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Court Decisions


Grandma’s meth lab Annette Vogelsang maintained a homeowners policy underwritten by The Travelers Home and Marine Insurance Company on her house in Sunset Hills, Missouri. Her grandson, James Vogelsang, resided with her from 2016 to 2018. On November 9, 2017, the Sunset Hills Police Department executed a search warrant at Annette’s house and discovered liquid and solid methamphetamine in the basement. James was subsequently arrested for possession and distribution of

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Fingerprint fracas Klaudia Sekura purchased a membership from Krishna Schaumburg Tan, Inc., a tanning salon and franchisee of L.A. Tan that gave her access to L.A. Tan’s tanning salons. Sekura’s membership required her to provide Krishna with her fingerprints. Sekura filed a class action lawsuit against Krishna Schaumburg Tan, Inc., and alleged that Krishna (1) violated the Biometric Information Privacy Act provisions relating to the collection of biometric identifiers and

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A house divided Walter and Yasmin Gonzales owned a house that was insured under a homeowners policy issued by People’s Trust Insurance Company. The policy contained a Preferred Contractor Endorsement stating that, in exchange for a reduced premium and in lieu of paying cash to the insured, the insurer was allowed to send its own contractors to assess and repair the insured property. On September 10, 2017, the Gonzalez property

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Fair pay for expert witnesses On February 15, 2013, William Precht Jr. was applying herbicide to an agriculture field using an aircraft owned by Riceland Aviation, Inc. Adjacent to the field was a guyed tower owned by GTP Infrastructure, LLC, which was not equipped with any visibility-enhancing markers. Precht could not see the unmarked guy wires and struck a wire with the aircraft. The wire strike caused the total loss

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No joy for UIM claimant On August 9, 2016, Llon Mark Lagarde was involved in an accident in New Orleans. He filed suit against the driver, Ibraham Abukhdeir, Abukdheir’s insurer, GEICO Indemnity Company, and Liberty Personal Insurance Company, as his provider of uninsured/underinsured motorist bodily injury coverage (UMBI). Lagarde settled his claims with Abukhdeir and GEICO for the policy limits, leaving Liberty as the only remaining defendant. Lagarde filed a

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