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Kelly Danielle McGowan, CISR Elite, Executive Commercial Lines CSR for NBT-Mang Insurance Agency of New York.

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©The Rough Notes Company. No part of this publication may be reproduced, translated, stored in a database or retrieval system, or transmitted in any form by electronic, mechanical, photocopying, recording, or by other means, except as expressly permitted by the publisher. For permission contact Samuel W. Berman.

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