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The Rough Notes Company Inc.

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    FOCUS ON THE HOTEL INDUSTRY

FOCUS ON THE HOTEL INDUSTRY

Impressive growth seen in market despite unthinkable issues The global travel industry was worth some $1.6 trillion in 2017, according to a 2018 travel and hospitality industry outlook published by Deloitte. As economies improve around the world, the industry will continue the upward trend. Rising disposable income, says the Deloitte study, coupled with new wanderlust, has helped bring new consumers to the market. To what extent? The report reveals that

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    CONDOMINIUM ASSOCIATION INSURANCE

CONDOMINIUM ASSOCIATION INSURANCE

Will anything harden this market? Writing in August 2017, Phillip Masi sounded almost giddy about the prospects for condominium and homeowners associations shopping for insurance for the coming year. “The community association insurance outlook for 2018 remains positive,” wrote Masi, senior vice president of Assured Partners in Lake Mary, Florida. “Every time we think we are starting to see a bottoming out of the property insurance rates, they continue to

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    GUESS WHERE WE’RE GOING TO DINNER TONIGHT

GUESS WHERE WE’RE GOING TO DINNER TONIGHT

Tonight’s special: An update on the restaurant market I read a post on Facebook recently that shared an idea for couples who can never decide on a restaurant when dining out. It suggested that instead of asking “where you want to eat,” have the other person guess where you’re going to take them for dinner, as if someplace has been selected. Then go to the first place guessed. Talk about

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    FOCUS ON SOCIAL SERVICES AND NONPROFITS

FOCUS ON SOCIAL SERVICES AND NONPROFITS

Emerging exposures and a soft market create challenges for agents In 2016, a Florida social services agency opened a file on a young man who had been seen on social media sites cutting himself and making threats to buy a gun. The Florida Department of Children and Families visited the young man’s home and concluded he was a “vulnerable adult due to mental illness” and closed the case two months

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    AGENT AND BROKER E&O INSURANCE

AGENT AND BROKER E&O INSURANCE

Cyber exposure compounds risk for agencies, brokerages, and their clients It’s always been challenging to determine a client’s risk exposures and to understand the extent and limitations of coverage under various policies. Now, agents and brokers must become at least conversant in cyber risk and cyber insurance, both for their clients and their own enterprises. Cyber insurance has a unique history as a line of coverage. It originated in the

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