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The Rough Notes Company Inc.

Court Decisions

    WHEELS UP

WHEELS UP

Wheels up In February 2015, Shellie Oehler, as executor of the estate of Jeffrey Oehler, filed a complaint against Oehler’s Home Care (OHC) for the wrongful death of Jeffrey. The complaint stated that employees of OHC transported Jeffrey, a spastic quadriplegic who was confined to a wheelchair, to Sam’s Club in April 2013 and “were in the process of preparing [Jeffrey] for transfer into his van seat when they failed

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TELLING IT LIKE IT IS

Telling it like it is Diana Metzger drove her personally insured vehicle to a feed supply store to purchase inventory for resale at Metzger’s Country Store, LLC, a limited liability company to which Metzger, her husband Gary, and Gary’s brother and sister belonged. After Metzger completed her purchase, she was walking to her personal vehicle when she was struck by a vehicle driven by Courtney Gebben. Metzger sustained severe injuries

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SHOW ME THE MONEY

Show me the money On May 7, 2015, a vehicle owned by Creative Electric LLC was damaged in a one-vehicle accident. The vehicle was covered under a commercial automobile policy issued by Sentinel Insurance Company, Ltd. Creative Electric assigned its rights to A & R Enterprises, LLC, an auto body shop, which repaired the vehicle for a total cost of $9,681.84. Sentinel paid A & R $6,403.26 on the claim,

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FLOORED: ARE INSUREDS BOUND BY ONE-YEAR LIMITATION PERIOD?

Floored: Are insureds bound by one-year limitation period? On March 4, 2016, Steven and Pamela Zannini’s house experienced significant flooding as the result of burst pipes. The house was insured by Phenix Mutual Fire Insurance Company, and the Zanninis filed a claim for water damage. An adjuster instructed the Zanninis to remove the floor of the house so he could investigate the area underneath. After they did so, the house

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REJECTION REMAINS

Rejection remains John O’Donnell was insured under a $2 million personal umbrella liability policy issued in September 2011 by Allstate Indemnity Company. On September 27, 2011, O’Donnell submitted to Allstate a completed New Hampshire personal umbrella policy uninsured motorist selection/rejection form. The form O’Donnell signed provided that “[t]he following selection or rejection [of uninsured motorist coverage] will apply now and to all future renewals or continuations of my policy unless

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