Dig a Little Deeper By Dawn Jackson, AU, AINS CHANGES IN TERMS AT RENEWAL—INSURED LEFT SCRATCHING HEAD Insurer failed to provide notification to insured for changes in renewal coverage terms. The Court Decisions column is one of the more popular features of Rough Notes magazine. One reason is that the courtroom is where the promises made in an insurance contract often become real. All insurance professionals can develop “what if”
Commercial Lines
MAJOR CHANGES COMING WITH ISO CGL ENDORSEMENT FILINGS Endorsements effective in December should lead insurance pros to search out potential coverage gaps By Linda D. Ferguson, CPCU Anticipated but unusual events attract attention. The solar eclipse over the Midwest resulted in major traffic jams in Tennessee. News of Super Bowl Sunday, the return of Halley’s comet and a Rolling Stones tour are sure to attract attention. Similarly, the Insurance Services
Blasted Myths By Carl Maerz COMMERCIAL LINES CLIENTS NEED SOME LOVE, TOO For the most part, better engagement with business customers calls for a good amount of personal and relevant communication Insurance agencies should be communicating with their commercial lines clients, just like with personal lines ones. Business owners are people, too. There is an important relationship between an insurance agent and a business that should be nurtured and cared
ISO CANNABIS ENDORSEMENTS ARRIVE Variations in carrier adoption will demand agent and broker diligence By Linda Ferguson, CPCU The Insurance Services Office’s (ISO) first cannabis endorsements have arrived. Up until now, ISO’s commercial lines forms had not addressed the topic of marijuana, and for good reason. The federal government bans the use of marijuana and classifies it as a Schedule 1 substance. That, according to the Drug Enforcement Administration, means
Dig a Little Deeper By Linda Ferguson, CPCU ORDINANCE OR LAW COVERAGE An important endorsement is changed to close a key gap The Court Decisions column of Rough Notes magazine and Court Cases in the PF&M Analysis, a publication of The Rough Notes Company, are popular with our readers. One reason is that the courtroom is where the promises made in an insurance contract become real. All insurance professionals can
