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The Rough Notes Company Inc.

General Articles

FSOC DEFINES SYSTEMIC RISK

FROM THE PEOPLE WHO DEFINE SYSTEMIC RISK The Financial Stability Oversight Council 202I Annual Report offers insights The insurance sector “buries its own” failed companies through a system of rehabilitation, liquidation, and state guaranty funds.  By Kevin P. Hennosy If you desire a little light reading. The Financial Stability Oversight Council (FSOC) of the U.S. Treasury Department (Treasury) published a 2021 Annual Report, which expresses an interesting take on activity

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    WHATEVER FLOATS YOUR BOAT

WHATEVER FLOATS YOUR BOAT

WHATEVER FLOATS YOUR BOAT California broker succeeds in the complex world of marine risks By Elisabeth Boone, CPCU Summer is just about here, and boaters across the country are reveling in the departure of colder weather and enthusiastically launching their watercraft for a new season on the water. Ranging from modest outboard motorboats to elegant yachts, these craft and their docks are subject to a variety of loss exposures, from

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ROOTS OF THIS BUSINESS

THE REAL “ROOTS” OF THIS BUSINESS Faltering insurtechs embrace agents   Apps can do many things, but … only humans can be invested with trust. Sustainable growth comes from building on that trust, not from facilitating blind transactions. By Joseph S. Harrington, CPCU Apps can do many things, but … only humans can be invested with trust. Sustainable growth comes from building on that trust, not from facilitating blind transactions.

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    FOCUS DRIVES GROWTH

FOCUS DRIVES GROWTH

FOCUS DRIVES GROWTH IN GENEROSITY Texas-based agency wins Rough Notes 2021 Community Service Award By Alice Ashby Roettger This year’s winner of the coveted Rough Notes Community Service Award has taken a unique approach to giving back to its community—one that finds its genesis in an agency CEO’s childhood experiences. But first, let’s consider the backstory of the service award itself. In his many travels throughout the country, independent agent

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    INTEGRITY, HELPING OTHERS

INTEGRITY, HELPING OTHERS

INTEGRITY, HELPING OTHERS, AND BEING OF SERVICE Combined Insurance finds success with veteran recruitment program By Christopher W. Cook A 2021 Best Employer for Vets in Military Times. A 2021 Best of the Best Award winner for being a Veteran-Friendly Company in U.S. Veterans Magazine. A 2022 Top 10 Military Friendly Spouse Employer and the number one Military Friendly Employer according to VIQTORY, a data-driven military marketing company, and the

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