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The Rough Notes Company Inc.

Court Decisions

Did termites cause collapse?

Did termites cause collapse? In 2004, Hiram Campbell purchased a homeowners policy for his house from KentuckyGrowers Insurance Company. The policy was self-renewing and continued in effect after Campbell died in late 2005. After Campbell’s death, his daughter, Wanda Thiele, moved into the residence. In January 2011, Thiele moved the refrigerator and discovered termite infestation. Additional termite damage was discovered throughout the house, including damage to wall paneling and flooring. Thiele made a

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Employee classification dispute

Employee classification dispute Performance Auto Collision Center, Inc., operated an automobile repair and body shop at several locations in Alpharetta, Georgia. In 2012, Performance Auto applied for workers compensation insurance with Bridgefield Casualty Insurance Company. At the time the initial policy was issued and during the subsequent renewal at issue, Performance Auto’s employees were assigned to two separate classifications—clerical and auto body painting/repair—for the purpose of assessing the insurable risk, which along with

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Slip-sliding away: Rock slide claim denied

Slip-sliding away: Rock slide claim denied Dmitri and Mary Chaber owned property in St. Albans, West Virginia. One of five commercial rental units on that property was leased to a motorcycle shop. On February 19, 2014, soil and rock slid down a hill located to the rear of the property and damaged the motorcycle shop. The Chabers submitted a claim for property damage to their insurer, Erie Insurance Property and Casualty

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Notice provision not ambiguous

Notice provision not ambiguous Wright State Physicians (WSP) is a medical practice group through which physicians employed by the Boonshoft School of Medicine at Wright State University provide medical services at local hospitals while teaching and supervising medical students, interns, and resident physicians. Daniel Lacey was a neurologist with WSP and provided medical services at the Children’s Medical Center of Dayton (CMC), (now called Dayton Children’s Hospital). The Doctors Company

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A bad day for Fords

A bad day for Fords In June 2013, Bill Grant Ford, Inc., a car dealership, provided a 1998 Ford Taurus, which it owned, to John Sconce for use as a temporary substitute vehicle while his vehicle was undergoing repairs. On June 29, 2013, Sconce’s son, Jesse, was driving the Taurus northbound on Missouri Route 123 when he allowed the vehicle to travel across the center line and collide with a vehicle

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