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The Rough Notes Company Inc.

Benefits Lead

    STOP LOSS INSURANCE

STOP LOSS INSURANCE

STOP LOSS INSURANCE Product use grows as smaller employers get on board   By Len Strazewski Times are changing and it’s not just the broad fields of politics or economics that are evolving. Thanks to more flexible and accessible stop loss insurance, a broader range of employers—smaller than ever—are saving money by self-insuring employee benefits. And their agents and brokers are the key to matching employers up with new stop

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    DUSTING OFF THE COBWEBS

DUSTING OFF THE COBWEBS

DUSTING OFF THE COBWEBS Now may be the time to rediscover the benefits business By Tony Caldwell In the late 1990s, my insurance agency was looking for an antidote to the seemingly never-ending soft market in property and liability insurance. We also were seeking to broaden our product offerings, increase our client retention, and grow our agency faster. Though a number of options were available, we chose to develop an

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BENEFIT PLANNERS CONFRONT INFLATION

BENEFITS TRENDS FOR 2022 Lessons from the pandemic linger as compensation costs rise “Turnover has been at an all-time high, and new employees are coming in at premium pay positions when compared to those who have left.” —Andre Rooks Partner and Career Practice Leader Mercer By Thomas A. McCoy, CLU Hard-to-control inflation is top-of-mind for both employers and employees. It feels like the 1970s all over again—the cycle of employers

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    LIFE INSURANCE NEW IMPORTANCE

LIFE INSURANCE NEW IMPORTANCE

LIFE INSURANCE TAKES ON NEW IMPORTANCE Raised consciousness about mortality drives product awareness, interest By Len Strazewski First came the case statistics. Then the hospitalizations. Then finally the body counts. The first year of the COVID-19 pandemic raised the nation’s consciousness about mortality. In New York and other cities, refrigerated trucks provided a way to supplement morgue space. In Chicago, the largest trade show venue was outfitted as hospital space.

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    DENTAL AND VISION Benefits

DENTAL AND VISION Benefits

DENTAL & VISION BENEFITS Employees value the wellness and protection these benefits offer By Len Strazewski When agents and brokers begin the annual employee benefits renewal negotiations, major medical insurance dominates the conversation, and rising premiums are the biggest concern. But without some ancillary benefits, the deal won’t be closed. Dental and vision benefits are critical components of a successful employee benefits plan, insurers report, and whether the benefits are

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