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The Rough Notes Company Inc.

Coverage Concerns

    WRITE YOUR OWN POLICIES? LEMONADE’S CHALLENGE

WRITE YOUR OWN POLICIES? LEMONADE’S CHALLENGE

Engaging the village to identify and address risk In a sense, Lemonade 2.0 is not new, but a return to the policy drafting long carried on in meeting halls and on kitchen tables by the organizers of mutual fire insurance companies. By Joseph S. Harrington, CPCU Stay with us, please. Insurance professionals can get into a lather over the mere mention of Lemonade, the company that tells the public to

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    HOW FAR?

HOW FAR?

Jonny was driving a customer’s vehicle when he struck Charles and Delilah’s vehicle. Because Jonny was a valet for the Olivier House Hotel at the time of the accident, Olivier House Hotel was sued, but its CGL carrier declined coverage because the customer’s vehicle had been parked at a garage ten blocks away from the hotel. See below how the courts reacted when asked to determine how close a vehicle

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    Time to get a “LEG” up on construction disputes?

Time to get a “LEG” up on construction disputes?

Time to get a “LEG” up on construction disputes? By Joseph S. Harrington, CPCU Few areas of insurance generate as many disputes as construction defects and/or faulty workmanship. Property damage claims that arise from contractor errors entail a myriad of fact scenarios involving piles of rubble, saturated fixtures, or smoldering ruins, further complicated by a variety of changing and conflicting court rulings. That’s why agents and brokers are finding more

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    YOU CAN’T GET THERE FROM HERE

YOU CAN’T GET THERE FROM HERE

Woody Creek purchased two parcels of land and purchased title insurance for it. After developing the property and attempting to sell it, he discovered that there was no legal access to one of the parcels. The title company, Fidelity National Title Insurance Company negotiated for a 30-year easement but Woody Creek wanted more. Here is how the courts ruled. Woody Creek Ventures (Woody) bought and developed two parcels of land.

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    FEELING THE IMPACT OF HARVEY (WEINSTEIN, NOT HURRICANE) ON “HAMMERS”

FEELING THE IMPACT OF HARVEY (WEINSTEIN, NOT HURRICANE) ON “HAMMERS”

Feeling the impact of Harvey (Weinstein, not Hurricane) on “hammers” Has it been only seven months? Since a New York Times expose in early October 2017 brought down movie mogul Harvey Weinstein, we’ve seen an avalanche of sexual misconduct allegations end the tenures of business leaders, media personalities, and other high-profile individuals, including a sitting U.S. senator and a state judge aspiring to become one. So, we ask: Will the

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