Incensed: Can insurer stand in as landlord? Frank and Leah Harker owned real property in Lebanon, Indiana. The premises were insured under a policy with Hoosier Insurance Company. In June 2013, the Harkers leased the premises to Nicole and Michael Riggs pursuant to a written agreement. Dustin Blevins also resided on the premises during the Riggses’ lease term. On April 22, 2015, the premises sustained $42,497.27 in fire damage after Blevins allegedly
Court Decisions
Was melted hail surface water? Michael Martinez owned a house in Erie, Colorado. The house had a finished basement with windows below the ground that were surrounded by window wells. On August 3, 2013, a severe thunderstorm struck Erie. According to Martinez, some heavy hail and rain collected at the base of his window wells, and the hail prevented the accumulating rainwater from percolating into the ground. As alleged by
Workers comp: Who has jurisdiction? Stacey Gaasch, as personal representative of the estate of the late Troy Gaasch, brought suit against St. Paul Fire & Marine Insurance Company, which provided workers compensation insurance to Troy’s employer. The action sought to recover for wrongful death, breach of contract, and bad faith in delaying an in-hospital nutrition consultation for Troy until days before his death. After his work-related injury, Troy required multiple
Are servers liable in drunk driving accident? George Olsen Sr., and his wife, Sharon N. Olsen, had personal automobile underinsured motorists coverage with Nationwide Property and Casualty Insurance Company. In late 2013, George Olsen was walking by the side of the road when he was struck by a car driven by Skylar Wellington, who had lost control of her vehicle and drifted off the paved portion of the street. About
PIP benefits for bus accident? Svetlana Koren’s minor son Eric was injured as a result of a collision involving two school buses. Koren filed a claim for personal injury protection (PIP) benefits on behalf of Eric with her insurer, State Farm Fire & Casualty Company. The PIP portion of Koren’s policy provided benefits “for bodily injury sustained by [the] insured and caused by an automobile accident.” The provisions further defined
