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The Rough Notes Company Inc.

Court Decisions

Glassblowing gaffe: Must HO policy pay?

Glassblowing gaffe: Must HO policy pay? Wilbur Shriner, a retired physician, owned a glassblowing studio on Church Street in Burlington until he sold the property in December 2007 and moved the glassblowing equipment to his home in Charlotte. He and his friend, also a glassblower, eventually set up the equipment in the garage at Shriner’s property and began making glass in late 2008 or early 2009. From 2009 to 2012

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From dream house to nightmare

From dream house to nightmare Around September 28, 2012, Tony and Stephanie Hague hired Lowery Construction & Concrete, LLC, to serve as the general contractor in the construction of their new house in Piedmont, South Dakota. The ranch-style house was built with a basement that included a walkout entrance on the north side. The walkout exited onto a concrete patio. Lowery installed drain tile along the perimeter of the house’s

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Did termites cause collapse?

Did termites cause collapse? In 2004, Hiram Campbell purchased a homeowners policy for his house from KentuckyGrowers Insurance Company. The policy was self-renewing and continued in effect after Campbell died in late 2005. After Campbell’s death, his daughter, Wanda Thiele, moved into the residence. In January 2011, Thiele moved the refrigerator and discovered termite infestation. Additional termite damage was discovered throughout the house, including damage to wall paneling and flooring. Thiele made a

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Employee classification dispute

Employee classification dispute Performance Auto Collision Center, Inc., operated an automobile repair and body shop at several locations in Alpharetta, Georgia. In 2012, Performance Auto applied for workers compensation insurance with Bridgefield Casualty Insurance Company. At the time the initial policy was issued and during the subsequent renewal at issue, Performance Auto’s employees were assigned to two separate classifications—clerical and auto body painting/repair—for the purpose of assessing the insurable risk, which along with

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Slip-sliding away: Rock slide claim denied

Slip-sliding away: Rock slide claim denied Dmitri and Mary Chaber owned property in St. Albans, West Virginia. One of five commercial rental units on that property was leased to a motorcycle shop. On February 19, 2014, soil and rock slid down a hill located to the rear of the property and damaged the motorcycle shop. The Chabers submitted a claim for property damage to their insurer, Erie Insurance Property and Casualty

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