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Benefits & Financial Services

    ACCIDENT INSURANCE TODAY

ACCIDENT INSURANCE TODAY

ACCIDENT INSURANCE TODAY Higher deductibles and other factors drive continued interest in this increasingly important protection By Len Strazewski The higher the deductible, the more likely it is that employees may not be able to pay all they owe under contemporary high-deductible health plans (HDHPs). And as corporate health insurance premiums continue to increase, more employers are switching to HDHPs. How can agents and brokers help corporate clients protect their

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    FIND SOMEONE YOU TRUST, THEN TALK BENEFITS

FIND SOMEONE YOU TRUST, THEN TALK BENEFITS

Benefits Products & Services By Thomas A. McCoy, CLU FIND SOMEONE YOU TRUST, THEN TALK BENEFITS MetLife guides plan participants toward meaningful conversations When benefits plan participants get ready to make their voluntary benefits selections, what drives them to one product or another? Is it the product information their benefits provider makes available to them, online or in print? Is it something they remember, or jotted down in notes, from

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    LIFE INSURANCE—STRONG POTENTIAL IN THE WORKPLACE

LIFE INSURANCE—STRONG POTENTIAL IN THE WORKPLACE

LIFE INSURANCE—STRONG POTENTIAL IN THE WORKPLACE Benefit plans supplement employer-paid coverage with voluntary term and whole life By Thomas A. McCoy, CLU Life insurance is a bedrock financial security product for working families. For generations, employers have recognized its importance by including term life as a standard employer-paid benefit. It’s no surprise that as voluntary products menus have expanded, life insurance occupies a dominant position in the voluntary lineup. Life

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    VOLUNTARY ACCIDENT SHOWS STRENGTH

VOLUNTARY ACCIDENT SHOWS STRENGTH

VOLUNTARY ACCIDENT SHOWS STRENGTH Insurers, plan sponsors and brokers find a lot to like Voluntary benefit providers have been piling into the accident insurance market in the last several years, adding it to their existing product line-up—and for good reason. Accident insurance not only offers the appeal of other voluntary products in filling gaps created by high-deductible health plans, but it responds to a distinct risk that is readily grasped

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    EMPLOYEE OWNERS MAKE THE DIFFERENCE IN MISSOURI

EMPLOYEE OWNERS MAKE THE DIFFERENCE IN MISSOURI

CAPITALIZING ON BENEFITS EMPLOYEE OWNERS MAKE THE DIFFERENCE IN MISSOURI Passion for service and top-notch technique drive benefits success When small local agencies come up against the challenge of agency perpetuation and their clients’ growing need for more sophisticated employee benefits services, many sell their businesses to larger national brokers or benefits consultants. But Winter-Dent & Company in Jefferson City, Missouri, has chosen a different path to growing its business—sharing

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