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Specialty Lines

    SOCIAL SERVICES AND NONPROFITS

SOCIAL SERVICES AND NONPROFITS

Specialty Lines Markets SOCIAL SERVICES AND NONPROFITS Hard times and a hard market will test their resilience By Joseph S. Harrington, CPCU In a widely viewed TED Talk, activist entrepreneur Dan Pallotta cites five ways that public expectations about nonprofit organizations restrict their growth and capabilities: talent recruitment, advertising, risk taking, access to private capital, and the time allowed to show a return (in terms of new clients). Pallotta might

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    RISK RETENTION FOR THE WIN

RISK RETENTION FOR THE WIN

RISK RETENTION FOR THE WIN This proven solution can be a salvation for industries and organizations saddled with hard-to-place risks By A. Ren Agarwal and Brian Johnson Is the concept of a risk retention group (RRG) scarier than the concept of blockchain or bitcoin? It shouldn’t be, because it’s a proven option for many insureds, especially nonprofits. Done right, risk retention can be a salvation for those industries and organizations

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    RESTAURANTS AND BARS FIND THEIR FOOTING

RESTAURANTS AND BARS FIND THEIR FOOTING

RESTAURANTS AND BARS FIND THEIR FOOTING How can the industry bounce back from its “most challenging year”? By Lori Widmer Here’s the good news—restaurant sales are predicted to increase by 10.2% in 2021, rounding out at an approximate $548.3 billion, according to the National Restaurant Association. Take that news with a grain of salt, however. The association says the increase comes after 2020’s 19.2% drop in sales, in what the

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    PROFESSIONAL LIABILITY INSURANCE

PROFESSIONAL LIABILITY INSURANCE

Specialty Lines Markets PROFESSIONAL LIABILITY INSURANCE A market already under stress faces the lingering impact of the pandemic By Joseph S. Harrington, CPCU As a result of the COVID-19 pandemic, things have gone from bad to worse for professionals seek-ing insurance for professional liability. In a November 2020 report on a survey done in conjunction with the Professional Liability Underwriting Society (PLUS), The A.M. Best Company reported that “even before

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    FOCUS ON TRANSPORTATION

FOCUS ON TRANSPORTATION

FOCUS ON TRANSPORTATION Assessing the effects of the pandemic, plus previous concerns By Lori Widmer Large losses, more severe events, and an overall tightening in the market—that’s what some predict the transportation industry will face going into 2021. Still, while carrying the dregs of 2020 pandemic-related challenges into the new year, the news isn’t all bad. Some transportation segments, such as the trucking industry, could be the first to see

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