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Coverage Concerns

    WEATHERING A WINDY PERIL

WEATHERING A WINDY PERIL

WEATHERING A WINDY PERIL A farmer suffered a significant loss of income and livestock that involved an ill wind blowing his way. The farmer’s pigs were infected with pseudorabies. Storm winds passed over a location that contained infected livestock. The virus was swept up and transmitted to the insured farm. The farmer filed a claim, asking for reimbursement caused by lost livestock sales and destruction of sick swine. The insurance

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    LUNCHTIME SLIP AND FALL

LUNCHTIME SLIP AND FALL

Dig a Little Deeper By Dawn Jackson, AU, AINS LUNCHTIME SLIP AND FALL Is employee on scheduled break covered by workers comp? The Court Decisions column is one of the most popular features of Rough Notes magazine. One reason is that the courtroom is often where the promises made in an insurance contract become real. All insurance professionals can develop “what if” scenarios, but until those scenarios are tested with

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    NORTH AMERICA IS LOOKING GOOD. SO IS CROSS-BORDER INSURANCE

NORTH AMERICA IS LOOKING GOOD. SO IS CROSS-BORDER INSURANCE

While uncertainty grows about overseas markets and suppliers, borderless insurance between the United States, Canada and Mexico may provide new solutions for continental trading. NORTH AMERICA IS LOOKING GOOD. SO IS CROSS-BORDER INSURANCE Amid trade tensions with China, a new three-country pact holds the promise of prosperity By Joseph S. Harrington, CPCU Will the coronavirus ever ease its grip? We’ll believe it when we see it, but when it does,

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    DEPRECIATING LABOR COSTS SHOULD BE CHALLENGED

DEPRECIATING LABOR COSTS SHOULD BE CHALLENGED

When a gentleman’s home suffered storm damage, he fell into a significant dispute over his coverage. The policy was issued on an actual cash value basis, so there was agreement that the portion of payment for the materials used for repairs should be reduced. The problem arose over the other portion of the loss, labor costs. The homeowner discovered that the insurer had a novel approach to depreciation that was

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    A FLOOD OF INFORMATION ON FLOODING

A FLOOD OF INFORMATION ON FLOODING

While the National Flood Insurance Program still provides more than 90% of residential flood coverage, recent years have seen a growth in carriers offering private flood insurance. Will online flood risk models expand the private market? A FLOOD OF INFORMATION ON FLOODING Will online portals simplify or complicate sales of private flood insurance? By Joseph S. Harrington, CPCU The third week of September 2020 brought something old and something new

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