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Benefits & Financial Services

    DISABILITY INSURANCE IN A CHANGING WORKPLACE

DISABILITY INSURANCE IN A CHANGING WORKPLACE

Coverage plays an important role in contemporary employees’ financial security Employers are facing a whirlwind of change in the post-recession economy. Employment is booming and competition for quality workers is on the rise, as employers hunt for skilled staff members to implement new technology. And the workers themselves are changing. Same-sex marriages, blended families and non-binary relationships are changing the definitions of family. But no matter how their families are

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    DISABILITY INSURANCE: WHEN THE “WHY” GETS PERSONAL

DISABILITY INSURANCE: WHEN THE “WHY” GETS PERSONAL

The reason consumers should buy disability income protection is the same reason agents should sell it As statistics will reveal, it happens all too often: an unexpected illness or injury occurs and the income we live off—the money that pays our mortgage or rent, that buys our food, and that goes to other expenses—disappears. And it doesn’t really make too much difference if the disability lasts a month or goes

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    NEW DIRECTIONS IN DENTAL AND VISION BENEFITS

NEW DIRECTIONS IN DENTAL AND VISION BENEFITS

Experts note plan enhancements and a move toward the voluntary market When a molar starts to throb in the middle of the night, suddenly dental insurance jumps from a minor paragraph in the benefits booklet to a godsend. And when aging eyes cause someone to fail a driver’s test for the first time, an employer-paid eye exam may help solve the problem. Dental and vision care are among the oldest

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    WORKERS LEAN TOWARD FINANCIAL COUNSELING

WORKERS LEAN TOWARD FINANCIAL COUNSELING

Benefits Products & Services MassMutual study looks at gaps in plan participants’ sense of financial security For some time, major employee benefits providers have been beating the drum for increased simplification of enrollment methods—anything that can streamline an employee’s decision-making process, and, above all, help them see the connection between the products offered and their own personal needs. “More lower- and middle-income workers than upper-middle-income workers are likely to say

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    DISABILITY INSURANCE FOR THE SANDWICH GENERATION

DISABILITY INSURANCE FOR THE SANDWICH GENERATION

This income protection coverage can deliver peace of mind and help with family caregiving costs May is Disability Insurance Awareness Month, making it a great time to talk with clients about the value of individual disability insurance (IDI) policies and benefits. To help catch the attention of clients in the sandwich generation, it makes sense for agents and brokers to consider highlighting the new family caregiving benefits some policies are

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