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Court Decisions

    A bad day for Fords

A bad day for Fords

A bad day for Fords In June 2013, Bill Grant Ford, Inc., a car dealership, provided a 1998 Ford Taurus, which it owned, to John Sconce for use as a temporary substitute vehicle while his vehicle was undergoing repairs. On June 29, 2013, Sconce’s son, Jesse, was driving the Taurus northbound on Missouri Route 123 when he allowed the vehicle to travel across the center line and collide with a vehicle

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The straight story … with a twist

The straight story … with a twist Robert Bunker was driving a tractor on a county road when he collided with a truck driven by Neill Smith. The hay spears attached to the tractor pierced the truck and impaled Smith, leaving him seriously injured. Bunker later pleaded guilty to a charge of careless driving. Smith settled his claim against Bunker for the liability limits of Bunker’s policy. According to Smith,

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No ambiguity, no coverage

No ambiguity, no coverage Veronika Serpikova purchased a house in Houston, Texas. She purchased a homeowners policy from American Risk Insurance Company, Inc., and was listed as the named insured. At first, Serpikova and her husband lived in the house, but in May 2012 they moved to another location. They then leased the property to two tenants. On September 6, 2012, a renewal policy became effective. In November 2012, a fire severely damaged

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Does renters policy cover owned house?

Does renters policy cover owned house? Barry Van Sickle purchased a house in Stevensville, Montana, in 2001. In 2010, Van Sickle put the house up for sale and completed a standard Montana seller’s property disclosure statement. The disclosure requested the seller to “Please describe any Adverse Material Facts concerning the items listed or other components, fixtures or matters,” followed by a request for information about the “BASEMENT: (Leakage, Flooding, Moisture

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The coverage that wasn’t there

The coverage that wasn’t there In May 2008, a teenager purchased alcohol at Myong Suk Day’s grocery store and shared it with his underage friends. The teenagers raced through Point Defiance Park and injured two pedestrians, William Lee and Dawn Smith, who sued Day in 2009. Day contacted her independent  agent, Michael Huh. Although Day and Huh had different versions of their first meeting and whether Day asked for liquor

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