Please set up your API key!

The Rough Notes Company Inc.

Benefits & Financial Services

    COVERING THE CHASM

COVERING THE CHASM

COVERING THE CHASM Disability insurance fights for its share of the voluntary market By Thomas A. McCoy, CLU Everyone in the workplace has at least one thing in common: They receive a paycheck. Along with it, they share the risk that an injury or illness could eliminate that paycheck. Disability income insurance provides personal risk management for this exposure—a safety net underpinning all of an employee’s current expenditures and his

Read Full Article
    SMILE! DO YOU SEE WHAT I SEE?

SMILE! DO YOU SEE WHAT I SEE?

SMILE! DO YOU SEE WHAT I SEE? Dental and vision remain must-haves in benefits packages By Christopher W. Cook The Broadway musical Annie reminded us that “You’re Never Fully Dressed Without a Smile,” but a smile is more than just shining one’s pearly whites. Having healthy teeth is not only a sign of good oral health but also of overall wellness, according to The Fifth Annual Guardian Workplace Benefits Study,

Read Full Article
    RISK RETENTION FOCUS DRIVES STOP-LOSS GROWTH

RISK RETENTION FOCUS DRIVES STOP-LOSS GROWTH

RISK RETENTION FOCUS DRIVES STOP-LOSS GROWTH Even small employers can self-fund and leverage market innovation and expansion By Len Strazewski When healthcare costs rise 10% or more each year, employers take aim on ways to not only reduce the cost of medical claims, but also the cost of paying and administering claims. For decades, the answer for large employers has been self-funding health insurance claims, hiring outside third-party administrators and

Read Full Article
    EMPLOYEE ASSISTANCE PROGRAMS

EMPLOYEE ASSISTANCE PROGRAMS

EMPLOYEE ASSISTANCE PROGRAMS Serving employee needs and employers’ ROI By Thomas A. McCoy, CLU It’s no secret that the stresses of everyday life can have a detrimental effect on employee productivity. An employee assistance program (EAP) built into a benefits plan provides a means for an employee to obtain professional help in dealing with extraordinary stressors that impede his or her work performance. Professional counseling through an EAP can be

Read Full Article
    TODAY’S CHOICES, TOMORROW’S RESULT$

TODAY’S CHOICES, TOMORROW’S RESULT$

TODAY’S CHOICES, TOMORROW’S RESULT$ Transamerica’s view of the intersection of health and wealth By Thomas A. McCoy, CLU Traditionally, when an employee started to work for an organization that provided some type of health benefits and a retirement plan, both the employee and employer would consider the health offerings as protection for the present. The retirement plan was protection for the future. Today, a growing number of employers are aligning

Read Full Article
rn-subscribe-sidebar-cta_magazinern-subscribe-sidebar-cta_blog

Trending Tweets