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    LOOKING FOR NEW BUSINESS

LOOKING FOR NEW BUSINESS

Agency of the Month LOOKING FOR NEW BUSINESS Northern Michigan agency turns its sights southward By Jenny Berner When Donald Bartosh established Top O’ Michigan Insurance Agency (TOMIA) in Alpena in 1974, he clearly envisioned an agency that would provide insurance solutions to the people and businesses located in northern Michigan. Today, however, the agency has developed grander plans that include moving into areas outside the state, continuing a steady

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    TALKING TELECOM

TALKING TELECOM

MGA/BROKER FOCUS TALKING TELECOM Specialty MGA places cell tower risks with an A+ admitted carrier By Elisabeth Boone, CPCU Where would you be without your mobile phone? If you’re like most of us, your life would come to an utter standstill. You’d have no access to your contacts, your calendar, and your to-do list. And forget those emails about delicate acquisition negotiations … the photos of your daughter’s first gymnastics

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    FOCUS ON ENVIRONMENTAL AND POLLUTION INSURANCE

FOCUS ON ENVIRONMENTAL AND POLLUTION INSURANCE

FOCUS ON ENVIRONMENTAL AND POLLUTION INSURANCE New exposures increase risks By Lori Widmer When it comes to the construction industry, pollution and environmental risks are part of doing business. Yet despite the industry’s leanings toward more green construction, new environmental exposures are emerging, creating expensive, potentially long-tail claims headaches for the industry. Such is the case in Hartford, Michigan, where elevated levels of both per- and polyfluoroalkyl substances (PFAS) have

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    DRIVING INNOVATION AND GROWTH

DRIVING INNOVATION AND GROWTH

DRIVING INNOVATION AND GROWTH National network focuses on making a positive impact on the independent agency channel By Dave Willis, CPIA Just over a quarter century ago, SAN Group was entering its second decade of serving independent insurance agencies in northern New England. SIAA was an idea that was starting to germinate, and Matt Masiello, AAI, was readying for his career path, which he thought might involve the marine business

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    SCHAUER GROUP

SCHAUER GROUP

Looking Back, Looking Ahead SCHAUER GROUP Fourth-generation Ohio agency marksI00 years of growth and lays the groundwork for future success Having recently marked its 140th anniversary, Rough Notes is celebrating its long track record of supporting the independent agency channel by profiling agencies that have been in business for 100 years or more. This month we feature a firm that is celebrating its centennial this year. By Elisabeth Boone, CPCU

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