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The Rough Notes Company Inc.

Alternative Risk Transfer

    GROUP CAPTIVES: THE FUTURE’S SO BRIGHT, YOU’LL HAVE TO WEAR SHADES

GROUP CAPTIVES: THE FUTURE’S SO BRIGHT, YOU’LL HAVE TO WEAR SHADES

Captive insurance arrangements generate buyer interest,agent opportunities Despite the soft insurance market and numerous industry challenges, captive insurance companies continue to gain interest from buyers. Over the past three decades, in fact, group captives have become a mainstay of the commercial insurance market. According to experts, a number of factors are contributing to the increased use of and reliance on captives, particularly among middle market buyers, who are showing the

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    VERMONT CAPTIVE INSURANCE ASSOCIATION ANNUAL CONFERENCE PREVIEW

VERMONT CAPTIVE INSURANCE ASSOCIATION ANNUAL CONFERENCE PREVIEW

“Where the Captive World Comes to Meet” event set for August in Burlington If it’s the start of summer, one thing is certain: the Vermont Captive Insurance Association (VCIA) Annual Conference is not too far off. Each year since 1985, the organization has welcomed captive insurance industry veterans and newcomers to Burlington, Vermont, for networking, learning and more. In ‘85, fewer than a dozen attendees took part. This year, some

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    Captives: Time for a Second Look?

Captives: Time for a Second Look?

ARTful Measures Predicted rate increases mean the time is right to consider a captive for your clients The year 2017 may well turn out to be one of the costliest in terms of loss events, in large part because of the damage caused worldwide by several major natural disasters. Property/casualty rates may begin to increase, causing business owners to consider alternatives. A viable option is the captive insurer. Many agents

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    RRGs: TAKING RISK SHARING TO NEW HEIGHTS

RRGs: TAKING RISK SHARING TO NEW HEIGHTS

ARTful Measures Risk retention groups are a solution to the challenges of availability and affordability For the most part, the U.S. insurance industry has functioned quite well for over 150 years. Thanks in part to the McCarran-Ferguson Act, most insurance-related matters are regulated at the state level, as opposed to the federal level. A nationwide crisis in the product liability/completed operations arena, however, caused a paradigm shift with respect to

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THE FINAL COMPETITIVE FRONTIER

ARTful Measures Get up to speed on one of the most promising growth opportunities for brokers and agents For many people in the financial sector, the debate is over. Analytics has become the differentiating factor that determines if a firm will thrive or fade in the years ahead. To drive home the message, Tim Coomer, Ph.D., CEO of SIGMA Actuarial Consulting Group, Inc., points to a bold statement Harvard Business

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