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Special Section Sponsored by Target Markets Program Administrators Association Charity First Since 1984 Charity First has been putting charities first Operating under the philosophy that nonprofits should focus on their mission, and not on their risks, Charity First Insurance Services continually broadens its products and services to meet the changing needs of today’s nonprofit organizations. Charity First’s team of insurance professionals understands the unique challenges facing these organizations, and has put together comprehensive programs tailored to help nonprofits and their brokers confront those challenges effectively and efficiently. Charity First’s programs meet the needs of a broad spectrum of nonprofits—from YMCAs to arts organizations, social services, residential facilities, group homes, schools, clubs, foundations and many others. As the exposures and activities of these organizations have changed significantly over the years, Charity First has worked to provide products to cover those exposures. Among them are Property/Casualty coverages, admitted and nonadmitted from Best’s “A” and better rated carriers; D&O/EPLI; BOPs for smaller organizations; Property, including specialized coverage for a client’s property, museums, computers and media, fine arts and many other property coverages unique to the needs of nonprofits; General Liability; Social Service Professional Liability; other malpractice and professional liability unique to specific operations such as Pastors’ Professional and Veterinarians E&O; Crime including volunteers and non-compensated Officers; Commercial Automobile; and Workers Compensation. International Packages include Employers Liability, Repatriation, Kidnap & Extortion, AD&D and Auto. As a nonprofit’s operations evolve, its experience and successful track record allow Charity First to work with carriers to bring solutions to the market for a nonprofit’s risk concerns. The company can now meet the needs of the numerous nonprofits with international exposures. “Coverage is only part of the story,” says Judy Foulkrod, Area Senior Vice President/Manager at Charity First’s San Francisco headquarters operation. “An insured is really buying service. Charity First works with the companies it represents to provide truly superior claims and risk management services. We make some of our risk management material available to the community at large on our Web site. Charity First offers specialized training programs to our insureds’ employees and volunteers to help their organizations provide the best possible service to their clients, members, and the public they serve. In addition to adding products and enhancing existing coverages over the past year, Charity First’s program administrators have been focusing on major initiatives that will make conducting business easier and faster than ever. They understand that many nonprofit organizations are small, with limited resources. They are committed to providing the best possible service to their agents. As a result nonprofit organizations can be serviced and supported as efficiently as possible as they continue to add value to help agents meet the needs of larger, more complex entities. With more than 165 years of collective underwriting experience, it’s no surprise to the nation’s program administrators that Charity First’s veteran underwriting staff has become “the nonprofit insurance experts.” The management team includes Cindy Hawley, Area Executive Vice President; Judy Foulkrod, Area Senior Vice President, and Maureen Kinane, Assistant Manager. → For more information about Charity First and its products and services, visit the company’s Web site at www.charityfirst.com. |
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