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Benefits & Financial Services

    SURVEYING THE BENEFITS LANDSCAPE

SURVEYING THE BENEFITS LANDSCAPE

SURVEYING THE BENEFITS LANDSCAPE Insurers adapt to the needs of today’s dynamic workforce By Thomas A. McCoy, CLU In practically every type of business, employees often describe their workplace as constantly changing. It may be because competition alters their employer’s course. Or new upper- or middle-level management personnel come on the scene. Sometimes it is technology, designed to bring personal productivity, that creates personal upheaval. One thing that doesn’t change

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    ADDRESSING HEALTHCARE COST$

ADDRESSING HEALTHCARE COST$

ADDRESSING HEALTHCARE COST$ A look at what’s working to help mid-sized employers By Scott M. Wood Mid-sized employers face many challenges today, and the cost of employee health benefits is one of the most critical issues they confront. Employers who approach this challenge with the same attitude with which they approach other parts of their business—by developing short-term and long-term strategies—are able to control healthcare costs for their organizations and

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    ACCIDENT INSURANCE GAINS MOMENTUM

ACCIDENT INSURANCE GAINS MOMENTUM

ACCIDENT INSURANCE GAINS MOMENTUM Carriers upgrade products to serve a widespread need By Thomas A. McCoy, CLU Voluntary insurance executives are bullish on accident insurance, and their companies are backing them up by introducing new accident product enhancements. It’s free enterprise at its best—a sales opportunity breeding competition, creating more choices and product upgrades, and better ways to serve customers. “The accident market is seeing more policies that provide greater

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    THINK LONG TERM

THINK LONG TERM

THINK LONG TERM Making the case for long-term care insurance By Todd Villeneuve Think for a second about one of your favorite clients. You’ve worked with them to protect their home, their car, maybe even a boat. But for one reason or another, you’ve never talked about long-term care insurance (LTCI). Now, consider what happens if they get sick or injured, or they’re otherwise unable to care for themselves. Suddenly,

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    WHAT LIES AHEAD ON THE BENEFITS HORIZON?

WHAT LIES AHEAD ON THE BENEFITS HORIZON?

Benefits Products & Services By Thomas A. McCoy, CLU WHAT LIES AHEAD ON THE BENEFITS HORIZON? The uncertain but necessary task of preparing for the future How will the American workforce be different in two years, five years, 10 years? Which employee benefits will prove to be the best motivators? How will benefits be packaged and delivered differently? Helping plan sponsors to think long term can be a valuable part

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