Clashing claims: Must CGL pay for auto injury? Naida and Brett Singleton owned and operated Pee Dee Heating and Cooling Specialists, Inc. On February 14, 2008, Auto-Owners Insurance Company issued Pee Dee an automobile policy that provided $300,000 in coverage for combined liability, uninsured, and underinsured motorists protection on five scheduled drivers and six scheduled vehicles, as well as comprehensive coverage, collision, and “road trouble service.” On February 15, 2008,
Court Decisions
A tangled web: Subrogation vs. lien In June 2012, Karen Auers was injured in a car crash. At the time of the crash she was insured by Progressive Direct Insurance Company under a policy that included underinsured motorist benefits of up to $100,000. As a result of the crash, Auers incurred approximately $178,083.44 in medical expenses. Progressive Direct paid $20,000 of those bills by way of no-fault medical benefits. The
That wicked cocaine: Driver flees police and crashes At around 5:00 p.m. on March 31, 2010, Exavier Gardner was driving a 1996 white Mercury Grand Marquis borrowed with permission from its owner, Brittany Husky. Gardner was the sole occupant of the vehicle, had recently consumed several intoxicants, was in possession of cocaine, and was navigating rush-hour traffic when he observed a police vehicle behind him. Two detectives of the Jefferson
Robo-calls on the firing line The underlying lawsuit in this case arose from a previously settled class action suit in the state of Washington. In that litigation the plaintiffs alleged that they were the recipients of phone calls with a prerecorded message soliciting them to use Stellar Concepts and Design, Inc., for their business needs. The plaintiffs alleged that the calls were in violation of the Washington Consumer Protection Act,
Broker blunder: Fire but no insurance A building owner was accused by neighbors of negligently allowing a fire to damage their properties. A neighbor who owned a restaurant that was damaged and AMCO Insurance Company, the insurer for a second neighbor, brought actions against the insurance broker for the building owner, All Solutions Insurance Agency, LLC, alleging negligence and breach of contract based on the broker’s failure to procure fire
