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Specialty Lines

    FOCUS ON MUNICIPALITIES

FOCUS ON MUNICIPALITIES

Specialty Lines Markets FOCUS ON MUNICIPALITIES Everything from infrastructure to police actions can become a litigious situation By Lori Widmer It took years of litigation, but in January 2021, the city of Newark, New Jersey, reached a resolution. A lawsuit filed by the Natural Resources Defense Council and the Newark Education Workers Caucus alleged that the city and the New Jersey Department of Environmental Protection failed to address in a

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    CANNABIS INSURANCE

CANNABIS INSURANCE

CANNABIS INSURANCE As marijuana legalization advances, is it time for agents and brokers to prepare to cover cannabis? By Joseph S. Harrington, CPCU “Happy days are here” for cannabis sellers and users, says cannabis insurance specialist Erich Schutz, borrowing from the famous tune celebrating the end of alcohol Prohibition. As of January 2021, following referenda in four states legalizing recreational use of cannabis (and a fifth allowing medicinal use), marijuana

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    THE SIGNIFICANCE OF TIMING IN THE PROGRAM SPACE

THE SIGNIFICANCE OF TIMING IN THE PROGRAM SPACE

Coverholders and Risk Takers By Glenn W. Clark, CPCU THE SIGNIFICANCE OF TIMING IN THE PROGRAM SPACE From TMPAA to CHART 2.0 and Patrol Protect “I have not failed 10,000 times. I have not failed once. I have succeeded in proving that those 10,000 ways will not work. When I have eliminated the ways that will not work, I will find the way that will work.” —Thomas Edison Rockwood Programs

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    LESSER-KNOWN ENDORSEMENTS: PART TWO

LESSER-KNOWN ENDORSEMENTS: PART TWO

Mind the Gap By Marc McNulty, CIC, CRM LESSER-KNOWN ENDORSEMENTS: PART TWO A look at general liability and commercial auto endorsements Part one of our “lesser-known endorsements” mini-series shed some light on property and crime endorsements that newer producers may not be familiar with. We found a way to expand property coverage by gaining coverage for items that are typically excluded in coverage forms; we explored a solution for tenants

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    FOCUS ON CONSTRUCTION

FOCUS ON CONSTRUCTION

Specialty Lines Markets FOCUS ON CONSTRUCTION The construction industry addresses an uncertain economy and changing technology By Lori Widmer At the start of 2020, the construction market was facing some daunting challenges. Projections of what the year would bring painted the picture of stagnation: The American Institute of Architects (AIA) forecast in January 2020 projected nonresidential construction spending to grow by a mere 1.5% through the year, and by under

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