of Philadelphia Consolidated Holding Corp. Coverage may not be available in all jurisdictions and is subject to actual policy language.

Veteran Lending Executive Joins OSC

Atlanta -- Don C. Curtis, a longtime leader in the mortgage servicing and lending community, has joined OSC as senior vice president for business development. Curtis comes to OSC from Carrington Mortgage Services, one of the major providers of mortgage servicing to lenders and investors in distress mortgage portfolios. At Carrington, Curtis was vice president of business development.

OSC, a national financial risk management firm, provides collateral protection insurance products and state-of-the-art financial risk tracking technology and services to banks, bank-holding companies, credit unions and consumer and commercial finance companies.

Tracey Carragher, CEO of Breckenridge Insurance Group which owns OSC, said that "Curtis becomes a key member of the OSC team. He brings leadership and experience in the lending community that will enable us to grow and expand both our traditional services and our new products." Curtis is based in San Diego.

"I look forward to building on my experience in the mortgage lending industry to expand the OSC brand and products," Curtis said. "With OSC's products, technology, reputation and its track-record, we have a growing opportunity to innovate in this dynamic lending environment," Curtis said.

Earlier this year, OSC became the financial risk management partner for the Homeowners' Assurance Program (HAP) which is acquiring more than 100,000 HUD-owned REO properties in 26 markets for renovation and resale. Working with 24 Asset Management Corp., OSC provides a package of insurance products including home warranty, job-loss protection and traditional homeowners insurance to home buyers in the HAP program.

Before Curtis joined Carrington Mortgage, he was National Sales Manager at Franklin Credit Management Corp., a nationwide buyer of distressed mortgages and special servicer.

About OSC
OSC, a specialist in insurance and risk management services and products, offers a comprehensive range of portfolio protection and financial risk management services to both large and small institutions. OSC, with its parent company Breckenridge Insurance Group, augments its traditional collateral protection insurance coverage options with additional lending and insurance products including home warranties, job-loss protection and specialty insurance.

For additional information contact Don Curtis at dcurtis@oscis.com or call him at 760-294-1334.

Website: www.oscis.com

United Independent Agency Alliance Celebrates 10th Anniversary

May 17th, 2012 - Hampton, NH: SIAA, Inc. - the largest Alliance of Independent Property & Casualty Insurance Agencies in the country - is proud to celebrate the 10th anniversary of United Independent Agency Alliance (UIAA) as an SIAA Master Agency.

According to SIAA Chairman & CEO Jim Masiello, "United Independent Agency Alliance has achieved a significant milestone for which our Master Agencies across the country strive. On the national level, 60% of our Master Agencies have been with us for over a decade. It's this type of tenure that affirms SIAA's standing as the premiere Alliance of independent insurance agencies in the country. Our model has worked for nearly 30 years now - through soft and hard markets, economic downturns, extreme competition - virtually all conditions."

"Our Alliance is designed to help insurance agents at all stages." said UIAA President Steve Hopkins. "Our retail agency, DiStefano Insurance Services of Canal Fulton, Ohio, has roots in the insurance industry dating back to 1931. Along with our agency management experience, SIAA's resources help P&C Agents, direct writers/captive agents, and producers continue or start their independent insurance agency by making them instantly big as part of our organization. The resources available to members help them navigate through the difficulties that often prevent a smaller or new independent insurance agency from succeeding."

United Independent Agency Alliance has been a Master Agency partner of SIAA since 2002. With territory including 40 counties in central and northeast Ohio, they are the largest independent agency group in the area. For more information on UIAA, visit www.agencyalliance.net.

The SIAA (Strategic Insurance Agency Alliance) concept originated in New England in 1983 where many local insurance agencies were finding it difficult to receive carrier appointments, start new insurance agencies, compete against larger insurance agencies, and receive profit sharing.

SIAA is a national alliance with billions in combined profitable premium. SIAA utilizes its stability and strength through traditional and alternative market channels for the purpose of providing insurance consumers with competitive choices in addition to providing significant profit and equity appreciation opportunities for SIAA Member Agencies. This national alliance of insurance agencies has engaged more than 4,000 members. For additional information about SIAA, visit www.siaa.net.

SIAA Adds Another Master Agency to the Michigan Marketplace

May 21, 2012 - Hampton, NH: SIAA, Inc. - the largest Alliance of Independent Property & Casualty Insurance Agencies in the country - recently announced the signing of their 51st Master Agency, Michigan Agency Partners of Jackson, MI. Their territory includes 62 counties across the Lower Peninsula.

"We welcome Michigan Agency Partners as our newest Master Agency," announced SIAA CEO Jim Masiello. "The expertise that they can provide in these new territories is significant given the 50-plus years of independent agency experience between the two partners." Masiello went on to say, "With the current economic climate and hardening of the insurance marketplace, Michigan Agency Partners will enable local independent agents to weather the storm by following the SIAA model. It's true, we make agencies instantly big! Our model has worked since 1983 through soft and hard markets, economic downturns, and extreme competition - virtually all conditions. And that is good news for the local independent agents in Michigan who qualify to become members."

Michigan Agency Partners was co-founded by Eric "Ric" Walton and David Rice. The Walton Agency has served the Southeastern Michigan Area since 1951 with Ric joining in 1975 and working his way up to President/Owner. David began his insurance career 14 years ago and most recently served as Vice President of Sales at a local independent agency. Both hold several insurance designations and are affiliated with many community organizations. For more information on Michigan Agency Partners, visit www.michiganagencypartners.com.

SIAA is a national alliance with billions in combined profitable premium. SIAA utilizes its stability and strength through traditional and alternative market channels for the purpose of providing insurance consumers with competitive choices in addition to providing significant profit and equity appreciation opportunities for SIAA Member Agencies. This national alliance of insurance agencies has engaged more than 4,000 members. For additional information about SIAA, visit www.siaa.net.

SIAA Grows by 45 Agencies in April 2012

May 9, 2012 - Hampton, NH: The Strategic Insurance Agency Alliance (SIAA) announced 45 new member agencies in April.

Of April's signed members, 33 are liberated "captive agents" new to the independent agency system, bringing new premium dollars and new people into the system. SIAA helped create 299 new agencies in 2011 from a total of 412 newly signed members.

"We are excited to be able to grow at a steady and aggressive pace." said Jim Masiello, SIAA's CEO. "After a first quarter announcing the most new members in any first quarter in our history, we are pacing for continued record-breaking growth. This is further evidence of how our model works irrespective of the economic climate."

SIAA members created more than $780 million in new premium growth in 2011 - their third straight year over $750 million - and reached their 4000th signed Independent Strategic Member agency in January.

April's new members include:

East:
Sutton & Tarantino Insurance of Saratoga Springs, NY
Rogowski-Verrette Insurance of Worcester, MA
Millstone Community Insurance of Pittsburgh, PA
Landis Insurance Services of Vineland, NJ
DR & Associates Insurance Services of Danbury, CT
Insuramerica of Buffalo, NY
Valentine Insurance of Catskill, NY
Mike Marsh Insurance Agency of Bedford, NH
Divine Insurance of Providence, RI
Angle Planning Concepts of Dover, DE

Midwest:
Technology Risk Manager of Downer's Grove, IL
Associates for Insurance Solutions of Newton Falls, OH
Pentagon P&C Corporation of Oak Brook, IL
Atlas Insurance of Festus, MO
CSG Insurance Services of Centerville, OH
CU Insurance Agency of Orland Park, IL
Harbour Insurance of Kokomo, IN

West:
Castell Insurance of Sequim, WA
Vanessa Montes Insurance of Escondido, CA
Courtland Insurance Agency of Denver, CO
McDowell Insurance Agency of Lakewood, CO
Ram Commercial Insurance Services of Morgan Hill, CA
Danny Castilla of Santa Fe Springs, CA
Perry Insurance Agency of Vernal, UT
Linsin, Sherman Associates of San Rafael, CA

Southeast:
All Coverage Insurance of Sarasota, FL
1st Allegiant Insurance of Plantation, FL
Logan Agency of Decatur, GA
Richard Horine & Associates of Hoschton, GA
Iron City Insurance and Investments of Sarasota, FL
Stewart & Tucker Insurance of Somerset, KY
Insurors of Kentucky of Bowling Green, KY
Updyke Insurance of Port Charlotte, FL
Rose Holicker-Southall of Charleston, WV
Doug Hess Insurance of Chattanooga, TN

South Central:
Insurance Expert Group of Garland, TX
Get A Policy Insurance Services of Greenville, TX
C A Ross Insurance Agency of San Angelo, TX

Since it's inception in 1995, SIAA has signed over 4,000 new members.

SIAA is dedicated to the creation, retention and growth of the Independent Insurance Agency distribution system. SIAA provides independent agencies with the company access necessary to become instantly BIG. For more information on SIAA visit www.siaa.net.

The National Insurance Agency Alliance
For additional information, contact James Lane, Senior Marketing Manager, at jamesl@siaa.net.

Brownyard Group Wins 2012 TMPAA Best Marketing Campaign Award

"When You Know Better" Campaign Recognized at Target Markets Mid-Year Meeting in Boston

Bay Shore, N.Y.-May 15, 2012- A striking advertising and marketing campaign has earned Brownyard Group (www.brownyard.com) a "Best Marketing Campaign" award from the Target Markets Program Administrator Association (TMPAA) - making Brownyard the award's first two-time winner.

Brownyard, a program administrator providing specialized insurance coverage for select industry groups, was presented with the award on May 2 at the TMPAA (http://www.targetmkts.com/) Mid-Year Meeting in Boston, Mass. This is the second year for the organization's Marketing Campaign Competition.

Brownyard was recognized for their "Insurance When You Know Better" tagline and campaign, which appeals to the expertise of their specialized target audiences. The campaign was developed by Vertibrands, a full-service marketing agency, and was used in collateral and advertising for their tailored programs, including pest control operators, security guards, cosmetic manufacturers, spas and salons and others.

"We're honored to be recognized with this award for marketing excellence, especially at Target Markets," says Tory Brownyard, President of the Brownyard Group.

The TMPAA Program Marketing Campaign Awards are offered in conjunction with the Insurance Marketing & Communication Association (IMCA). IMCA is a highly regarded, international organization of insurance professionals who specialize in marketing, communications, advertising, sales promotion and public relations.

About Brownyard Group
Brownyard Group is a program administrator that has developed and provided specialized insurance programs for select industries for more than 60 years. These industries include security guards, pest control operators, landscapers, cosmetic manufacturers, alarm systems, private investigators and security consultants, and the beauty industry. In 1993, Brownyard established Brownyard Claims Management, a loss prevention and full-service insurance claims facility. The company is based in Bay Shore, N.Y.

CRC, Crump Insurance Services and RT Specialty reach global confidential settlement agreement

May 4, 2012, Chicago, IL- CRC Insurance Services Inc., Crump Insurance Services Inc., and R-T Specialty, LLC jointly announced today that the parties have resolved all existing disputes between them in a global, confidential settlement agreement, pursuant to which the pending lawsuits between the entities and their employees will be dismissed with prejudice.

For more information on this release, contact Chelsey Krull, (312) 784-6043, ckrull@ryansg.com.

About Ryan Specialty Group, LLC (RSG)
Ryan Specialty Group, LLC is a global holding company which includes a wholesale brokerage, a select group of highly-specialized underwriting companies, a Lloyd's insurer and other specialty services designed specifically for agents, brokers and insurers. www.ryansg.com

SIAA Signs Bi-State Insurance & Financial as 4000th Member

May 2nd, 2012 - Hampton, NH and Camp Girardeau, MO: The Strategic Insurance Agency Alliance is proud to announce the signing of their 4000th Member Agency, Bi-State Insurance & Financial of Camp Girardeau, Missouri.

Recruited by Master Agency Valley Insurance Agency Alliance of Clayton, MO, Bi-State has been servicing the insurance needs of Southeastern Missouri for 25 years. However, its recent purchase by James Saunders is kicking the heritage agency into high-growth mode.

Prior to taking over Bi-State, Saunders was an agent for Missouri Farm Bureau for almost a decade. Awarded "Rookie of the Year" in 2002, he grew his shop to the largest health agency in the country. Saunders is looking forward to similar growth with Bi-State by increasing available products to commercial, farm, home, auto, health and life insurance, as well as retirement financial planning.

"I truly love the insurance business. I look forward to it every day." says Saunders. "There are a lot of challenges right now but I can't imagine anything different."

According to SIAA Chairman & CEO Jim Masiello, "With the signing of Bi-State Insurance & Financial, SIAA has reached a significant milestone. Since our auspicious beginnings in 1995, our growth has been exponential and our reach international. We added 412 new members in 2011…our second year in a row with over 400 new member agencies. It's this model of locally-based growth that affirms SIAA's standing as the premiere Alliance of independent insurance agencies in the country."

Valley Insurance Agency Alliance has been a partner Master Agency of SIAA since 2006. With territory covering 118 counties in Missouri and Illinois, they are the largest independent agency group in the area. For more information on VIAA, visit www.viaa4u.com.

SIAA (Strategic Insurance Agency Alliance) is a national alliance with billions in combined profitable premium. SIAA utilizes its collective strength through traditional and alternative market channels for the purpose of providing insurance consumers with competitive choices in addition to providing significant profit and equity appreciation opportunities for SIAA Member Agencies. For more information on SIAA, visit www.siaa.net.

The National Insurance Agency Alliance

For additional information, contact James Lane, Senior Marketing Manager, at jamesl@siaa.net or Doug Coombs, Chief Marketing Officer at dougc@siaa.net.

NAS Insurance Builds on Success with New Executive and Management Appointments

ENCINO, CA - NAS Insurance Services continues expansion of its national specialty insurance business with new hires and staff promotions. The executive team now includes Matt Singerman, CFO, and Jeremy Barnett, SVP Marketing.

“We are committed to our culture of innovation and unparalleled service for our clients, and Matt and Jeremy bring new ideas and broader experience to our leadership team,” says Richard Robin, CEO. Robin recently promoted Michael Palotay to SVP Underwriting and Jill Linhardt to SVP Claims, as well. “We are thrilled to have such a strong and diverse team in place,” noted Robin.

NAS’ product teams are also expanding as the demand for specialty reinsurance grows. To support the market demand for NAS’ cyber liability and healthcare regulatory products, Desiree Khoury has been promoted to Specialty Reinsurance Manager and will manage product implementation, contract administration and will oversee marketing strategy for all reinsurance products. “She brings a contagious energy and enthusiasm to every project she works on. We look forward to accomplishing great things with Desiree in her new role,” says Robin.

In the Claims department, Connie Rivas has been promoted to Claims & Contracts Manager. “At the core of our business is exceptional service and prompt claims resolution,” comments Linhardt, SVP Claims. “Connie ensures our customers get the care and attention they deserve, just when they need it most.”

“As we grow the organization, it is essential to continue to attract and retain top talent while keeping our creative, collaborative culture,” notes David Lloyd, COO. “We are thrilled to have Michelle Totanes join the NAS team to lead our HR efforts.” Totanes joins NAS as Human Resources & Administration Manager.

NAS is a product-oriented, independent underwriting manager of specialty insurance with full binding authority to underwrite on behalf of Lloyd’s, London and other highly rated carriers. Based in Encino, California, NAS has been an innovator in business insurance for over 35 years.

NAS Insurance Services is located at 16501 Ventura Blvd. Suite 200, Encino, CA 91436, telephone (818) 382-2030, fax (818) 382-2040, and online at www.NASInsurance.com.

NAPCO Report Examines Turn in Property-­Catastrophe Market

As heavy catastrophe losses and new risk model end soft property-­ catastrophe market, the NAPCO report examines performance, reinsurance and pricing trends, and makes recommendations for insurance buyers

Iselin, N.J.—April 12, 2012— Insurers have increased prices and reduced capacity in response to major property-­-catastrophe losses and concerns about risk following the introduction of the new hurricane model in 2011, according to a new State of the Market report by NAPCO LLC, a wholesale broker specializing in catastrophe property coverage.

The report, which examines performance, reinsurance and pricing trends, notes that the diminishing benefit of loss reserves in the coming months may become another factor to support a hardening market. Recommendations are offered for insurance buyers and retail brokers to position themselves to obtain favorable terms and price.

The bi-annual report combines insights from top brokers with an analysis of recent catastrophe property market statistics. The full report can be found at: http://www.napcollc.com/articles/NAPCOInsuranceInsights-TheStateOfTheMarket-2012-April.pdf

“With the price of property-­-catastrophe insurance already at very low levels after years of competition, the market reached a turning point last year,” said David Pagoumian, CEO of NAPCO LLC. “The catastrophe losses and the heightened concerns about risk exposures – along with higher reinsurance costs – have been catalysts leading insurers to raise prices, reduce capacity and tighten underwriting criteria.”

The report looks at several key performance trends:

• The insurance industry’s underwriting performance in 2011 was the worst since 2002 as global catastrophe losses soared to record levels. Even so, policyholder surplus showed only a minor deterioration.
• Global catastrophe losses totaled at least $105 billion in 2011, exceeding the 2005 record of $101 billion. Early spring tornadoes have caused an estimated $1 billion to $2 billion in insured losses in the first quarter of 2012.
• Hurricane season is expected to be below average; however, tornado storm season is already running nearly 30% higher than the average of recent years.
• Reinsurers raised rates in response to the heavy catastrophe losses suffered and the impact of the updated RMS hurricane model.
• The price of property-­-catastrophe insurance moved higher in the first months of 2012, the report states, with various price range increases, depending on the class of business, geographic spread and loss history.

Additional details for each of these trends is available at http://www.napcollc.com/articles/NAPCOInsuranceInsights-TheStateOfTheMarket-2012-April.pdf According to the report, to secure capacity at the most favorable terms in the current market insurance buyers need to be proactive. It’s essential to understand the importance of catastrophe models on the renewal process, gather critical information for underwriters, start the renewal process early and be prepared for higher prices.

About NAPCO
NAPCO (www.napcollc.com) is a leading wholesale broker of commercial property insurance coverage. The company provides retail agents and brokers with an efficient, single-­-source independent marketing arm for difficult placements that have significant exposure. NAPCO utilizes in-­-depth research and sophisticated risk modeling to implement coverage and cost-­- effective programs for its clients. Headquartered in Iselin, N.J., NAPCO provides access to the global insurance market, including major and specialty domestic carriers, excess and surplus lines markets, reinsurers and international providers of capacity.

The McGowan Companies Purchases Assets of Allied Insurance Brokers, Inc.

To Our Brokers:

We are excited to announce that The McGowan Companies (“McGowan”) has purchased the assets of Allied Insurance Brokers, Inc. (“Allied”). Effective immediately, Allied will begin operating under the McGowan Program Administrators brand.

Founded in 1996, Allied is known throughout the insurance industry as the premier MGU specializing in writing package programs for Commercial Real Estate, Apartments, Condominium Associations, and Religious Organizations.

McGowan Program Administrators is an MGU which manages Umbrella and D&O programs for Commercial Real Estate, Apartments, and Condominiums.

By combining forces with Allied, we have created a “one-stop” shop for our brokers to obtain the finest insurance products for Commercial Real Estate, Apartments, and Condominium Associations. Further, we will be expanding Allied’s product offerings and capabilities in the months to come.

All Allied brokers will receive automatic appointments with McGowan and its full range of products and capabilities. Further, all McGowan brokers will now have access to all of Allied’s product offerings.

Please note:

• Your contacts will not change.
• Your current commission structure will remain in place.

Cordially,

Clark-Theders named Agency of the Year

Rough Notes Magazine presented its Marketing Agency of the Year award for 2011 to the Clark-Theders Insurance Agency of West Chester, Ohio. Clark-Theders is a 20-employee firm managed by Rick Theders, chairman of the board, and his son, Jonathan, president.

Rough Notes Company executives presented the award to Rick, Jonathan and members of the Clark-Theders management team at a dinner honoring the agency in late March.

"We are completely inspired by this award," said Jonathan Theders in accepting the honor. "This is absolutely amazing." He added, "I am very appreciative of the ability to have members of our team here so they can share in this honor for which they deserve so much of the credit."

Clark-Theders' business is about two-thirds commercial lines and one-third personal lines. It has tripled its business in the last 10 years to approximately $3 million in revenues. Their retention rate on their book of business has been 95% or higher every year for past 10 years.

The Clark-Theders business plan is built on a risk management and risk mitigation program that examines risk in light of its impact on the client's bottom line. Clark-Theders also is noted for its extensive charitable work-giving employees time off for their own charitable ventures as well as conducting corporate charitable projects.

More than 50 people attended the Rough Notes award dinner, including agent members of the magazine's editorial board and industry guests.

The winner of the Agency of the Year award is determined by votes of insurance agency owners who have been featured on the cover of Rough Notes over the past two decades. One of those agency owners characterized Clark-Theders as "true servant leaders whose selfless approach to leadership places serving others as priority number one."

Rough Notes Magazine is a 134-year-old publication with a national circulation of 38,700 independent agents, brokers and executives.

2011 CONTRIBUTORS TO THE INSURANCE MARKETPLACE CYBERCAST

INSURANCE COMPANIES  |  MANAGING GENERAL AGENTS

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