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Philadelphia Insurance Companies

Philadelphia Insurance Companies Launches A New Apartment Product

Bala Cynwyd, PA - Philadelphia Insurance Companies (NASDAQ: PHLY) proudly introduces its newest product niche, Apartments. Providing one of the Broadest Coverage forms in the market, PHLY's new Apartment product offers comprehensive coverage for General Liability, Property, Crime, Automobile and Umbrella.

The new Apartment product is designed for the above average, professionally managed and well maintained Market Rate Apartment. Â Eligible classes include complexes originally built in 1980 or later. Acceptable amenities include club houses, fitness centers, playgrounds and swimming pools.

The underwriting preference is single location accounts. Location schedules are only considered if all properties meet underwriting criteria and have common ownership. Frame apartment buildings cannot exceed 3 stories and must contain masonry firewalls if the unit count is high to be acceptable. Prior loss runs are required even if the ownership has recently changed.

Submission requirements include a PHLY Residential application, color photographs, plot plan, statement of values and 4 years of company loss runs.

In operation since 1962, PHLY designs, markets, and underwrites commercial property/casualty and professional liability insurance products incorporating value added coverages and services for select industries. The Company, whose commercial lines insurance subsidiaries are rated A+ (Superior) by A.M. Best Company and A1 for insurance financial strength by Moody's Investors Services, is nationally recognized as a member of Ward's Top 50, Forbes' Platinum 400 list of America's Best Big Companies and Forbes' 100 Best Mid-Cap Stocks in America. The organization has 47 offices strategically located across the United States to provide superior service.

To locate your nearest office or for more information, visit us on the web at www.phly.com or contact Paula Negro at 800-873-4552 ext. 3227.

Beacon Hill Associates

PartnerOne Environmental/Beacon Hill Associates, Inc. Launches New Environmental Insurance Coverages in Partnership with ACE Westchester

PartnerOne Environmental, Beacon Hill Associates' underwriting division, unveiled four new environmental insurance products in partnership with ACE Westchester. These products are designed to offer quality coverage for agents pursuing environmental protection for their clients. Policies are issued by one of the following companies: Westchester Surplus Lines Insurance Company, Illinois Union Insurance Company or ACE American Insurance Company. (A.M. Best rated A+).

"Beacon Hill's PartnerOne Programs Division has enjoyed great success over the last few years and is excited to expand its product line. We have created a new opportunity for agents to offer innovative environmental coverages for clients operating in a broad range of consulting and contracting areas," said Bill Pritchard, President of Beacon Hill Associates, Inc.

The new policies were introduced in June 2008 and they include PartnerOne Self Storage Plus, which addresses pollution exposures to self storage facilities; PartnerOne Property Management Mold E&O, which is geared toward property management operations with the potential for mold; PartnerOne Premises Pollution for industrial and commercial facilities, and PartnerOne CPL Plus, a combined Pollution/Professional Liability form. These products will target both contracting risks as well as fixed site exposures, providing enhanced insurance at an affordable price.

"We're pleased to join forces with PartnerOne's experienced team of specialized professionals to further extend the availability of our innovative risk management solutions and product offerings in the environmental arena," said Barbara Deas, Senior Vice President, ACE Westchester Environmental.

PartnerOne Environmental is a fully integrated, single source for environmental insurance products. It offers coverage for a variety of small to middle market contractors, consultants, and property owners and managers. Most PartnerOne products are rated, quoted, bound, and issued in-house, enabling Beacon Hill Associates to provide fast turnaround times and excellent service. All products are offered by carriers rated "A" or better.

ACE Westchester is the U.S.-based wholesale-focused operating division of the ACE Group of Companies, headed by ACE Limited (NYSE: ACE), and is rated A+ (Superior) by A.M. Best Company and A+ (Strong) by Standard & Poor's. ACE Westchester, through its underwriting companies, provides insurance products and services throughout the U.S. Additional information on ACE Westchester and its products and services can be found at www.acewestchester.com. Product highlights are summaries only; please see actual policy for terms and conditions. Products may not be available in all states. The ACE Group of Companies provides insurance and reinsurance products and services for a diverse group of clients around the world.

If you would like more information on environmental insurance products, please contact Beacon Hill Associates, Inc. at 1-800-596-2156 or info@b-h-a.com.

Philadelphia Insurance Companies

Philadelphia Insurance Companies Announces New Substance Abuse Rehabilitation Facilities Product

Bala Cynwyd, - PA, Philadelphia Insurance Companies (NASDAQ: PHLY) proudly introduces its newest product niche, Substance Abuse Rehabilitation Facilities. Providing one of the broadest property coverage forms in the market, PHLY's new Substance Abuse Rehabilitation Facilities product offers comprehensive coverage for Commercial General Liability, Professional Liability, Automobile, and Property. Coverage for psychiatrists is also available.

Eligible classes include non-medical substance abuse rehabilitation centers, group homes for substance abuse clients, counseling and day centers, transitional housing, half-way houses, job placement and referral centers.

In operation since 1962, PHLY designs, markets, and underwrites commercial property/casualty and professional liability insurance products incorporating value added coverages and services for select industries. The Company, whose commercial lines insurance subsidiaries are rated A+ (Superior) by A.M. Best Company and A1 for insurance financial strength by Moody's Investors Services, is nationally recognized as a member of Ward's Top 50, Forbes' Platinum 400 list of America's Best Big Companies and Forbes' 100 Best Mid-Cap Stocks in America. The organization has 47 offices strategically located across the United States to provide superior service.

To locate your nearest office or for more information, visit us on the web at www.phly.com or contact Paula Negro at 800-873-4552 ext. 3227.

Professional Program Insurance Brokerage

Professional Program Insurance Brokerage in Novato CA has announced the launch of their new program development division.

PPIB is encouraging brokers, agents and MGAs to contact their office with their professional liability based program ideas. This division will assist agencies nationwide with the design and development of new programs. There are low premium requirements to accept new programs with premium projections as little as $250,000 up to $5,000,000+ and all programs will be written with A rated carriers.

Professional Program Insurance Brokerage is a national program manager offering this unique opportunity in all 50 states and DC. Programs can be designed to package general and professional liability and include property in most states.

For more information visit their website www.medispa-ins.com.

Abacus Insurance Brokers

Abacus Insurance Brokers Names ACE USA as Carrier for Online Foreign Event Program

Abacus Insurance Brokers, Inc., a Los Angeles-based program manager that distributes specialty insurance products online through abacus.net has named ACE USA as its package carrier for the Abacus Foreign Event Program. ACE American Insurance Company, rated A+ (Superior) by A.M. Best Company, is part of the ACE Group of Companies. The Foreign package is available to brokers nationwide.

The Abacus Foreign Event Program is designed for U.S.-based companies organizing or participating in events overseas. Coverage is available for a single event or for multiple events declared to an annual policy. More than 200 types of events are eligible under the program. The minimum premium is $500.

"The foreign event component is a natural complement to Abacus' domestic portfolio of event programs. This undertaking with ACE USA allows Abacus to provide a solution with a carrier that has immense foreign market expertise," said Darren Lewin, Abacus Vice President of Program Development.

The program is offered through ACE USA Global Underwriting Group as part of its International Advantage product offering. ACE International provides insurance coverage and services designed to address exposures that occur when employees travel or are stationed outside the U.S.

"We are pleased to participate with Abacus in its foreign Event Program. This opportunity allows ACE International Advantage to bring its innovative solutions to brokers, agents and their clients throughout the U.S.," said Scott Lambert, Sr. Vice President, ACE International Advantage.

Coverage available through the Abacus Foreign Events program includes general liability, contingent automobile liability & automobile physical damage (all provided through ACE American Insurance Company), with rented equipment, props, sets and wardrobe provide through other A-rated Carriers.

For more information visit www.abacus.com or contact Darren Lewin, VP Programs at (310) 500-2302 or darren.lewin@abacus.net.

Geo. F. Brown & Sons, Inc.

GFB Announces a New Workers' Compensation Market

Chicago, IL - Geo. F. Brown & Sons, Inc. (GFB) has entered into a direct contract with an A.M. Best "A" Rated (Excellent) carrier for writing Workers' Compensation insurance.

Available on an admitted basis in Illinois, Indiana and Missouri, GFB is poised to put their experience and expertise to work for retail agents looking for a Monoline Workers'

Compensation market. GFB is paying 5% commission on business written through GFB. With GFB you can expect a quick turnaround in the quoting process. Accounts less than $10,000 will get you an immediate quote in 24 hours or less, for accounts $10-$50,000 48 hours or less. Accounts over $50,000 can also be accommodated, but may require pre-inspection.

This new market serves over 150 popular class codes. In addition high Workers' Compensation mods are acceptable. Online loss prevention materials are also available. Professional claims and medical management services are provided, as well as, loss prevention services.

About Geo. F. Brown & Sons, Inc.: Domiciled in Illinois, headquartered in Chicago, GFB has been in operation since 1912. Geo. F. Brown & Sons, Inc. (GFB) is a Specialty Lines Insurance Wholesaler, Managing General Agent and Program Administrator.

For additional information, call Geo. F. Brown & Sons, Inc. at 1-800-527-6089 x3054 or visit our Web site at www.gfbgroup.com.

NAS Insurance Services

NAS PROVIDING OHIO STATE TROOPERS ASSOCIATION WITH CRIMINAL DEFENSE INSURANCE

Encino, CA - NAS Insurance Services now provides the Ohio State Troopers Association with Criminal Defense coverage.

Each trooper in insured with $50,000 per claim and in the aggregate for legal expenses when involved in criminal proceedings for alleged acts that occurred while on duty as a state trooper.

The co-pay is 25%. There is no co-pay if a trooper uses panel counsel. The deductible is $1,500 per claim.

This insurance program is also available to similar associations such as Police Benevolent Associations, etc.

NAS Insurance Services is an underwriting manager located at 16501 Ventura Blvd., Suite 200, Encino, CA 91436, Phone (818) 382-2030, Fax (818) 382-2040, web site www.nasinsurance.com. Rich Robin, President, can be contacted at (818) 808-4477 or rrobin@nasinsurance.com

Sequoia Insurance Company

Sequoia® Insurance Company Releases Coverage for American's Fastest Growing Crime: Identity Theft

Monterey, CA - Sequoia® Insurance Company announces the release of restoration coverage for Identity Theft. For a minimal additional cost, Identity Theft Recovery Coverage can be added to Sequoia's policies such as Sequoia Enterprise®, Sequoia Edge®, and Sequoia Agricultural Edge™.

Coverage includes a toll-free help line, and a case manager to help guide the Identity Theft recovery process for 12 months. Also included is reimbursement for restoration expenses such as fees to re-apply for loans, cost of credit reports, and certain legal fees.

"Identity Theft costs a lot more than money," explains Joel Bethke, VP Underwriting and Marketing. "We're committed to helping victims restore what they value most."

Each year Americans spend 300 million hours and incur $5 billion in personal expenses cleaning up problems caused by Identity Theft. The average cost to a victim to correct the problem is 60 hours of personal time & $1,200 in out-of pocket expenses. Identity Theft can cause the victim many problems including ruined credit rating and pursuit by collection agencies.

About Sequoia® Insurance Company
Based in Monterey, California, Sequoia Insurance Company has been serving the western United States since 1946. Sequoia provides pioneering commercial lines products through its directly appointed agents. Sequoia AGRICULTURAL EDGE™ joins other premier innovations including Sequoia EDGE®, an extremely flexible and comprehensive risk management solution for middle market customers, and Sequoia ENTERPRISE™, a leading policy for small business owners.

Contact: Sequoia® Insurance Company, P.O. Box 1510, Monterey, CA 93942, (831) 657-4547, www.sequoiains.com

Architects and Engineers Professional Liability Coverage

Architects and Engineers Professional Liability & Architects, Engineers & Contractors Pollution Liability Coverage

Change is good - No more Mold, Pollution or Asbestos Exclusions

PCM is pleased to announce a new and competitive revision to our Architects and Engineers Professional Liability Program.

We have exclusive electronic access with in-house underwriting, quoting and binding authority. The company is rated "A" by A.M. Best.

Limits of Liability are available from 100,000 up to 5,000,000 or more with deductibles from 5,000 depending upon the size of the firm. Acceptable classes may include:

We write graduate and licensed architects and engineers engaged in full-time private practice.

A completed and signed application is required in order to quote any given risk. All quotations emanate from this office. For more information, contact Bob Meyer (212) 344-8774 or RMeyer@pcmgroup.com or visit our web site www.pcmgroup.com for information on our other products and services. You can also send us submissions by fax at (212) 344-5537