PIP in the balance: Must insurer pay? Victor Caballero was involved in an accident while driving a vehicle that was insured under a personal auto policy issued by State Auto Property and Casualty Insurance Company to Maria Caballero, Victor’s wife. Victor sustained injuries and was treated by Bronson Health Care Group, Inc. He assigned to Bronson his right to seek payment of personal protection insurance (PIP) benefits under the Michigan
Court Decisions
Hold your nose Accessories, Ltd., which was owned by Jacob and Lisa Zukoff, was located at the corner of 1st Street and Washington Avenue in Moundsville, West Virginia. On January 7, 2017, the sewer flooded the Accessories, Ltd., premises. On that day, at around noon, J.R. Logsdon, an employee of the Moundsville Sanitary Board, was informed that a local resident heard gurgling sounds in her basement, which was indicative of
Both sides now: Lie voids coverage Jose and Hilda Alvarez owned a house that was insured under an all-risks homeowners policy with State Farm Florida Insurance Company. In 2009, the Alvarezes experienced kitchen drain problems. A plumber replaced and rerouted the kitchen drain line. The Alvarezes experienced bathroom backups and attempted to correct the drainage problems. In 2010, with the assistance of a public adjuster, they filed a claim with
The air that I breathe Hawley resided in a rental property owned by Gary Rogowski. Hawley informed Rogowski that Hawley smelled natural gas in the residence. Twelve days later a technician from NW Natural, a natural gas company, was dispatched to the residence. The technician noted that the odor of natural gas was immediately evident upon entering the premises. The technician also noted that his gas meter indicated an alarm
Misleading? Maybe. Malicious? No. Louis Magnano was insured under a homeowners policy issued by Allegany Co-Op Insurance Company that included coverage for water damage. Magnano notified Allegany that a water leak in the second floor master bathroom of his house caused extensive damage. He submitted a sworn statement in proof of loss, which contained a description of the damage and a contractor’s estimate of the cost to repair the damage,
