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Benefits & Financial Services

    CRITICAL ILLNESS: GROWTH MARKET, EVOLVING COVERAGE

CRITICAL ILLNESS: GROWTH MARKET, EVOLVING COVERAGE

CRITICAL ILLNESS: GROWTH MARKET, EVOLVING COVERAGE Reliance Standard’s flexible coverage focuses on client needs By Thomas A. McCoy, CLU In one respect critical illness insurance is like umbrella insurance in the property/casualty field. You hope you’ll never need to utilize it, but the reassurance of having it is worth a lot. If an employee does experience a serious medical event covered under a critical illness policy, being able to draw

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    RESOLVE TO STRENGTHEN YOUR BENEFITS BUSINESS

RESOLVE TO STRENGTHEN YOUR BENEFITS BUSINESS

RESOLVE TO STRENGTHEN YOUR BENEFITS BUSINESS Wellness benefits deliver a healthier and more productive workforce By Michelle White It’s possible that you’ve already forgotten about some of those New Year’s resolutions. If you’re like many Americans, you probably aspired to eat healthier, get more exercise and save more money. None of those goals has a straight line to the traditional benefits programs you bring your clients. After all, having health

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    CHANGING HOW WE TALK ABOUT CRITICAL ILLNESS INSURANCE

CHANGING HOW WE TALK ABOUT CRITICAL ILLNESS INSURANCE

CHANGING HOW WE TALK ABOUT CRITICAL ILLNESS INSURANCE Rethinking policy design and focusing on prevention By Christin Kuretich When critical illness insurance was introduced in the United States in 1997, it was envisioned as a solution to the sometimes astronomical medical bills people can be left with after experiencing a serious illness like a heart attack or cancer. They survived the illness, but their financial well-being was destroyed. At the

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FIND SOMEONE YOU TRUST, THEN TALK BENEFITS

Benefits Products & Services By Thomas A. McCoy, CLU FIND SOMEONE YOU TRUST, THEN TALK BENEFITS MetLife guides plan participants toward meaningful conversations When benefits plan participants get ready to make their voluntary benefits selections, what drives them to one product or another? Is it the product information their benefits provider makes available to them, online or in print? Is it something they remember, or jotted down in notes, from

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    ACCIDENT INSURANCE TODAY

ACCIDENT INSURANCE TODAY

ACCIDENT INSURANCE TODAY Higher deductibles and other factors drive continued interest in this increasingly important protection By Len Strazewski The higher the deductible, the more likely it is that employees may not be able to pay all they owe under contemporary high-deductible health plans (HDHPs). And as corporate health insurance premiums continue to increase, more employers are switching to HDHPs. How can agents and brokers help corporate clients protect their

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