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The Rough Notes Company Inc.

Court Decisions

    habitational claims

habitational claims

INSURANCE-RELATED COURT CASES Digested from case reports published online COURT DECISIONS No coverage for habitational claims Northfield Insurance Company issued a comprehensive property and liability policy to cover a six-unit apartment complex owned by 24th & Hoffman Investors, LLC. The coverage excluded liability for violations of the insured’s duty to maintain habitable premises; this exclusion encompassed coverage for “any claim or ‘suit’” that also alleged habitability claims. Two tenants of the complex

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    The fire next time

The fire next time

INSURANCE-RELATED COURT CASES Digested from case reports published online COURT DECISIONS The fire next time After receiving reminder notices by mail from their insurer, United Heritage Property and Casualty Company, the insureds, Terrill and Gayla Zech, failed to pay a renewal premium for their rent-ed home by the due date. Fourteen days after payment was due, the insureds mailed a check to the insurer for the late renewal premium. Six days later,

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    Payday for docs

Payday for docs

INSURANCE-RELATED COURT CASES Digested from case reports published online COURT DECISIONS Payday for docs Medical Liability Mutual Insurance Company (MLMIC), formerly a mutual insurance company, issued professional liability insurance policies to the eight medical professionals who were litigants in the eight cases on appeal. The premiums for those policies were paid by their employers. In October 2018, MLMIC demutualized and was acquired by National Indemnity Company, a unit of the Berkshire Hathaway

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    Shooter on the run

Shooter on the run

INSURANCE-RELATED COURT CASES Digested from case reports published online COURT DECISIONS Shooter on the run Jimi Redman shot and killed Lynn Harrison with a rifle while both were in their vehicles at a stoplight. Immediately before the shooting, Redman, who was driving a Ford Escape, approached Harrison’s GMC in the lane to her right. A witness, who was directly behind Harrison in the left lane, saw Redman make hand gestures and blow

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    Homeowners covers ATV injuries?

Homeowners covers ATV injuries?

INSURANCE-RELATED COURT CASES Digested from case reports published online COURT DECISIONS Does homeowners policy cover ATV injuries? On December 27, 2019, Diamond Jones was riding as a passenger on the back of an all-terrain vehicle (ATV). The daughter of Jennifer and Richard Rekowski was driving the vehicle. While Jones was riding, a tree branch struck and injured her. The accident did not take place on the Rekowskis’ property. The Rekowskis were insured

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