Dig a Little Deeper By Bruce Hicks, CPCU, CLU FINGERPRINT FRACAS What happens when customers learn that their private information has been shared with a third party? The Court Decisions column is a popular feature in Rough Notes magazine, in part because the courtroom is where the promises made in an insurance contract often become real. All insurance professionals can develop “what if” scenarios, but until those scenarios are tested
Commercial Lines
FIVE WORKERS COMP MYTHS WORKERS MAY BELIEVE Help dispel false ideas and put client employees at ease By Darin Grimm Your workers compensation clients face a lot of challenges, but none can be quite as troubling as misinformation. Many of your clients’ employees probably harbor some ideas about workers comp that are outdated, convoluted or just plain wrong. And that’s not surprising, given the evolution of the industry over time.
FOCUS ON WORKERS COMPENSATION Market remains strong and stable despite impact from coronavirus pandemic By Lori Widmer It was a year of waiting for the other shoe to drop. As 2020 stretched on, the insurance world braced for the onslaught of claims arising from COVID-19. In many ways, the industry is still waiting. That’s because claims, for the most part, have been somewhat mild relative to COVID-19. According to the
Risk Managers’ Forum By Paul Martin WHAT ARE YOUR “MUST HAVES”? Coverages to consider including when quoting accounts Recently, while I was attending a CIC Institute, I was reminded of something very valuable that is offered to participants. The faculty are typically practitioners and because of their experience, they frequently share the lessons they have learned during their careers—both their successes and their mistakes. This particular faculty member was sharing
COVID’S EFFECT ON COMP Agents and brokers must diligently watch how the pandemic affects client audits By Kevin Ring You could be in the insurance business 25, 30, even 40 years, and you would never have seen this coming. The 2020 pandemic created a viral train wreck that either disrupted businesses or caused them to fail altogether. At the same time, even in the midst of a crisis, some businesses
