Coverage Concerns
THE BLACK BOX IN A BLACK BOX
Many agents concede the value of credit history for predicting loss experience, and some relish how credit-based scoring has helped...
CONTRACTS CREATE INSURABLE CONSEQUENCES
CONTRACTS CREATE INSURABLE CONSEQUENCES An insurance policy is a contract that creates its own operating environment. Various insuring agreements, conditions,...
FEELING THE LOVE, BUT NOT SHOWING IT
FEELING THE LOVE, BUT NOT SHOWING IT Are agents and brokers coming up short as “primary care providers” to small...
THOSE WHO CAUSE LOSSES MUST BE ACCOUNTABLE
Those Who Cause Losses Must Be Accountable Insurance works best when a party that suffers a covered loss is fairly...
EARTHQUAKE INSURANCE
Earthquake insurance is a hard sell for clients who haven’t witnessed an earthquake. Other factors combine to make it even...
