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Benefits & Financial Services

    EMPLOYEE OWNERS MAKE THE DIFFERENCE IN MISSOURI

EMPLOYEE OWNERS MAKE THE DIFFERENCE IN MISSOURI

CAPITALIZING ON BENEFITS EMPLOYEE OWNERS MAKE THE DIFFERENCE IN MISSOURI Passion for service and top-notch technique drive benefits success When small local agencies come up against the challenge of agency perpetuation and their clients’ growing need for more sophisticated employee benefits services, many sell their businesses to larger national brokers or benefits consultants. But Winter-Dent & Company in Jefferson City, Missouri, has chosen a different path to growing its business—sharing

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    CANCER AND CRITICAL ILLNESS INSURANCE

CANCER AND CRITICAL ILLNESS INSURANCE

CANCER AND CRITICAL ILLNESS INSURANCE Employers and insurers stepping up to help employees deal with a dreaded diagnosis When people learn they have cancer, they don’t want to burden themselves and their loved ones with concerns about how they will get by financially while they undergo the grueling course of treatment. If the patient and his or her employer have had the foresight to acquire special insurance for cancer and/or

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    Three Tips for Reducing Employees’ Healthcare-Related Financial Stress

Three Tips for Reducing Employees’ Healthcare-Related Financial Stress

Three Tips for Reducing Employees’ Healthcare-Related Financial Stress Help employees make better financial decisions for healthcare Healthcare should be easy, but we all know that it is not, particularly for consumers. Today, more than ever, we are faced with a complex and expensive system in this country. Research from the National Centers for Disease Control in 2015 found that 9% of U.S. adults delayed or skipped medical care due to

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MISSING WORK TO PROVIDE ONGOING CARE FOR AN ADULT

Benefits Products & Services MISSING WORK TO PROVIDE ONGOING CARE FOR AN ADULT How can an employer’s leave-of-absence policy respond? Sometimes an employee must be away from the workplace for reasons that fall outside the traditional leave situations. Unum, a leading provider of group disability insurance and leave management services, recently released a study that provides insights into one such situation: an employee who misses work on an ongoing basis

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    HOSPITAL INDEMNITY HAS UPSIDE POTENTIAL

HOSPITAL INDEMNITY HAS UPSIDE POTENTIAL

HOSPITAL INDEMNITY HAS UPSIDE POTENTIAL Accident and critical illness carriers add HI to their mix Sales of hospital indemnity (HI) insurance are growing, riding the coattails of other supplemental health products in the voluntary market, particularly accident and critical illness (CI). Sales of all supplemental health products are driven largely by the need for employees to fill gaps created by higher deductibles and copays in their major medical coverage. According

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