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Court Decisions


WILD AND CRAZY Grover Bragg owned a truck that was insured by State Farm Fire & Casualty Company. In the early morning of March 13, 2013, Bragg used his truck to transport an intoxicated and delusional friend away from Bragg’s home. Bragg’s friend jumped out of the truck while it was moving. Bragg pulled over but did not exit his truck. Bragg’s friend then broke into a house owned by

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MOTORCYCLE MANIA: NO UIM UNDER AUTO POLICIES Shelter Mutual Insurance Company issued three motor vehicle policies to Devan Aslin, all of which included UIM coverage of $50,000 per person and $100,000 per accident, subject to designated exclusions. On June 17, 2018, Aslin was operating a 2016 Harley Davidson motorcycle (to which he held title) when another vehicle hit him, causing an accident. Aslin filed a claim against the driver of

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FISTICUFFS FRACAS Anthony Scalzo, allegedly in defense of his wife, struck his neighbor, Robert Salerno, once or twice with his fist. The incident occurred on or near Scalzo’s property; and although criminal charges against Scalzo were dismissed, Salerno sued Scalzo. The first cause of action alleged that Scalzo “assault[ed] [Salerno] by seizing him, striking him and punching him in the face and in particular the left eye, among other areas

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It’s all relative

It’s all relative James North is the father of Miles North. In February 2018, James purchased a personal umbrella policy from Selective Insurance Company of South Carolina. The policy defined the term “insured” to include relatives of James who resided in his household. At the time the policy was issued and at all relevant times in this case, Miles, his wife Shannon, and their two children resided in the same

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Help for a homesteader

Help for a homesteader Wayne Parker’s home, which was a homestead, was insured by Anchor Property and Casualty Insurance Company. In September 2017, Hurricane Irma damaged the home. Parker filed a damage claim with Anchor and soon thereafter entered into a “Work Authorization & Assignment of Benefits” agreement (AOB) with Speed Dry, Inc. Pursuant to the agreement, Speed Dry was to handle the repair work and any claim negotiations with

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