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The Rough Notes Company Inc.

Benefits & Financial Services

    TODAY’S CHOICES, TOMORROW’S RESULT$

TODAY’S CHOICES, TOMORROW’S RESULT$

TODAY’S CHOICES, TOMORROW’S RESULT$ Transamerica’s view of the intersection of health and wealth By Thomas A. McCoy, CLU Traditionally, when an employee started to work for an organization that provided some type of health benefits and a retirement plan, both the employee and employer would consider the health offerings as protection for the present. The retirement plan was protection for the future. Today, a growing number of employers are aligning

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    SKIP THE FROG PROTECTION AND OFFER IDENTITY THEFT

SKIP THE FROG PROTECTION AND OFFER IDENTITY THEFT

SKIP THE FROG PROTECTION AND OFFER IDENTITY THEFT With ID theft on the rise, now is the time to offer theft protection as a voluntary benefit By Christopher W. Cook A few years ago, Discover ran a humorous TV commercial about its fraud protection service in which a customer is seeking “frog” protection. We had a good chuckle regarding the miscommunication between the service rep and customer—played by similar-looking actors—and

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    SURVEY POINTS TO RETIREMENT PLAN OPPORTUNITIES

SURVEY POINTS TO RETIREMENT PLAN OPPORTUNITIES

Benefits Products & Services By Thomas A. McCoy, CLU SURVEY POINTS TO RETIREMENT PLAN OPPORTUNITIES Workers, retirees seek income stream guidance The Boomers are coming … the Boomers are coming. That’s been the rallying cry of a wide range of financial products providers for the past decade—especially those that want to manage the assets of new retirees. From inside the retirement plan ranks, benefits brokers, plan sponsors and product providers

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    CRITICAL ILLNESS: GROWTH MARKET, EVOLVING COVERAGE

CRITICAL ILLNESS: GROWTH MARKET, EVOLVING COVERAGE

CRITICAL ILLNESS: GROWTH MARKET, EVOLVING COVERAGE Reliance Standard’s flexible coverage focuses on client needs By Thomas A. McCoy, CLU In one respect critical illness insurance is like umbrella insurance in the property/casualty field. You hope you’ll never need to utilize it, but the reassurance of having it is worth a lot. If an employee does experience a serious medical event covered under a critical illness policy, being able to draw

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    RESOLVE TO STRENGTHEN YOUR BENEFITS BUSINESS

RESOLVE TO STRENGTHEN YOUR BENEFITS BUSINESS

RESOLVE TO STRENGTHEN YOUR BENEFITS BUSINESS Wellness benefits deliver a healthier and more productive workforce By Michelle White It’s possible that you’ve already forgotten about some of those New Year’s resolutions. If you’re like many Americans, you probably aspired to eat healthier, get more exercise and save more money. None of those goals has a straight line to the traditional benefits programs you bring your clients. After all, having health

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