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The Rough Notes Company Inc.

Benefits & Financial Services

    FROM MEDICARE TO MULTILINES

FROM MEDICARE TO MULTILINES

CAPITALIZING ON BENEFITS FROM MEDICARE TO MULTILINES High Desert agency builds on health and benefits business to meet overall customer needs By Len Strazewski HMOs, PPOs, ACA, HDHPs. Agents and brokers who specialize in employee benefits navigate a sea of complex terms and concepts every day, but their customers often struggle to understand what works best for them. At Armstrong-Fairway Insurance in Victorville, California, education is an important part of

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    FINANCIAL WELLNESS MOMENTUM GROWS

FINANCIAL WELLNESS MOMENTUM GROWS

FINANCIAL WELLNESS MOMENTUM GROWS Helping employees build a firmer financial  foundation By Thomas A. McCoy, CLU The default advice to defined contribution retirement plan participants is to keep contributing as much as possible, year in and year out. It’s good long-term advice, but of course many plan participants face short-term financial obstacles to carrying it out. The pandemic has brought this problem into clearer focus, as workers at all income

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    HOSPITAL INDEMNITY INSURANCE

HOSPITAL INDEMNITY INSURANCE

HOSPITAL INDEMNITY INSURANCE Employer and worker interest in this employee benefit continues to grow By Len Strazewski In New York, public health officials briefly turned the giant Javits Center into an emergency hospital. In Chicago, state health officials put medical beds and ventilators into McCormick Place because the COVID-19 pandemic filled the intensive care beds throughout the city. Thousands of patients around the country succumbed to the deadly virus, and

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HOW WILL THE PANDEMIC INFLUENCE BENEFITS OFFERINGS?

Benefits Products & Services By Thomas A. McCoy, CLU HOW WILL THE PANDEMIC INFLUENCE BENEFITS OFFERINGS? Gallagher study provides an early assessment How will the pandemic influence benefits offerings? The last few months have been a giant lab experiment in workplace adaptability. Employers had to get used to employees working from home; decide when to bring people back to the workplace; work on making the workplace safe, and then monitor

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    CANCER INSURANCE

CANCER INSURANCE

CANCER INSURANCE Voluntary coverage plays important role in addressing employee critical illness needs By Len Strazewski COVID-19, the respiratory virus that created a global pandemic, is the disease that dominates everyone’s attention. But treatments and vaccines are on the way, medical experts say, and when they arrive, another illness may return to the forefront of everyone’s concern. Cancer. In 2018, about 1.7 million cases of cancer of all sorts were

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