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The Rough Notes Company Inc.

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COMMERCIAL CRIME COVERAGE

COMMERCIAL CRIME COVERAGE—PART TWO Look and you can find   [B]e sure to reach out to your favorite broker or MGA if you can’t find a specific type of crime coverage in the standard market.   By Marc McNulty, CIC, CRM The first installment of this two-part mini-series explored most of the coverages listed on the ACORD 141 Crime Section application. However, we still have one coverage to examine before

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    SOCIAL SERVICES AND NONPROFITS

SOCIAL SERVICES AND NONPROFITS

AN EXCESS OF RISK: SOCIAL SERVICES AND NONPROFITS IN A PANDEMIC WORLD Increased number of claim challenges in the sector push for higher payouts By Lori Widmer Embezzlement. Molestation. Catastrophic weather-related losses. Contracts, agreements, cyber exposures and more are all risks that social service and nonprofit organizations face daily. Add to those risks the usual suspects: fraud, EPL exposures, even auto and property risks. As pandemic-related issues begin to ease,

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    IT’S ABOUT CONNECTIONS

IT’S ABOUT CONNECTIONS

IT’S ABOUT CONNECTIONS Family-owned Connecticut-based agency rebrands and expands with a benefits focus By Len Strazewski Remember the good old days when agents and brokers who specialized in employee benefits had simple and direct tasks? Collect the employee censuses from your clients. Send it with an application to your favorite major medical insurers. Compare quotes and recommend one of the lower-priced companies that offer decent claims service. But, today, running

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    Farm and Ranch Exposures

Farm and Ranch Exposures

OLD MACDONALD HAS A FARM (E-I-E-I-O)—OR DOES HE? A look at farm and ranch best practices and exposures   By Christopher W. Cook It was easy to come up with a title for an article on farm and ranch insurance, considering that “Old MacDonald Had a Farm” is a go-to song for comforting my (while I write this) 18-month-old son during car rides. After three or four rounds of repeating

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    PL ins. FOCUS GROWTH

PL ins. FOCUS GROWTH

PROFESSIONAL LIABILITY: A FOCUS ON GROWTH Across the various lines, a hard market remains the one constant   By Lori Widmer For the professional liability (PL) insurance market, 2021 was a tale of taking the good with the bad. According to Aon’s Management Liability Market Outlook for 2022 report, the holdover stresses of pandemic and global economic uncertainty still remain in that segment of the liability market. Those same stressors

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