Mind the Gap By Marc McNulty, CIC, CRM PERSONAL LINES INSURANCE: BACK TO THE BASICS Don’t let direct writers beat you on price alone If you’ve followed this column over the years, you know that our goal is to help those who are new to the industry by pointing out various pitfalls or coverage gaps. We’ve explored a variety of topics ranging from personal lines coverage enhancements to lesser-known commercial
Personal Lines
Young Professionals HOMEOWNERS POLICIES: PART TWO What businesses are your clients operating on their personal properties? By Christopher W. Cook In the last installment, we dissected the homeowners policy and looked at different policy forms, what’s covered in each individual policy section, and available endorsements. Remember how this was supposed to be a two-parter? Well, the second half of Nicole Broch’s session from the 2020 Independent Insurance Agents (Big “I”)
Dig a Little Deeper By Bruce Hicks, CPCU, CLU Telling it like it is Business and personal policies fell short, but didn’t need to The Court Decisions column is a popular feature in Rough Notes magazine, in part because the courtroom is where the promises made in an insurance contract often become real. All insurance professionals can develop “what if” scenarios, but until those scenarios are tested with an actual
Young Professionals HOMEOWNERS POLICIES: A REVIEW Dissecting form types and parts of coverage By Christopher W. Cook As someone who has never worked in the industry, I appreciate the opportunity to attend continuing education (CE) courses offered by state and national associations. While I don’t need the CE credit, they do provide me with information that I can pass along to our readers. Generally, the Independent Insurance Agents (Big “I”)
Mind The Gap By Marc McNulty, CIC, CRM PERSONAL INLAND MARINE Why the coverage offers a better solution for your clients Several years ago—in October 2016 to be exact—we explored in this column the unendorsed ISO HO 00 03 and the homeowners special limits of liability that are contained within that policy form. Specifically, we looked at jewelry and offered the following suggestion: When in doubt, encourage your clients to
