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The Rough Notes Company Inc.

Court Decisions

    Rear-end collision woes

Rear-end collision woes

INSURANCE-RELATED COURT CASES Digested from case reports published online COURT DECISIONS Rear-end collision woes Jessica Moser was insured under an automobile policy issued by Auto Club Property Casualty Insurance Company. The policy provided up to $5,000 in medical payments. The medical payments provision stipulated that Auto Club would pay the reasonable medical expenses “incurred” by an insured person for bodily injuries sustained in a collision while occupying a motor vehicle. The parties

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    UIM apply to decedent?

UIM apply to decedent?

INSURANCE-RELATED COURT CASES Digested from case reports published online COURT DECISIONS Does UIM claim apply to decedent? Ryan Johnson died from injuries sustained in an automobile accident in 2015, leaving behind his minor son, Elliot Brey. State Farm Mutual Automobile Insurance Company insured Brey as a resident relative under the policy issued to Hannah and Jake Brey, Brey’s mother and her husband, covering a 2007 Honda CRV. That vehicle was not involved

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    Claim splitting debated

Claim splitting debated

INSURANCE-RELATED COURT CASES Digested from case reports published online COURT DECISIONS Claim splitting debated On or about May 21, 2020, Julie Blazer was operating her vehicle in Hastings, Nebraska, when she was struck by a pickup truck being operated by Travis Stewart. At the time of the accident, Blazer was insured with North Star. It appeared that North Star paid Blazer insurance benefits as a result of the accident, but the amount

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    A sticky situation

A sticky situation

INSURANCE-RELATED COURT CASES Digested from case reports published online COURT DECISIONS A sticky situation Omega Protein, Inc., entered into a master service contract with Accu-fab and Construction, Inc., to perform welding and other fabrication work at its facility in Moss Point, Mississippi. Under the contract, Accu-fab was required to have commercial general liability insurance that named Omega as an additional insured. Accu-fab purchased a $1 million primary policy issued by Colony Insurance

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    Bar seeks BI coverage for COVID shutdown

Bar seeks BI coverage for COVID shutdown

INSURANCE-RELATED COURT CASES Digested from case reports published online COURT DECISIONS Bar seeks BI coverage for COVID shutdown Jesse’s Embers, a restaurant and bar and restaurant in Des Moines, Iowa, made a claim under its business owners policy with Western Agricultural Insurance Company, doing business as Farm Bureau Financial. The claim was for business interruption coverage for the time period it was forced to close its business after the governor ordered bars

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