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Members of the NSM Insurance Group team. From left: Marc Castellucci, Chief Operating Officer; Geof McKernan, Chief Executive Officer; and Bill McKernan, President

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©The Rough Notes Company. No part of this publication may be reproduced, translated, stored in a database or retrieval system, or transmitted in any form by electronic, mechanical, photocopying, recording, or by other means, except as expressly permitted by the publisher. For permission contact Samuel W. Berman.

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F89A0168

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