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The Rough Notes Company Inc.

Benefits Lead

    IDENTITY THEFT PROTECTION

IDENTITY THEFT PROTECTION

IDENTITY THEFT PROTECTION An employee benefit that delivers peace of mind By Thomas A. McCoy, CLU As the voluntary benefits market matures, new products are being added to benefits menus covering risks that fall outside traditional boundaries of health and financial exposures. Identity theft is one such product, and it is proving popular enough that it is being offered on both a voluntary and employer-paid basis. According to a study

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    LIFE INSURANCE: AN UNDERUSED ARROW IN THE INDEPENDENT PRODUCER’S QUIVER

LIFE INSURANCE: AN UNDERUSED ARROW IN THE INDEPENDENT PRODUCER’S QUIVER

LIFE INSURANCE: AN UNDERUSED ARROW IN THE INDEPENDENT PRODUCER’S QUIVER Consumers have serious, long-term financial needs that your protection products could help them meet By Jack Calabrese Questions that have stumped the world’s greatest thinkers include: What is the meaning of life? Why do we exist? Another pressing, though less philosophical, question is, “How do you get property and casualty producers to consistently write life insurance on new and existing

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    FOCUS ON ACCIDENT INSURANCE

FOCUS ON ACCIDENT INSURANCE

FOCUS ON ACCIDENT INSURANCE The name may be the same, but benefits have changed By Len Strazewski It always came with the package. Accidental death and dismemberment (AD&D) insurance, usually underwritten by life insurers that provide term life insurance benefits, has long been a standard component of employee benefit plans. Paid by employers, the coverage wasn’t very expensive because the fixed schedule of benefits covered only death and very serious

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    STUDENT LOANS INHIBIT DC PLANS’ EFFECTIVENESS

STUDENT LOANS INHIBIT DC PLANS’ EFFECTIVENESS

Benefits Products & Services By Thomas A. McCoy, CLU STUDENT LOANS INHIBIT DC PLANS’ EFFECTIVENESS EBRI webinar highlights one employer’s innovative solution An albatross of student loan debt hangs over many of today’s workers, limiting their opportunity to create retirement security through their defined contribution (DC) retirement plans. It isn’t only younger workers who are affected; a significant number of parents are helping pay down loans incurred to educate their

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    PHILOSOPHY TRUMPS SIZE AND VOLUME

PHILOSOPHY TRUMPS SIZE AND VOLUME

Capitalizing on Benefits PHILOSOPHY TRUMPS SIZE AND VOLUME Ohio firm, with 60% revenue in employee benefits, commits to diversity and inclusion By Len Strazewski The bigger the client, the bigger the premium volume. For many agents and brokers, that’s enough of a business target. But at Taylor Oswald, a minority-owned broker based in Cleveland, Ohio, philosophy and a commitment to employee diversity and inclusion trump size and volume. “In order

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